My Trading Adventure

Trading in the zone

2012-02-27T22:10:00.000+08:00

Just read 'Trading In The Zone' by Mark Douglas for the second time over the weekend. Need to keep my emotions at bay for the current market..

Here are the summarized points/principles to share with those who have not or do not have time to read it. These are the exact words taken from the book.

THE “UNCERTAINTY” PRINCIPLES

1. Trade without fear or overconfidence.
2. Perceive what the market is offering from its perspective.
3. Stay completely focused in the “now moment opportunity flow”.
4. Spontaneously enter the “zone”.

THINK IN PROBABILITIES (there are always unknown forces in the market at every moment).

The 5 fundamental truths TO ELIMINATE THE EMOTIONAL RISK OF TRADING:

1. Anything can happen.
2. You don’t need to know what is going to happen next in order to make money.
3. There is a random distribution between wins and losses for any given set of variables that define an edge.
4. An edge is nothing more than an indication of a higher probability of one thing happening over another
5. Every moment in the market is unique.

“I AM A CONSISTENT WINNER”

The 7 principles of consistent winner :

1. I objectively identify my edges.
2. I predefine the risk of every trade.
3. I completely accept the risk or I am willing to let go of the trade.
4. I act on my edges without reservation or hesitation.
5. I pay myself as the market makes money available to me.
6. I continually monitor my susceptibility for making errors.
7. I understand the absolute necessity of these principles of consistent success and, therefore , I never violate them.

Note : The above is shared by our new tratle member, HS. He is only 4 months plus in market but have many of these good trading books before attending my basic trading class. It is interesting as it is easier to guide such hard-working novices ... in actual trading. Yes, reading giving us the knowledge what to do but real trading giving us the needed experiences. I would never be able to teach well IF I do not trade or analyse things by MYSELF. If a person read and read well ... and teach trading, it is very theoritical.Nothing good could come out from there much as trading is about experiences and improving our skills.

With more of such talented and hard-working tratles in our group, we could only improve!! I am proud, of coz. One thing I do advise my group is 'DO NOT listen too much to forums and the noises around'. I will write about 5 main mistakes that many novices/newbies done ... as I was recently interviewed and asked ... "What do you think the 5 main mistakes done by novices in trading?".

Thanks, HS for sharing. Yes, many in the group will benefit ... and by posting it here, many of my genuine or real readers will benefit too. Of coz those few nay-sayers will be in doubts and think that I typed those above from a book ... to show I am a 'guru'? I am not .. I am a learning novice like many around.

Cheers and learn together!!

TEH

Kindle : Worth buying?

2012-02-27T08:16:00.001+08:00

The Amazon Kindle

I am thinking of getting one as I do like to read ... and Kindle enable me to read books digitally.

TEH

Trading Idea : Malton

2012-02-27T06:21:00.001+08:00

Malton-wb : As I have written previously about Malton-wb, which I bought at 0.33-0.34 levels and sold at 0.40-0.41 levels in days ... then in Jan stock-watch page, I placed that I bought back at 0.29 and sold at 0.32 in days ... recently it came back to 0.29 levels(in FEB) but I did not grab her back(CT did) at 0.29 ... she flew to 0.34 levels(CT sold at 0.345) ... before it retraced ... back to 0.29 levels again ... for our fourth trade on her. Yup, that is Malton-wb ... her baby. The mommy Malon being valued at 0.71 at the moment and at 0.66 level is a good entry point and to sell her above 0.71 again.

This is just a simple trading idea which I do share with my tratles and stock-watch page. It is NOT a buy call and if you read these lines, please understand the risk of trading warrants. Non of the trades written here are real, anyway. Haha.

Feb is not really a profittable month for my stock-watch page with only Axiata, AirAsia, RSawit, Seg, Seg-wa, Sendai done good ... Benalec is holding at small paper-loss while cutting off KurAsia due to failed breakout. A short punt into Unisem-wa went wrong too ... and it is wait and see. In Jan, with bullishness ... anything you bought also doing well.

Yes, as I have a closed page of my stock-watch ... to be fair to those in my group, I will only write about some trades AFTER they were done. That irked some readers in i3-investors or many more out there? Well, I am not here to please you ... continue to be irritated while I will continue to .. err ... blog the way I like!!

Liverpool beat BJCorp this morning ... but it was close. Phew!!

Here is BJCorp ... but at 0.93 level ... sell at 0.99 level. As BJCorp lost the final, expect the sentiment to be bad and it is likely to break 0.95 this week ... so, watch for 0.93. If it breaks 0.915 low level, sack the manager(he is doing very well currently, ok?)

By the way, VT is retiring ... half of his wealth to go to charity!! Bravo!! Long live Tan Sri VT. To show my support, I will buy BJCorp at 0.93, ok? Haha

TEH

Shopping for a car

2012-02-26T15:30:00.001+08:00

I was busy teaching from Friday night till today noon. Yes, it is tiring and non-stop kinda classes after classes. I am going to take a rest before going for a nice dinner ...

I am currently driving Proton(and proud of it) ... the so-called cheapest car. It is NOT cheap for a low salaried-employee like me. My monthly instalments taking about 15% of my salary!! With my current two apartments instalments taking about 35% of my salary, I am only left with 50% of my salary in hand. Ouch ... 10% a forced saving, 40% ... err ... enough for my two kids to go to kinder, going to Enopi, dinners ... my wife to go shopping ... arrghh ... teachers are one of the lowly paid job!!

So ... Proton is a big-deal for me. I was driving a Kancil back in Sabah and decided to upgrade the car to Proton(still the cheapest around, yeah ...) as my two kids are growing!! I do not need to think what car should I buy as my low-salary could only afford me the cheapest around. In fact, I have to take 7-years loan as my low-salary application for car-loan will be rejected if I am going for 3 or 5 years!! Arrghh ... talking about financial stress ...

Anyway, I m planning for next upgrade after my Proton fully paid-off in coming 5 years time!! Yup. planning to get a 2.0 car to replace my 7-year old Proton ... in future. I will be 50 by then.

Choices of 2.0 - 2.4 car

Honda Accord

Hyundai Sonata

Nissan Teana

Toyota Camry

The above are common choices ... if I could not afford any by then, of coz I will continue to drive my current old Proton. Otherwise, upgrade a little to Inspira? But if I could REALLY afford, I will choose one of the above model. Will VW's Paasat becoming cheaper by then(read DRB)?

Perhaps I might end-up with one of my passion ... moto-bike. Vulcan or Harley? Hehe

TEH

Averaging down

2012-02-24T06:10:00.002+08:00

LionInd : Say you expecting for current correction to take place soon ... so, you may want to prepare some bullets to buy some stocks. I am using LionInd just as an example and illustration.

Assuming we do not have knowledge much in FA or TA.

Buy at RM1.40 : 2000 x RM1.40 = RM2,800

Buy at RM 1.30 : 2000 x RM1.30 = RM2,600

Buy at RM 1.20 : 2000 x RM 1.20 = RM2,400

Buy at RM1.10 : 2000 x RM1.10 = RM 2,200

Total is RM10, 000.

Then, each time it moves up 15cents, sell. Sound simple, right? That is just one trading idea I could share with many ... if you dont have much knowledge. Choose a good stock, buy in stages ... and hold. To benefit more, buy only when KLCI in low RSI-level and FEAR is everywhere in markets (example, Greece will go bust or BN losing their grips ... etc etc).

Note : To gain 10% per annum, that is what we could easily do but with a condition : Be very patient.

TEH

p/s : If you really need to hold, how about grabbing a good dividend stock, average it down?

Correction in the making?

2012-02-24T05:42:00.003+08:00

AirAsia : Will check her going below 3.55, and look at 3.45 level, instead.

KurAsia : I have to cut-loss when it broken my support. I am surprised with the low volumes but I cut her off, anyway. A very few trades I done badly in recent months. ouch.

Sendai : This is a stock given in my stock-watch too ... the one that I expected to reach 1.70 for profit-taking and many did. A good trade. By the way, 1.70 is her IPO value. So, if she dives to RM1.50 level again due to coming correction, time to alert again.

Unisem : Catching a knife ... bad reports seeing some syndicates-players dropped her and I will see her at RM1.20 level later? Wanna catch some?

TEH

Educating public ... my job?

2012-02-23T08:55:00.004+08:00

Morning ... many things in mind and do not know where to start ... hmm ... yeah, I have limited time with this blog, so ... I was thinking of something GOOD to write and hope to benefit some good readers.

i3-investor portal

Yesterday, I wrote a post 'Busy Day' and it is not the first time(and wont be the last!! haha) I write about my busy schedules and such. Yeah ... for those NEW readers, they will go through a page or two, and noticed that I do not write anything much about markets, they will close it off and move on ... but ... I realised now that my blog will be featured in a very good financail portal :

http://klse.i3investor.com/index.jsp

Hmm ... let me recall how I got in touch with i3-admin ... that way about 6 months ago. When I have my cohort-1, I remembered one of my pioneer tratle, MS, told me that my blog was featured in i3-investor and congrats me? Huh ... I was surprised on WHY he congratulated me for? It was like ... yes?

Then, AW of my cohort-4 told me that he got to know about me through i3-portal too and decided to join my group!! Slowly ... I realised(I am a slow learner ...) that my blog will be posted there in i3-portal and it is a financial portal!! Well, I told i3-admin previously that my blog is a rojak ... my DAIRY(who dont know it is my dairy? New readers, of coz!!) and it comprises of songs ... clips I listened too, articles I read ... stocks that I analysed(taken out and posting in my stock-watch now) ... my daily schedules etc etc ... and I do not know if it is OK with them. Well, i3-admin told me it is OK and they like the EDUCATIONAL part of my blog and glad that I could guide some of newbies!! Well, I will leave it to i3-investor if they are going to take out my blog since I do not write about stocks ... or ... hmm ... some un-happy readers there started to blast on my postings? Haha ... I want to laugh .. oopss ... better stay focused. Hmm ...

So, since I m in education line, it is only natural I want to share with many my limited and so-called knowledge. Well, I am proud to say that I have about 40 of them still in my group(no time to introduce my cohort-5 .. sorry, guys). We named it 'tratles' group. Yes, many NEW readers do not even know that I have blog in daily basis for 3.5 years now. I came from zero-knowledge, zero experience ... and today, I am sharing with 40 of them ... in daily basis in our closed pages. Also, in my very busy schedules ... I tried to answer many enquiries by those in my stock-watch group. No joke, I have three facebook-pages to attend to. Somehow, I managed ... so far!!

In my short breaks, I will visit i3-portal(after realising my blog is there, some may comment) ... to answer some comments, showing that I am a REAL person, not a robot. Haha ... as markets moving higher and higher, it attracts many more newbies and the forum becoming very noisy!! That is expected as many get excited with profits ... and many more becoming 'guru' ... and slowly you could see GREED taking over. It is expected ... it is THAT emotional. It is money in the line, babe.

So ... due to such, nothing for me to write ... I am a contrarian(those old readers will know), I only move in hugely during market correcting or if possible, collapsing ... stock-diving ... I like gap-DOWN .. hmm .. I like my waterfalls ... check my posts ... how long I DID NOT write about my lovely waterfalls now? I like SEPTEMBER 2011 ... where I typed 100 stocks with their RSI levels. I was so excited ... and so greedy then. Today ... today, I listen to songs!! Do you like my Anthony Robbins sharing? How about Arnold? hehe ... today is NOISY ... today is greed in markets and my system shut-off for buyings!! I trained myself THAT way ... be a contrarian. Be patient. Be discipline. And today ... I am teaching trading to 40-50 of them!! If I need to include my e-learners, I have more than 100 of them learning and asking questions .. and learning ... and sharing!! You cant learn by going to forums without a focus, can you?

Forums are a good platform to share, actually. So, I do not have anything against forums, of coz. I do still visit RHB and CNX forums once in a while but no longer posting any comments there. Today, I will also stop postings any comments in i3-investor. I have stopped tradesignum's forum too. I never visit investlah forum ...

Another nasty comment in i3-portal

Jessica Chan : Fat Cat, this hack always copy other's quote and imply his story into it. always brag about his winning stock(ofcoz only by talk i buy jcy for 60sen and it went up to 1.30). if you are that good, name it before it happened. I guess your reply must be i got nothing to prove to you ignorant people.

Well, I am not offended as I am not writing to please these readers, anyway. It happened that my blog is featured there. So, I will want to see ... how I could benefit some readers in i3-investors? Why is that so? it is about giving-back to i3-portal which has been supportive to me by publishing my blog in a respectable financial portal here!! Wow ... at times, I forgotten that I am in finance-line now? Haha ... since when? Nope ... I am just a blogger ... and I am in education line. I am more interested with my own writings ... and for edutainment purposes. I am not going to show these readers my trades(irrelevent) but rather share with some readers how I do trade ...

Axiata : We all bought at 4.65-4.70 levels and sold in a week time around 4.98-5.00.

I am not going to convince you that the trades is real or not. It is not important. What is important to share is that we buy things at LOW level and to sell at HIGH level but ... with cut-loss to protect our capitals ... to move on to next trade. I do remember I sold off my Mudajaya(everyone knew I bought at 2.28, right? Many of them in my group about from 2.15-2.30 levels) and sold off Coastal(bought at RM2.02 levels) for Axiata. Ahh-haa ... bragging again?! Hehe ... I prefer Axiata with BAD news attached. Nothing much ... it is still TMI to me. It wont close down tmr!!

RSawit : Many of them in my group followed me to buy at 0.88, sold at 0.93, buy-back at 0.93 sold at 0.98 ... then, some bought at 1.05 levels ... and sold recently at 1.15 levels. My tratle, HK, bought at 0.93 ... hold hold hold ... and sold at 1.15!! I admired his holding power!!

AirAsia :

SEG : One of the first stock I shown to my stock-watch group for FEB. It was marked-up when it broken 1.83 level. Yesterday is a SELL ... so I sold my Seg-wa. It took about 3 weeks to realise the trade and profits.

Sendai :

The above trades are for bragging and advertising purposes. Be entertained!! Haha.

Thanks for reading yet another boring post. It is the way I write, anyway.

Lose Yourself

TEH

Successful people : Arnold Schwarzenegger

2012-02-22T23:24:00.000+08:00

Six Rules on "How to Be Successful"

1. Trust yourself

2. Break some rules

3. Don't be afraid to fail

4. Ignore the naysayers

5. Work your butt off

6. Give something back.

1. Trust yourself : Yes, I told myself many of times last time ... if I want to be a 'successful' in my ambition to be a good Maths teacher, I MUST trust myself. I must know that I have the abilities to teach well. After 20 years in teaching Maths, I could proudly said "I have succeeded". I was awarded to be the best 'teacher' before. Today I want to trust that I could be a good trading-cikgu ... and one day, I will feel successful, my own definition(of coz). I do not need award or recognition, just appreciations from those who have learnt from me. A simple 'thank' will be nice.

2. Break the rules : Yes, I do break many rules along the way when I teach ... and I explore to teach Maths differently. Today, I will apply it in my teaching of trading. I want to break the common rules many trading courses doing ... for a start, I want to see that those trading course should be affordable to ALL of those who want learn!! And many ways of trading's rules should be broken!! Many myths and assumptions being made ... and blinded many novices. Break those rules!!

3. Don't be afraid to fail : Yes, every successful people will tell you they will attempt things they never tried ... and they are NOT afraid to fail. They understand that normal people do not venture further as they are afraid to fail. Just DO NOT be normal.

4. Ignore the naysayers : Yes, ignore the majority of those average normal people, who will tell you whatever you try will fail ... and telling you how risky or hard things could be. Ignore their words ... trust yourself, break some rules ... dont be afraid to fail and IGNORE the majority. Yes, you can!

5. Work your butt off : Yes ... we all know that successful people taking baby-steps to learn and work hard from there. They do not complain, they do not quit ... they know that they have to push the limit ... hard hard work ...

6. Giving back : Yes ... I always believe that there are so many things we could give back. For example, imparting knowledge to my students, seeing them scoring good grades and entering Uni of their choice. You could NEVER understand the satisfaction if you are not teaching. I am very satisfied with what I am doing ... I may not be rich but I feel rich inside. I do have many thanking me for teaching and sharing ...

Busy Day

2012-02-22T14:26:00.004+08:00

2.10 pm : It has been an incredibly busy day for me so far ... it is crazy!! Arrghhh

I woke up about 6am as usual today to read some e-mail, posted JCY and MEGB for sharing. Then, I read a bit of some news ... rush off, dropping my son to kinder and to office for my 8am class. I do not have time for breakfast(blame it on the JCY and MEGB charts!! haha) ... so, have few bites on my bread and teaching from 8am to 10am!! Yup, I managed to trade in between that short MINUTES!! I sold off my Sendai which I have been collecting at 1.69(given in my stock-watch for FEB) and going for Supermax today ... it is done in split minutes so that I could continue to teach!! Also, I sold off my Seg-wa at 1.44 and was collecting below 1.40(also in my stock watch and tratles page). I thought I was queueing to sell at 1.44 and 1.46 but somehow due to too many things in head, I must have keyed-in wrongly(that is a dinner mistake!). By the way, I was trading using three platforms! Haha ... really crazy and stupid. All done in minutes!! We do have 5 minutes interval from one class to another, actually.

Then, I noticed Unisem dived ... ignoring JCY still at 1.20, I went for Unisem-wa at 0.355-0.360 but when I watch it again, it is down to 0.340. I am catching a knife now. Ouch.

Yeah ... then around 10 am, I was rushing for next class ... and I was answering questions or comments in my two facebook page ... stock-watch and tratles!! Amazing? Haha ... my brain overworked and I am tired!! Classes from 10am to 11.30 am ... rush for short half hour lunch before another classes from 12noon to 1pm and next 1pm to 2pm. Now ... I am taking a short hour break due to a tuition class shifted 1 hour later(to 3.15pm). Then, more tuition classes from 3.15- 4.45pm(so that I could be there for market closing) then, 5pm to 6.30pm ... rush home for my dinner and another tuition from 8pm to 10pm.

How is your day? Busy too ... in such a busy hectic day, I do wish I do not trade ... but ... well, Sendai gap-up la ... sell. Seg-wa moving above the high 1.48 today la .. so, sell. Unisem dives la ... so, buy and Supermax is asking me to look at her. So, grab a bit first!

And in my short break, I could still use my 4-fingers to type these lines?

Amazing? Haha ... I need a coffee now.

Nasty comments by : Fat Cat Tim Buddy(of i3-forum)

FCTB : stop posting ur life please, leave it in facebook or diary book, no people comment on ur blog anyway, nor they will read it, let me be forward abit, its kind of annoying, ok.. i go drink TEH now..

TEH : excuse me ... it is MY blog. why are u reading?

FCTB : sorry, i din't, no reading.

just that ur tittle kind of interesting, ''busy day'' , so.. i click on it and see what is it all about, author TEH o ais , ok.. 95% of ur blog is blablabla , stuff that no people care.

its kind of annoying, and there a comment button,therefore i click on it and comment, am i allowed to comment?

TEH : I checked that you are born 1990, young man. Then, I checked some of your comments. Most without knowledge or carry any weights. So, I am going to assume that you are just an arrogant young ignorant in markets. I will post these comments of yours and make you well-known. If I am free and helpful enough, I might want to correct many of your comments here, which I could tell you are lack of knowledge and experience in markets. Yup, you will grow up, of coz. take your time to grow

One day, he will grow up ... no point talking to him. But, I might 'help' him by answering some of his comments there. He might thank me, one day ... right?

TEH

Stock Watch : JCY and MEGB

2012-02-22T07:13:00.000+08:00

JCY : Current retracement is nice. Watching for reversal.

MEGB : One of the worst perfoming IPO. Currently trading at a range, so ... can consider RM1.12 entry level and sell around 1.20. This may take a longer time for it to be uptrend again ... she is still in my radar ... give me a beep-beep ...

TEH : A few more worth watching in coming weeks but I am too busy to write, got to rush to office for whole-day classes again. Today is a crazy day with classes from 8am to 10pm, with only 2 hours in between for lunch and dinner!! Crazy man ...

OFF

TEH

A reflection on my own blog

2012-02-21T22:16:00.001+08:00

http://alphachart.blogspot.com/2012/02/alpha-chartthe-thinking-begins-and-it.html

By Alpha Chart

When I begin the thinking of options I have with Alpha Chart going forward, only will I surprisingly realise that the blog I started as a passion may not translate into anything worthwhile for myself.

TEH : My blog started with PASSION of learning to trade and my passion for blogging, sharing and ... continuing of learning. Nothing much more than that, for those new readers of mine. Those new ones COULD NOT feel the passion I have writing these lines ... using 2-fingers on each hands typing ... and my mind works faster than my tiring fingers. Indeed, it is PASSION .. otherwise, how do you explain that I am STILL blogging in daily basis after 3.5years ...?? Does it translate to anything worthwhile for myself? Yes ... I am GLAD that I could guide and help many 'silent' readers, newbies and novices ... in venturing into the RISKY legalised casino ... KLSE.

Really there are many options I could consider with Alpha Chart, assuming continuous outperformance and bringing in more features, but apparently they do not sync with either my preference or the anticipated financial reward. These were the options and their "why not"...

TEH : I am taking my blog a little further and will see if it worth my venture ... otherwise, I will drop the whole idea(of teaching trading and such)

1. Be Investment Professional (e.g. author, stock investing coach)
- I find the loss of privacy a big loss as I prefer to keep my unknown identity. Some early readers may recall that I was featured a lil' in a financial magazine before and my identity was kept away. Between fame and money, I choose the latter.

TEH : Yes, I am a much 'open-book' blogger around where you could even add me in my facebook(not chatting, sms or e-maiul, please). I do share my daily activites ... my likes and dislikes. I am public-listed!! No ... I never want to be known or fame? Spare me, please. It is too noisy out there. I rather stay put, listening to my songs!! I am not qualified to be investment-professional as I do not have any financial qualifications and NO intention to take any exams etc etc ... spare me the certs, you can have it. I prefer to trade well, guide some of my readers and ... yes, profitting from markets. I will consider writing a book ... as I am encourage by many of my readers! Can I teach trading without that 'trading certs'? Then, if you are learning from me, you are taking a RISK to learn from an uncle?

2. Be Financial Intermediary (e.g. Remisier)
- Though I can turn Alpha Chart into an exclusive access to attract customers but everybody knows that Remisier is not a rising professional and the intense competition in brokerage see drastic fall in revenue for many.

TEH : Someone suggested to me too ... but I certainly DO NOT want to be in that line, errr ... need to take exams, right? Keep it.

3. Monetise Alpha Chart and make it an advertisement conduit
- If you noticed, Alpha Chart is currently advertisement-free. Monetising the blog is one option too but the returns take years to build and they may not be substantial enough.

TEH : My blog used to be ad-free merely 6 months ago ... then, few of bloggers encouraged me to earn 'extra' money from placing google-adsense ... well, the number of clicks are not good. Not many bother, either. Yup, the returns is minimal ... but ... err ... it could still pay me a dinner in a month? Just let it be there ...

4. Turning Alpha Chart into pay website
- There are many pay websites on stock investing in US but very scarce in the local market. This however takes time to build and the returns may be slow and income stream normally tracks market.

TEH : Privitisation of my blog occured in my mind before ... spending hours blogging for free ... sharing analysis and such, but ... it is free, right? So, what I do is I put my analysis in my stock-watch page where many readers could pay a little to read my analysis and could even learn many pointers. Believe me, it worth all your pennies. How I wish there is a stock-watch page like mine to follow, I wont mind paying much-much more to learn!! I am the 'cheapest' around, for sure. Anyway, this blog will be maintained as 'free' but not the analysis. I do not even have the time to share those trades I have done with my closed-group ... so many good ones ... and yes, I have shown to many ... I do not lose money much in months of trading. Should I want to privitise my blog one day ... or sell the 'domain' for some tokens?

5. Be a private money manager
- With track records, I could consider using Alpha Chart for interested investors to place fund for me to manage. Here again, I have my own option to raise funds for the full profit than the much lower cut after split with investors. Besides, I will not be answerable to many doubts investors may have either with my skills or market volatility.

TEH : This is difficult to accept by many ... perhaps I should continue to invest for my aunties only. Who knows ... if my performances are very good, many might look for me ... and I might be employed as fund-manager? Hmm ... that is fun!!

6. Cease Alpha Chart for full focus on personal investment
- I find the writing of Alpha Chart, though minimal, is still taking away my time and if I were to commercialise the blog, I have to commit much more time into it.

TEH : I wont mind commercialise my blog one day ... but at the moment, I still prefer the uncle-manner of writing my dairy-blog. I have 'lost' many readers as I no longer put analysis much or answering their e-mail/comments. Yes, I have given priorities to my tratles(those coming for my trading classes, my e-tratles(those learning technical-analysis from me through e-learning ... it is still open for those interested), my stock-watch(monthly basis ... Mac is opening soon) ... then only my blog(this one).

- As mentioned before that I'm now managing 5 own broking accounts and that Golden Nest and Reflexivity being the smallest in terms of value, having full concentration would definitely help in my performance.

- Anyhow an additional returns of 5-10% would already give me an immediate return as expected from the above option which I need to take a few more years to build.

I'm afraid to say that option 6 may be more viable after all these assessments and if I were to consider potential financial reward from the blog, it may not justify...

With this, I have a painful decision to make on Alpha Chart...I hope to share a bit more on stock investing in my final posts.

Perhaps, I may come back again in the future...I doubt money will be the reason.

TEH : Thanks, Alpha Chart for being around and I have learnt from reading your posts. All the best in your personal investments.

TEH

The end of another good blog?

2012-02-21T08:00:00.000+08:00

http://alphachart.blogspot.com/2012/02/alpha-chartthe-thinking-begins-and-it.html

http://alphachart.blogspot.com/2012/02/alpha-chartthe-final-post.html

Yeah, I was saddened by the fact that 'AplhaChart' decided to stop blogging. He has been my 'guru' as I do read his pointers and many finer pointers ... learning from there. Well, we all have 'reasons' to blog ... and we all have our own reasons to stop blogging.

Wishing him the best of health and wealth.

Thanks.

TEH

p/s : Will elaborate on my personal views later.

Promoting local talent

2012-02-20T16:59:00.000+08:00

Lirik : Tasha Manshahar - Be Mine

Bermula di Facebook
You IM I dulu taktahu malu
I malas nak layan
So I buat taktahu

You terus cuba dan mencuba
Sehingga I jatuh cinta
Gatalnya diri you
Membuat I terjatuh

Bila kita dah start mengada
Kita selalu keluar sama
Borak panjang panjang
Makan dan tengok wayang

Sikit sikit je I merajuk
You selalu sabar pujuk
Tapi sebenarnya
I cuma test you saja

c/o :
Let me tell you that I love you
And I never wanna wrong you
Take my hand baby
Come, go through with me
Let me tell you that I miss you
And I never wanna lose you
You're my heart baby
My life is incomplete without you

Dalam pada I gembira
Sometimes I feel so sad juga
Cause you dah berpunya
But I always want you to be mine forever
Please be mine forever

Lagu : Tasha Manshahar
Lirik : Tasha Manshahar
Thank you Aizat Amir for the recording and Clora Studio.

© Copyright © 2012 by Clora Studio. All Right Reserved

TEH : Found this one in my facebook shared by someone. So, I listened and find it nice ... enjoy.

http://clorastudio.blogspot.com/

TEH

Investing vs Trading

2012-02-20T16:16:00.001+08:00

I am going to give a talk to 100+ students about 'Trading vs Investing" next Friday ... for free. It is just a simple sharing on basics of investing ... the differences of investing and trading. The pros-cons and such. Well, I dont really need to prepare for the talk as I am speaking to college kids.

Who am I as a Math teacher to talk about investing or trading, anyway? If you have the chance to speak and advise the youngsters, what will you say or do?

I will encourage them to LEARN about investing, know the differences between trading ... and acquire as much knowledge as possible from the 'young' stage. When you are above 40s, it will be slightly too late(like me la). In markets, time = money. To start young, these youngsters have the TIME in their hands and should do very well(if focused) by the time they are in their 30s!!

I will also encourage them to read about basic of investing ... principles and concepts. Getting the RIGHT foundations could see them going 'far', unlike many in KLSE for years ... yet they have not known the differences between Investing and Trading!! Majority of us are traders or punters!!

Yeah ... I will give them INVESTING idea ... and encourage investing, and not trading!! If one needs to trade, making a longer time-frame point of view is good. "Crisis investing" is a term we could use ... and teach them. Yeah ... we only gladly move into markets during crisis and when most of those punters are NOT interested with markets!! Then, we should be collecting good fundamental stocks, giving good dividends, consistent and resilient businesses ... arrghhh ... I am speaking like as if I am a fundamentalist!! Hehe ...

Yes, we need to know if we are investing or trading. I do like the term 'positional traders' too, which I will like to share more of such simple trading idea with many. Whether you are investing or trading, the bottom line is still .... DO NOT LOSE MONEY and we should gain more than what the banks are giving us or ... even what EPF is pushing to us ... 6% dividends? Wow ... thanks EPF(no wonder I m taking EPF money out to trade by myself la).

Anyway, it is only an hour talk ... I wont mind giving a 'free' public talk about this topic as it is interesting to check which category we are in? Will you be interested? I wonder ...

TEH

My blog, My adventure

2012-02-20T11:35:00.001+08:00

Nice e-mail to share :

Hi Teh,

I've been reading your blog since last year. Allow me to say that it is a great and superb blog for beginner. They way you dissimilate trading information is certainly worth the time to read. Well I, myself have been trading equities, FKLI & FCPO since 2008 and sometimes I still pick up a thing or two from you that I tend to forgot the basic principle overtime.
Cheers,
Alex

-------------------------------------------------------------------

I do receive e-mail once in a while, some to thank me for my time in writing a simple to understand blog, guiding them. Some e-mail to let me know I am appreciated and to encourage me to continue writing. But many of my e-mails are related to their own stocks which they want my opinions or comments on them. Obviously I am not qualified to give any opinions or comments. So, I will just ignore most e-mail ... the above e-mail was received this morning, putting a smile to my tiring fingers typing these lines ... and reminded me of my PURPOSES ... of this blog!! Yup!! Cheers and thanks Alex.

Let me recall a little how I started this blog in Aug 2008. Hmm ... it is a dairy of a newbie and novice in markets, went in without much knowledge or experiences ... and learning through the hard painful ways, losing money and hours of reading-reading ... testing out systems, indicators ... and more readings!! Incredible ... as my head almost exploded with tonnes of new terms and information!! Imagine again ... I was from a science-background with zero knowledge. I dont even understand the word 'inflation' or interest rates well. I dont even know there is such a thing call "forex" or commodity-markets!! Certainly I dont know about economics, accounting ... businesses ... investing or trading!! I knew NOTHING back then ... in 2008. So, I started this blog to record my readings, my trades and ... it just started by itself!!

Then, when my confidence grew as I am struggling out of the newbies level ... into novice level(current), my blog slowly becoming a learning platform for many newbies!! Yup ... in simple uncle-talk manner, with some spices of songs and politics thrown in!! Also some 'personal' matters which is best to be kept to myself!! Well ... this is MY dairy ... I have my ups and downs .. throughout my 3.5 years of writing in DAILY basis, right??

Anyway ... from a simple dairy ... I have indirectly attracted many 'followers' and I want to do good. I want to share and teach these newbies ... about the risk, about the emotions involved and what it takes to be a good trader!! You see, I am a teacher by profession ... it is only natural for me to TEACH. Yeah ... unllike many started to teach because of 'income', I am teaching because of passion(of teaching!!). Those 'old' readers could see thousands of hours being used to share info ... to teach some of newbies and ... yes, to guide some novices. It has never started with an intention to 'manipulate' stocks, to gain some money(in fact, my adsense was only placed half year ago!!) ... to promote my trading-course(it only started 6 months ago with a first cohort and they are the ones who encouraged me to start the cohort-2 .. and now, I have cohort-5). The main purpose of the blog is to SHARE and TEACH ... while I am still learning!!

Many of things I am currently involve in were ideas and motivated by my readers ... I am NOT an entrepeneur .. I am not good in PR(most of my tratles know that now) ... I simply dont care what you think or say. I just want to write ... because that is PASSION. Not everything is done for the sake of MONEY, ok? Not every bloggers have hidden agenda or whatever 'bad' impression you have on us, ok? Spare me ... I may be good or bad, I might get some trades right or wrong, we might have differing opinions ... just spare me the noises.

I remember that I used to get so upset with some e-mails demanding me to write about their stocks!! I was called names for not posting their e-mail and asking me to justify myself for my 'arrogance'!! Incredible? I do get upset with some un-fair accusations. I simple could not accept such un-justified words thrown to my good intention!! It is especially true if someone has followed into a stock I mentioned here and they are losing MONEY. Gosh ... money could be very emotional subject which we like to 'keep it a secret', is it?

These days ... I am too busy with my own trades and my tratles(those following my trading course). I still have my e-tratles(those following my e-learning course) which I will prefer to spend my time worthwhile with. This blog are becoming .... quiet ... as I am getting busier. It is these few encouraging words by someone like Alex who could spur or put a little spark, asking my extra free one hour ... writing yet another post, from my point of view.

Well ... this blog WILL continue to be 'free' ... as I do not put my analysis here(I have my own closed stock-watch group now) ... I do not have time to keep up with news or comments. I will put my ideas ... and once in a while, I WILL still guide those newbies or novices, for free ... of coz.

We do need a blog written for EDUCATIONAL purposes ... we do need someone to guide those newbies in proper manner(without hidden agenda). We do need a blog that could 'speak our layman language'. Yeah ... I would appreciate it VERY much if I could find such a blog in 2008 when I struggled so much. That is how I feel ... and if I could have someone to guide me for RM50 per class, gosh ... I will still stick to him to learn until today!! That is what I am currently doing ... blogging here to share with newbies, hoping to benefit them. And most of my tratles are my readers too ... and I will continue to guide till 'i am not needed' anymore. After all ... that is what we 'cikgu' doing, right?

Believe me ... how I look at your stock(s) is NOT relevent ... what you look at your own portfolio is much more important. Read and learn more ... be independent. If I could struggle from ground-zero WITHOUT much help, many of readers out there could certainly do better than me!! That is what I told my tratles ... they will be better than me as I guided them and we have a supporting group to learn from each other!! Part of my 'dream' of having my own trading-group ... accomplished.

What is next for this blog? Will write much more later ... and need to get my lunch. It is not free. There is no such thing as free lunch ... can I have a free lunch, please? Please e-mail me 'Subway' burger. Thanks.

p/s : Thanks again, Alex. We do remind each other of simple basics in trading!!

TEH

Mindset for trading

2012-02-20T08:37:00.001+08:00

Monday morning ... with nothing much to buy in mind ... I will like to get away from the markets for while. What comes in mind is the ... coming election!! I do read news about politics and such previously but have given up Malaysian politics following about 10-15 years ago. It is sickening, it is brain-washing by our national media ... and we all knew too well how our biased our local media could be, especially during election period. Today ... words spread in fastest of way ... INTERNET. Unfortunately, Malaysia still lags behind when it comes to 'usage' of internet.

--------------------------------------------------------------------------------

Lets take a break from markets ... and from those election news. I will like to focus in 'wealth creation' which I do think most of us are concerned about. Yes, stock-market COULD be a place to grow our money. Unfortunately, majority of us lacking of knowledge and experiences to invest or trade well. It is well-known fact that majority(a whooping 80-90%) of us have lost money or still losing money ... to the market. One element that control us is our EMOTION ... fear and greed. If we are not greedy and being focused, we could actually gain 10-20% per annum and in any standard, it is good.

So, how could we be consistently trade well? Another ingredient needed ... PATIENCE. Majority of us do not have patience ... or rather, we are very 'short-term' minded. It is due to GREED, of coz. Time frame has been highlighted MANY of times ... to my tratles and my stock-watch group. Simply put, we trade with certain time-frame in mind. In general, we could reduce the RISK substantially if we could look into a longer time-frame. We all have different risk-appetite ... so, it is only fair to say that some taking a short time-frame as they could stomach higher risk!! But ... what is RISK, actually?

To gain CONSISTENTLY in markets, not only that we need knowledge(through reading) or experiences, we need the right MINDSET. This is one of the 3-M I shared earlier. If we are going to be consistent in anything, we need to have the correct MINDSET in doing things right everytime. There is no such thing as certainty in markets but we could take a good calculated risk and apply what we know to our best ability. In order to do such, we do need the right mindset. Yup, to me ... that is the most important M in trading. It is not what Methods you are applying, it is HOW you are applying the Methods you have learnt or read. "Methods" is the second M. While I will put 50% weightage to Mindset, Methods could only deserve 20% ... while another 30% should be placed in Money-Management.

To gain from markets ... we need knowledge to know what methods to use. We need patience to see through our trades. We gain experiences and it could be very important for our future trades. We do need composure ... to think rationally, to be critical with out mistakes and to continue to improve in our systems. That is the right mindset, overall.

Yeah ... I do put few criteria and conditions for my trading. I will want to see that when I 'failed' in a trade, I do not fail to gain some experiences and lessons. Such knowledge and experiences are invaluable to reduce the risk ... in my future trades!!

Groups : Trading in groups has its advantages ... we could have more pair of eyes checking on more stocks. We have more options to look into opportunities while others will alert the risks too. That is healthy and should be encouraged. I do have my tratles group now ... and to maintain it well for learning and trading, I am only the 'captain'. I will just make sure things in order and the ship does not sink!! When you have more crews ... it could be well disadvantaged!! The page could becoming a normal noisy forums with everyone is 'guru' in their own manner and no one listening or discussing anymore. That is when market is as hot as the current moment ... if you read forums, that is how public-forums are ... noisy with too many cooks. I could only hope that my growing tratles-group could STAY FOCUS while I will try to guide in learning. The danger could be when we all thought we knew all ... and nothing else there to learn. That could be a turning point for our learning ... and trading!!

The general advice I gave my tratles is NOT to be involved in public-forums while staying open-minded to listen to the noises. If it is drowning, time to get out ... stay clear of such noises. Then, not making our tratles-page yet another forum!! It is not ... I am in education of trading now, making clear many helping each other to develop a GOOD mindset and by staying focus ... we could do our trades consistently.

3.30 pm : A tuition class cancelled and I am 'free' for a time being. KLCI retracing tho still a little green.

JCY : At 1.21 vs 1.22, checking her at 1.18 next.

CyPark : This is the one I missed last week as I was stalking her and posted to my stock-watch two weeks ago. I did not grab her, I am not sure if any of them in the group grab any?

KurAsia : Still below my average cost price tho up little today.

Sendai : Continue to retrace ... at 1.63 with very low volumes now. Hold.

Benalec : Adjusted 2cents for dividend, at 1.32 now, will hold too.
TEH

Lim Guan Eng : well-respected

2012-02-19T14:32:00.000+08:00

TVB (HK) on Lim Guan Eng

TEH : I was born in Penang and love Penang very much. I do go to Penang 2-3 times in a year and will be going to Penang again during my short break in April. Yes, thanks Mr Lim Guan Eng. My highest respect to you.

TEH

Lim Guan Eng vs Chua Soi Lek

2012-02-19T12:36:00.002+08:00

TEH : Haha ... we could only laugh, pretend to understand how MCA has 'helped' Chinese community, or our nation!! Ok, enjoy the jokes by these well-educated politicianand lets us be open-minded to LISTEN and analyse our political scenes.

I am a MALAYSIAN. I am not a Chinese, I need VISA and documents to VISIT China, understand?

p/s : I can't understand what is being said. Hope someone will put the translation

TEH

The Power of Passive Income

2012-02-18T09:16:00.002+08:00

Prabo and Bruno

TEH

Stock Watch : Property stocks

2012-02-18T09:07:00.000+08:00

E&O : Consolidated for some time. Yes, still in my list, dislike SIME in the picture and spoiling the 'party' for traders.Could it stay at current level and to continue its uptrend?

IJMLand

MahSing

Sunway : So, will the 20MA support holds? With most indicators pointing lower, it is still have more downside risk but worth watching. I do like Sunway a lot as Sunway pyramid is my 'hang-out' place for dinners, my wife's shopping mall and my kids 'play-ground'. Buy something you like?

UEMLand

UOADev : Going lower and worth stalking now ... might re-consider her baby, cb.

YTLLand : Will it go back to RM1 for collection again? We shall check ...

Good morning ... I will have classes from 9.30am till 1pm then rushing for my trading-class from 2.30pm till 6pm. Expect some to be 'late' and could only start around 3pm. It will be good to do some short introductions, tho.

Have a nice weekend ahead and I will like to continue writing on many more property stocks(one of my fav sector-play) later ... if I have a little time(and energy) left?

TEH

No buyings

2012-02-17T20:28:00.000+08:00

With DOW rebounded strongly UP 123 points, HSI closed 200+ points higher ... KLCI up 7 points after down almost 11 points yesterdays. That should bring cheer back to markets ... but not my stocks?!

Well, it is not KLCI up or down ... it is our own holdings that we are more concerned about, right? At times, markets were down but some selective stocks moving in the opposite direction!! Bear in mind, KLCI consists of only 30-so-called-bluechips.

cohort-5 : I do have a trading class starting tmr ... it will be packed and I have to bring extra table fan, extra tables or chairs ... hmm ... I really dont know if anyone have to stand for 3 hours listening to my first 3-hour session!! It is certainly packed as I have space constraints. I will need to get a larger space once I am done with this batch(1-16 of them). Welcome to my uncle-talk, tratles. Err ... I am charging only RM50 per class ... no wonder it is packed!! Dont worry, those who do not want to learn much will stop as learning trading is NOT easy. It needs us to me consistent and persistent.

to be continued

TEH

Thank a teacher

2012-02-16T17:15:00.002+08:00

Teacher = someone who teaches.

Thanks to those guided me in my learning of trading and now I am a teacher to many.

Thanks to all my teachers.

TEH

KLCI is correcting, right?

2012-02-16T13:40:00.002+08:00

I am wearing red ... it is easier to choose the colour this morning as DOW down almost 100points and we have not seen such 'dip' in weeks now? Yup, many too bullish ... now KLCI down 11 points, they are asking around ... what happened? Hmm ... as if we supposed to know or predict. It is my view that we should be cautious when many rushing in ... huge volume(highest in years!!) that day registered showing everyone is happily inside the markets. That is the danger sign, actually. Next ... hmm ... The Edge sold-out in Mydin? What .... Mydin? If you noticed, I mentioned sold-out in Mydin USJ1 here for past 3 weeks? Do you get it? Yes? No? ... do you know the business segmentation of Mydin? Do you know that 'cheap' people like me will 'shop' at Mydin as it is CHEAP?!! Yes, how could cheap people like me buying The Edge ... costing me RM5 to read businesses and finances? Do you get the joke?

Joke aside, it is showing market slowly becoming HOT and irrational. People talking about JCY going to RM4 or NiCorp going to RM2. Perhaps if you check Genting targeted to RM13, that is much more reasonable but ... not this week? not next month? Perhaps next year? Gosh ... are we suppose to know?

Now ... I am going to take further break ... and letting KLCI to go lower, while learning more on short-ing FKLI. Yup, time to learn that in 2012 ... the year where the earth ends ... bye-bye to living!! Hmm ...

Do listen to songs ... enjoy more reading and time to get some education ... and come back to market again when we see SILENCE in forums ... still very noisy-la. Must get those uncles-aunties, newbies and yuppies ... force-selling and more ... SILENCE will be golden moment when I start analysing again. Even some short-punts I went in not doing good ...

Coldplay

ColdPlay = CP

TEH

p/s : I have so many un-read e-mail ... sorry, I am too busy. One of the indicator ... the noisier my e-mail flooded with stocks(even tho I said many times I will not reply), time to pack and go ...

Anthony Robbins : Personal Developments

2012-02-15T14:30:00.001+08:00

clip #1: Be proactive and engage in learning

Note : Learn from the kids. They are full of energy.

clip #2 : Learn how to be energetic

Note : Need a goal ... a direction

clip #3 : Emotion is created by action

clip #4 :

clip #5 :

TEH

Corrections or reversals?

2012-02-15T07:10:00.000+08:00

JCY

KNM

TEH

The V day ... yet again

2012-02-14T10:51:00.001+08:00

I know ... it is a valentine-day. At least, I do realise it is THAT V-day to many ... with the "commercialisation" of almost EVERYTHING in our life, valentine could be an expensive event in some suckers who believe in such events!! Well ... you NEED to buy a bouquet of ROSES, exclusively sent with candies IF you are to show you 'love' the lady. Of coz, that is before you marry her!! Haha ... in some countries ... the ladies are the one giving gifts to the male(can I migrate there, please?). Hmm ...

I am not going to spoil your so-called happy day. To me, happiness is not in that V or whatever day, that is for ARTIFICIAL and SUPERFICIAL ... over-advertised, brain-washed society. It is that ... er .. "HAPPY" in front of whatever day celebrated that counts!! Gosh ... you mean we dont learn that in SCHOOL? COLLEGE? UNI? Heck with education system ... something is VERY wrong!! Help ... buy me a drink!! I want to celebrate Valentine too, u know. Haha ...

ok ok ... I could go on with such cynical jokes, laughing at some 'jokes' that human are getting into. The larger and the most expensive/exclusive gift wins it all ... afterall, LOVE is being measured THAT way or magnitude, right?

So, how is stock-market today? DOW up last night ...

Malton : Missed her movements.

AirAsia : Down to 3.70 today, I sold half last week ... should I sell another half and take all my profits, out of the risky market now?

JCY : At 1.30 level today ... going to RM2 soon? For further noises, you can check forums.

Well ... nothing much to write except those past posts which I have not completed!!

Too busy today ... off for next class.

Note : More songs will be posted, showing that I am no longer interested with markets ... I will sit on cash and waiting ...

Bobby Brown : I like his songs in late 80s.

Enjoy the songs, anyway.

TEH

Corrections or reversals?

2012-02-13T20:59:00.000+08:00

Coastal

DRBHcom

MayBulk

TEH

How will I know?

2012-02-13T11:20:00.001+08:00

Yes, please do not ask me if markets going to go further up or down from this point ... HOW WILL I KNOW? Enjoy this song ... only her powerful vocal.

TEH

Punting vs Trading

2012-02-13T09:39:00.003+08:00

KLCI opens slightly lower but still staying above 1560 levels.

PohKong : Having a nice run at the moment ... breaking 60cents now.

KurAsia : Creeping up for two days now, above 60cents too.

KNM : Dropping to 1.06 now ... dont know why? It is punting, anyway

Punting vs trading

There are fine lines between 'punting' and trading'. Majority of those in KLSE should not call themselves 'investors' as they are not investing ... they are either punting or trading, speculating on news and rumours(tips). So, I will want to write about the differences which I do share with some of my tratles before.

will want to write ... later?

Today I have 7 hours of classes!! Phew ... yes another long Monday ... dragging myself to go through the pace after a loooong training over the weekend. It is not about trading but about IT-related such as how to blog, to post videos, recording video clips, postings .. linking to advertisements, SEO ... stuff like that which I m not familiar!! They even used "FAKE" testimonials to promote their products online!! Something I wont do ... still a teacher in heart-la. Wait till I manage to get away from my teaching-line and going into education in market-trading and investement line. Then, we talk about business, ok?

Note : I do not need fake testimonials as many in my group will come out and make testimonials. In fact, many of my cohort-5 are some of their friends!! I prefer to teach those who want to learn. Yup, fake-trades, fake-testimonials ... and just teach, dont care about how others doing WILL NOT be in my system. I will still remain as a 'teacher' in heart, irrespective of what others say.

I was thinking ... if I could have "RM10 donation"(per month la) from my readers, that will be nice ... so, I could drop my full-time teaching job and go full-time blogging about finances, investments, trading and giving 'independent' analysis! Many readers will benefit from such infomation but it is just not Malaysians to appreciate such 'job'. To us, blogs are supposed to be free ... and the bloggers should be responsible of what he/she writing. Also, it is an open-blog ... they will expect bloggers to update their postings, write what interest the readers ... to benefit THEM. Wow ... that is the mentality of many Malaysians or Asians, in general. I did not come out with these words but my trainers who do go to UK and AUZ to conduct training said ... those orang-putih are different. They appreciate good works, and will 'donate' generously for good information which benefit them!! So, she taught me how to put a 'donate' button an dcreate a pay-pal account. Hmm ... how will my readers view me now? I am asking for money? Hmm .. heck, that is how shallow our society could be. We are narrow-minded too(I am not talking about my readers as I do have many good readers!! Thanks!!)

Cohort-5 : Starting this Saturday ... I will be seeing about 14-15 of my new members coming to learn some basic TA. I need to head-count later.

Got to go ... classes till 4.45pm!!

TEH

Yoga Retreat

2012-02-13T06:49:00.000+08:00

Hi Teh,

It was nice meeting you. I am thinking that I need to do something urgently as you know about the this news about my retreat i got...it just happened today and I want to reach to as many as possible on this 'situation'. It is quite urgent for me. :)

I'm a Yoga and Ayurvedic lifestyle counsellor, speaker and Hatha yoga instructor. I am leading a wellness retreat in Bali with focus on anti-ageing which is scheduled on the 24-29 Feb 2012.

It is a very exclusive and focused retreat for a small group. You will be guided with care and love. We had seven participants from different countries. One of them is a married couple who are also my friends. Unfortunately they had to cancel their participation in the retreat as their mother just passed away and they will need to handle situation arising. Their situation is totally understandable however I had made half paid for the two persons for the villa which quite a huge sum. The villa is very high quality accommodation.

In this situation, I have decided to open the two empty space for anyone interested to take it up at an extremely low price of RM1500. (USD1245 is the original price). This price include everything in the programme list such as 6 days accommodation, special detox food, airport pickup, materials, classes, workshop, consultation, etc. Only flight ticket is not included which participant can get from airasia directly. This price is a very good offer and will help me reduce some amount of my ‘lost’ :)
Please so help promote to your friends as much possible. If anyone is interested please let me know as soon as possible. We have very little time left. People can email directly to my personal email at kmrnair@yahoo.com (people are free to find me on Facebook also using this email and add me as friend)
Here is more information on the retreat:

http://innerlifeinspire.wordpress.com/wellness-retreats/

Original price brochure:

http://www.innerlifeinspire.com/nextantiageingretreat.html

Thank you so much and below is some highlight of the retreat:

This anti-ageing and rejuvenation yoga retreat is a part of a complete lifestyle programme that we have been engaged through research and development. We call it a truly comprehensive lifestyle wellness programme, educating people about the art of personality-based holistic living and in the knowledge of manifesting well-being and harmony on all levels of human experiences, viz. biological, vital, emotional, thought and spiritual. When we achieve total wellness (not just bodily health), we discover our capacity to live as one integrated person and to manifest better quality living, happiness and fulfilment.

The course is based on the ancient Vedic system of pancakoshas, the five layers of our personality. This will be explained in detail during the retreat but below is a quick introduction to the pancakosha.

1. Biological – The principles of rejuvenating our body (endocrine system, nerve system, detoxification, etc)

2. Vital – The principles of rejuvenating our vitality

3. Emotional – The tools to shift from negative emotions to positive emotions and its implication on other layers

4. Intellectual – The tools to shift from our false self-images to our true being and to discover our total being

5. Causal – Understanding the blueprint of life and how to break away from conditioning and habits

The links between each layer will be explained in the retreat and how we can harness this understanding for wellness and anti-ageing and the multiple benefits from this which cascade into other aspects of life.

with warm regards,

Rakesh Nair

Innerlife Inspire

--------------------------------------------------------------

Dear Readers

The above is worth considering. It is a last minute cancellation of his friend that one could get it below the cost price now!! The place is BEAUTIFUL ... and if I am free, I wont mind going!!

Those needed the break and a good retreat, this would certainly the best package I have seen!! How I wish I could go!! Arrghhh ...

Anyway ... do circle the news to your friends too. I do get nothing ... except a donation 'buy me a drink'? hehe

Good day.

TEH

Whitney Houston

2012-02-12T15:06:00.001+08:00

One moment in time

"One Moment In Time"

Each day I live
I want to be
A day to give
The best of me
I'm only one
But not alone
My finest day
Is yet unknown

I broke my heart
Fought every gain
To taste the sweet
I face the pain
I rise and fall
Yet through it all
This much remains

I want one moment in time
When I'm more than I thought I could be
When all of my dreams are a heartbeat away
And the answers are all up to me
Give me one moment in time
When I'm racing with destiny
Then in that one moment of time
I will feel
I will feel eternity

I've lived to be
The very best
I want it all
No time for less
I've laid the plans
Now lay the chance
Here in my hands

Give me one moment in time
When I'm more than I thought I could be
When all of my dreams are a heartbeat away
And the answers are all up to me
Give me one moment in time
When I'm racing with destiny
Then in that one moment of time
I will feel
I will feel eternity

You're a winner for a lifetime
If you seize that one moment in time
Make it shine

Give me one moment in time
When I'm more than I thought I could be
When all of my dreams are a heartbeat away
And the answers are all up to me
Give me one moment in time
When I'm racing with destiny
Then in that one moment of time
I will be
I will be
I will be free
I will be
I will be free

TEH : She was one of my favourite singer in late 80s. RIP.

TEH

Why it is a sell now?

2012-02-11T22:36:00.000+08:00

I am too tired to write as I have 'training' the whole day. But I do want to send this post out ...

Last week, a young new lecturer asked me about investment in stock-markets!! Yup, she and bf thinking of buying a property for investment and asked me about my opinions on going into stock-markets!! So, I simply advised her to WAIT for stock-market to dive down, wait for BAD news around and I gave her 10 good dividend stocks to choose from --- when market diving with darkest cloud around, with fear ... buy 30% on a stock. If it dive lower by 10% or so, buy another 30%. Lastly, buy all you can when it goes down another 10%-20% ... then HOLD.

Ouch ... yeah, you will get scared with such an advice as all people want to hear is ... today can buy as it is VERY bullish?

Then, the cleaner aunty overheard our conversation and also interested to know. I just said ... sorry, I m busy and have to go. Also, advised her NEVER to go into stock markets!!

Today, someone asked me about my blog and thinking of joining my stock-watch. To be fair to her, it is already mid-of-FEB ... I wont be posting any stock much ... it is a SELL SELL ... sell for me. So, I allowed her to 'try' out my page for 2weeks ... and she can continues into Mac if she is interested.

Now ... I was reminded again and again .... that I am 'always' wrong with my view in markets!! My flawed opinions have been challenged for no good reasons. I am merely stating my own views in markets in my own blog. Why should it bother anyone? I am NOT controlling the markets, right? Use some common-sense ...use that now before GREED overtook your emotions.

This weekend will be the third weekend I failed to buy "The Edge" as it was sold out in Mydin. So, I know ... it is becoming VERY laku now ... another reasons to know that it is time to keep away!! When crowds move in, do get out ... you might suffocate to death ... arrghh ... help ... we are in the bull ....

Pause ... finally, the forums becoming VERY noisy!! It is so noisy that even non-related to stock-market's forums also talking about some stocks to buy!! You may want to go to RHB's, CNX's, i3-investor's or investlah ... or whatever-lah forums. It is becoming very noisy now. Do you know how I trade? Yup ... move opposite direction!! You knew it, I knew it ... to be contrarian ... but easier said than done, right?

I do not want to spoilt anyone's mood. Buy at your own risk, anyway. I am not 'cursing' the market to go lower next week or next month, ok? I am not saying BN going to lose some seats ... as market collapses like 2008 Mac, ok? I am just merely saying ... the signs are there for us to move aside.

Take a break ... as I will take a break from analysing.

Make sure the trades are short and place your cut-losses tight.

Good luck.

TEH

Becoming Rich : Step 1

2012-02-11T07:41:00.005+08:00

The first and perhaps most important step to becoming rich is believing that it's possible. This may seem trivial to some but rest asssured it is vital in the pursuit and attainment of wealth. Those that can't see themselves with lots of money will never ever make the neccessary effort to acquire it.

TEH : Yes, you need to believe that others can do it(legally), you can too. It is a personal challenge to ourselves. We do things due to circumstances and we better believe in what we are doing!! If I m to say I want to be rich, it sounds like I am money-minded? Honestly, I have been doing many things NOT out of love of money but due to living ... love living very much. If I am to play bowling, might as well learn to play it well and practise on my games. If I am going to go into stock-markets, might as well learn not to 'lose money' first. And since I am teaching trading now, might as well teach it well, improve in my sharing ... acquire more knowledge and teach effectively!! And since these could generate me some income ... might as well grow it and taking the step to be ... financially free!!

I was at a dinner party the other day and was speaking to a guy about his life . He mentioned how he went from one low-paying job to another with nothing to show for it. His wife stays at home with their 3 small children and he expressed the difficulty in making ends meet. As the conversation progressed it became abundantly clear why he was in that position with no hope of ever becoming financially free.

TEH : Yeah ... I could identify that ... I was holding to my 'low-paying' job in KK about 6 years ago when my first son was born!! It is so difficult to meet ends, by end of month ... every dollars being calculated and as my boy growing, the needs grow too. I just know that I could not be able to sustain the situation ... luckily with tuition-classes increased, I have somehow managed(with debt in credit-cards growing too!!). Yes ... marriage and kids taken lots out of us, financially. If you are surrounded with NORMAL non-literated-financial people for too long, you THOUGHT it is NORMAL to stay on low-paying job and everyone is financially tight anyway!! You just don't realise it ... !! Change that mindset, and you will be able to change your living, financially speaking.

"Rich people are dishonest and crooked" were his exact words. I asked him why he held that belief. "You can't make all that money by being an honest person". I was stunned! I had trouble understanding the thought process involved in reaching that erroneous conclusion.

TEH :

Nevertheless, it explained why he will never be rich; he doesn't see himself as being a dishonest bad person. For this reason he will never seek out opportunites to increase income or learn a skill in his spare time that might come useful in making more money. He will spend his free time playing games and watching tv.

TEH :

Yesterday I bumped into his wife and she mentioned how excited she was that they found a house for very cheap. I asked her "what's cheap?". She said "only $1250 a month". It took me a few seconds to realize that she was talking about renting.

TEH :

We have different standards and expectations. They expect to rent and live paycheck to paycheck, I expect to buy and be financially independant. My aim is not to stop until that goal is realized.

TEH :

Taken from : http://www.1richzone.com/2009/06/becoming-rich-step-1_24.html

TEH

Rich People : Donald Trump

2012-02-11T00:51:00.002+08:00

You did something differently, Donald.

YOu need to know your subject and know what you are doing!!

You need KNOWLEDGE!!

Go to good business college. Listen to the above clip!! I like those words from these powerful businessmen ...

He talked about LUCK ... so listen if you really think LUCK is all we need in trading markets.

quote : "the harder you work, the luckier you will get"

Keep good people around you.

Never QUIT ... don't ever give up!! That is persistance.

TEH

Wealth Creation

2012-02-10T11:18:00.001+08:00

Lucas Remmerswaal has studied Warren Buffett's philosophies for over 13 years and has written numerous articles. His book on Warren Buffett has simplified investment strategies so that even a child could grasp the core of them and use them as building blocks for their future.

-----------------------------------------

If there are people whom I like to teach 'financial literacy', it would be my own family, my kids and wife. I do appreciate many people who have 'helped' me directly or indirectly ... to rmake me realise that I was financially-idiots.

Today, sharing with others how important being financially literate is important.

Thanks for all the supports.

TEH

Now everyone can trade

2012-02-10T08:58:00.000+08:00

Welcome to those newbies ... welcome back to those sideline ... warm welcome to our largest legalised casino ... Bursa Malaysia.

As KLCI reaching higher, we shall be talking about breaking 1590, and yes ... that elusive 1600 level!! Bursaaaaa ... here we come charging ... yeah!! It is bull market, yet again.

With my busy schedules today, college plus 5 hours tuition and 3 hours training at night, I will be .... zzzz ... tired.

Anyway, I will like to write about ... Now, everyone can trade!! So many new 'gurus' coming out in the forums to yell ... BUY BUY ... and I am preaching bye bye? Hmm ... what a party-spoiler!! haha

Happy trading. Push it up to 1600, ok? Yeah!!

TEH

Keys to unlimited success 4/6

2012-02-09T12:36:00.000+08:00

Note : Asking 'destiny question' ... taking control on your life ... NOW. It is not what is happening, it is what YOU DO that makes the difference!!

Things will go wrong, along the way ... how we overcome obstacles and taking control of your own lives. Assuming responsibilities meaning doing it YOURSELF. Yes, survive the challenges and adversities. Be prepared the next time around.

If you want to be successful ... then ...

If you SHOW UP, you will be ahead of 85% of others.

If you SHOW UP ON TIME, you will be ahead 90% of others.

If you SHOW UP ON TIME WITH A PLAN, you will be ahead of 95% of others.

And if you SHOW UP ON TIME WITH A PLAN AND TAKE ACTION, then you will be moving to be successful!!

You need to TAKE THE FIRST STEP.

If you MUST, then you can. You will find the way!!

------------------------------------------------------------------------

This is what I normally tell my students.

You may have the textbooks and more references books. That doesnt make you a good student.

You may do those homeworks given but that doesnt make you a good student.

You may score excellent in your exams and tests ... but that also doesnt make you a good student.

You may entered a good University and studied the so-called good course, that doesnt make you a good student!!

In my opinions, a good student is a person who know why they are LEARNING, what they are learning and how their learning could be applied. A good student may have only limited resources but with the motivation to learn(derived from the WHY), he will somehow able to find the resources or the resources will eventually find him.
A good student is a person who will do work without being told or given homework!! He simply knew that he will do what he needs to do. Due to his quest for knowledge to learn, he will do the work without being instructed and independent.

A good student know how to apply what he has learned. He does not bother much about exams or results or what others will say about him. He is very focus in his learning and will continue to increase his searching for what he needed ... and placing applications of the knowledge acquire in practice.

A good student understands that 'degree' mean nothing without achieving his goals and desire to master what he has been focusing on.

That is a 'good student' ... in my opinion. MAJORITY of those in public and due to the failure of education system, we DO NOT and COULD NOT produce the good students. We are producing students who score A. That is not education ... and nothing much learnt from years in school or uni.

Amazing? Reflect and think for a while ... are you a good student?

TEH

Keys to unlimited success

2012-02-09T08:54:00.000+08:00

Clip 3 : Power

Clip 4 : Know what you want

VOLUME = IRRATIONALITY

2012-02-09T00:13:00.000+08:00

http://klsetrend.blogspot.com/2011/11/volume-irrationality.html

VOLUME = IRRATIONALITY

When you see volume bars, when you hear people tells you volume, when you read about volume commentary, remind yourself that VOLUME = IRRATIONALITY.

When the volume start to increase and explode, it is IRRATIONAL EXUBERANCE. You can decide to join the MAD and DRUNK crowd or you can wait for rationality to return.

Human has extremely short memory and all time contradict or defy logic. To compound and aggravate the madness, you have blogs, newsletter paid or free site promoting "volume goes with trend" mantra.

Quite sometime ago I have written how irrational people especially half past six novice and amateur Technical analyst will continue to hymn and chant this mantra. The more famous and well-known self proclaimed guru is not exempted from being disqualified from the crowd. In fact they yearn and want to be part of the crowd. Sense of association and belonging.

According to books When price rises with higher volume, it is sustainable trend. Now how does higher price relates to affordability. ZERO! Your purchasing power drops!!!! Why does more people join the fray as the affordability drops? I don't know but the only one word that explains is IRRATIONAL. Now you understand why I mock the supporters of Trend is supported by Volume. They are misguided people who parrots each other.

On the same token when price starts to drop, the volume increases. Majority of the people seems to enjoy selling lower. Why wait for price to drop and start selling? Why not start selling before price drop lower? Utterly, IRRATIONAL.

Have you trying playing turkey crow? Next time if you have a chance try it on turkeys. Go near them and crow like a turkey. The next thing you know is the whole group of turkey will crow like you!!! This is what I use to do as a kid each time I go back to my hometown during school holidays. The turkeys will crow when they hear the sound irrespective it is human or turkey originated.

How does that related to the "gurus"? They are all like turkeys!!!!

CROW LIKE TURKEYS AND DO LIKE MONKEYS.

--------------------------------------------------------------

One of my e-tratles mentioned this blog and I took a peep. He is good and I do like his blog quite instantly. Good things are meant to be shared!!

Now, how this post attracted me most? Because congrats ... KLSE registered the HIGHEST volume with RM3.3b turnover. Incredible, right? Now you know why we say market is irrational?

Time to sleep and counting sheeps.

Night.

TEH

Bullish Day

2012-02-08T16:43:00.009+08:00

4.30 pm : KLCI at 1550 now ... congrats!! We are indeed in bull-rally. Wow.

The turnover is nearing to RM3b, funds buying ... retailers buying, everyone starts to talk about stock-markets again. Call-warrants with high volumes ... greed is everywhere and if I am saying I stay side-line, I will be 'scolded' as stupid? hmm ... greed greed ...

Coastal-ca : Bought at 0.09, cleared 0.11 today, bought back 0.125 and cleared 0.145 ... tired to chase. Enough for tonight's dinner. Well, I did posted that I bought Coastal at 2.01 and sold 2.30 levels, ok? Then, I moved to Coastal-ca and started to collect at 0.085-0.09. I sold my 0.085 at 0.10 last week, holding to 0.09, ok?

Coastal-wa : Bought at 0.54, sold 0.60 and bought back this morning at 0.58 as Coastal was in green but Coastal-wa in RED? Wow ... sold all at 0.62 hours later.

MudaJaya-ch : Cleared her too ... bye-bye my Mudajaya which breaching 2.90 now.

What else is moving higher? Naim ... I missed her totally.

Axiata : Collecting more when it was pushed lower in the morning!!

AirAsia : Collecting too ... now see if everyone can fly?

WCT-wb : I did shared with my tratles last Sat meeting how I bought into WCT-wb, the whys and when. Cleared today for nice dinners. Thanks
It is almost 5pm, time to go home ... rest and go out with family. I had 7 hours of classes today! tired.

cohort-5 : Please e-mail me again for those interested. Those PREVIOUSLY e-mailed me, please send another e-mail to see if you are still interested.

7.15 pm : Well, I will slowly too busy to write anything much over here ... I hope my 'regular' readers will bear with me as I will be busy for few months and will update whenever possible.

My Activities

Full-time : Teaching four different classes, total of 100 students is certainly not for less-experienced lecturers. Teaching is my passion ... so, I will try to 'hang' on to my teaching job!!

Tuition : With exams nearing, I am fully packed with tuition classes!! Hmm ...

Trading : Doing my own trading needs my own analysis and time to trade or monitor. I may do it quite fast these days but I still need to look into some details before I trade!

Trading class : Going to start my cohort-5 but will still limit it to 14 of them. Will expand on this if the response continues to be good. At the moment, my group is closed. I might open it(to be subscribed) to my e-tratles to join in my discussions in my tratles group after they are done 6 months with me.

e-learning : There are many learning simple basic technical analysis from me ... through few of my posts in my e-learning blog and also facebook

Blogs : Besides this blog, I do have a blog for my e-learning which I need to update. I do have my tratle's blog to check too. One day, I will privitise my blog!!

Stock-watch : I do update what stocks I m buying-selling there in facebook.

Facebook : Arrghh ... I have personal page, stock watch, tratles, e-learning and public CP's trading page!! Even to reply those comments or messages taken my time!!

Training : Going to attend a training to know-how on how to maintain website, increase the effectiveness in my teaching of trading thru e-learning and net-related things(e-media) which certainly not my strength.

Business : I am looking for a office space ... and expanding myself, branching into business!! I may need to look for partners and investors in future.

e-book and book : This is still hanging there ... wont start till I m out of my full-time job!! Will you buy my first book ... hmm ... I teach you how not to lose money in market? Will you read and learn?

With the above fully occupying my time, I do not have time to reply e-mail or chat. Those e-mails and chats, please understand that I do not wish to be distracted, so I have to ignore most of those. Hope all could understand that I do have only 24 hours and wish to have at least 6 hours sleep too!! Haha

TEH

Critical Warning # 6

2012-02-08T07:26:00.000+08:00

His first five predictions have already come true!

Critical Warning Number Six

Fail to heed this final warning at your own risk!

Dear Reader
Something very big will happen in America within the next 180 days.
It will be more devastating than the credit crisis of 2008.
For most people, it will hit them like a brick wall.

It will touch Americans harder and deeper than anything else we’ve seen since the Great Depression.

I feel so strongly about the critical warning I’m about to give you, I’ve decided to document it in this audio-video presentation. And I’ve labeled this a controversial video, because most people will not like what I have to say…they will find it hard to believe until they see all the facts as I present them.

My name is Michael Lombardi. You may have heard of me. Maybe you are one of the hundreds of thousand of investors who get my daily Profit Confidential column.

Or maybe you’ve heard of my company, Lombardi Publishing Corporation. I started it back in 1986. It’s served over one million customers in 141 countries since then.

Over the past decade, I’ve been widely recognized as the predictor of five major economic events.

Here they are for you in black and white:

In 2002, I started advising my readers to buy gold-related investments. Gold bullion sold for less than $300 an ounce back then. In fact, in 2002, I put all of my retirement money, and all of my wife’s, in gold-related investments. I’ve been pushing gold for almost 10 years now.

In 2006, I begged my readers to get out of the housing market. I have nothing to hide. This is the exact e-mail alert I sent to my readers on March 1, 2006:

“The proof the party is over in the U.S. housing market could not be clearer to me. The price action of the new-home builder stocks is telling the true story—these stocks are falling in price daily and the media is not picking it up. The latecomers to the U.S. housing market may end up looking like the latecomers to the tech-stock rally that ended so abruptly in 1999.”

Remember, I wrote the above in 2006 when the last thing on people’s minds were declining real estate prices.

In late 2006, I started predicting that the U.S. economy would be in a recession in late 2007. Here’s what I said back on November 13, 2006:

“It’s disappointing more hasn’t been written on the popular financial sites and in the newspapers about the real threat of a recession happening in 2007. I want my readers to be fully aware of my economic opinion: I wouldn’t be surprised to see the U.S. economy in a recession sometime in 2007. In fact, I expect it.”

Again, I wrote this back in late 2006—and everyone thought I was way off…until the actual recession hit.

By the spring of 2007, I was giving dire warnings to my readers about the economy. On March 22, 2007, I sent this e-mail dispatch to my readers:

“Over the past few weeks I’ve written about subprime lenders and how their demise will hurt the U.S. housing market, the economy and the stock market. There’s no escaping the carnage headed our way because the housing market and subprime business are falling apart. The worst of our problems, because of the easy money made available to borrowers, which fueled the housing boom that peaked in 2005, have yet to arrive.”

I was warning about the severe global recession we experienced in 2008 and 2009 long before anyone else.

And I totally predicted the 2008 economic massacre that later become simply labeled the “credit crisis.” On November 29, 2007, I wrote my followers:

“The Dow Jones Industrial Average, the S&P 500 and the other major stock market indices finished yesterday with the best two-day showing since 2002. I’m looking at the market rally of the past two days as a classic stock market bear trap. As the economy gets closer to contraction, 2008 will likely be a most challenging economic year for Americans.”

Years after I wrote the above, it was widely recognized that October 2007 was the top for the stock market. And, yes, 2008 was the worst year for the U.S. economy since the Great Depression.

Finally, I correctly predicted the crash in the stock market of 2008 and early 2009. I even wrote an obituary on the stock market in the fall of 2008 that made me somewhat of a forecasting legend:

Here’s what I e-mail-blasted to over 100,000 people on October 6, 2008:

“A Stock Market’s Obituary: It is with great sadness that we announce the passing of the Dow Jones Industrial Average. After a strong and courageous battle, the Dow Jones fell victim to a credit crisis and finally succumbed on Friday, October 3, 2008, when it fell decisively below the mid-point between its 2002 low and its 2007 high.”

The Dow Jones Industrial fell approximately 40% after I wrote this now famous “Stock Market Obituary,” finally hitting bottom on March 9, 2009, when the Dow Jones Industrial Average hit 6,440.

Then…at the depth of the dark days of March 2009, I sent an e-mail alert to my thousands of readers and told them to “jump into the stock market with both feet. “

I turned bullish on stocks in March of 2009 and rode the bear market rally from 6,440 on March 9, 2009, to 12,876 on May 2, 2011—a gain of 99%. On May 2, 2011 I told my readers a stock market crash was headed our way. From May 2, 2011 to October 4, 2011, the Dow Jones Industrials fell 2,472 points.

To recap my big five predictions that all came true, I:

Told my readers to get into gold in 2002;
Told them to get out of the housing market in 2006;
Predicted the recession of late 2007;
Told my readers to get out of stocks in the fall of 2008; and
Told my readers to get back into stocks in March of 2009.

I didn’t spend the last five minutes of your time telling you about my five key predictions so I could pat myself on the back. Far from it.

In fact, I’m a humble person who prefers a low-key profile. I have a Master’s Degree in International Finance from one of Europe's oldest universities. Most importantly, I’m a successful businessman with a deep love of economic analysis and the stock market.

What I’m about to tell you, my prediction number six, which is about to happen, is so off the wall, so controversial, I didn’t want you to think it was coming from some kind of quack. It’s coming from someone with a proven track record at making economic and financial forecasts.

Let’s fast forward to February of 2012, where we are today.

The economy is slowing. Retail sales in the U.S. are running at their slowest pace in five months. After trillions of dollars the government has pumped into the economy to revive it, U.S. corporations ended the 2011 with their slowest profit growth in two years.

Last year was the worst year for new home sales in the U.S. since 1963! And a glut of foreclosed resale homes still overhangs the housing market. Housing prices are set to fall again in 2012.

What economist like me really like to look at, the underemployment rate (that’s the unemployment rate adjusted to include people who have given up looking for work and part-time workers who want full times work) stands stubbornly at 15% in the U.S.

Banking is still a mess. Europe’s debt crisis is a huge problem for American banks; their exposure is close to $1 trillion.

Many European countries are in a recession again and I believe the United States is on the cusp of falling back into a recession. Some will call it a new recession. I will call it “Recession Part II.” But this is not the real problem.

While my colleagues will dance around the issue, while other economists will not utter the words, I will put it in writing:

“The U.S. is technically bankrupt.”

Our budget deficit this year will be $1.3 trillion. Our official national debt exceeds $15 trillion and this past summer Congress gave the Obama Administration permission to increase our debt to $16.4 trillion. Our unofficial national debt, when you take into account unfunded liabilities and entitlement to our citizens, is closer to $100 trillion.

By the end of this decade, according to the White House’s own prediction, the official national debt will surpass $20.0 trillion—not including off-balance-sheet items like old-age security, Medicare, and other government promises to its citizens.

And there’s also hidden government guarantees not on the government books…

Fannie Mae and Freddie Mac own or guarantee half the residential mortgages in America. Who owns both of these companies now? Why, it’s the U.S. government. They “censured” both Fannie Mae and Freddie Mac on September 7, 2008.

In effect, the government either owns or guarantees half the outstanding residential mortgages in this country. According to data compiler CoreLogic Inc., some five million home mortgages in the U.S. were either in the foreclosure process or delinquent last month, exposing our government to even more losses.

Politician after politician has failed to reduce government spending. Their belief is that spending more money will fix the economic problem. Well, they’ve spent trillions since 2008 and our economic problems are about to get worse.

The U.S. government and the politicians that run it are addicted to spending more money than the government takes in. If we look at it conservatively, and only look at the government’s “official” figures, by the end of this decade, our national debt will be about 150% of our GDP—about the same level it was after World War II.

Why we’ll never get out of this hole

After World War II, America became a superpower. Our manufacturing base grew dramatically; the industrialized revolution was so great that the American dollar replaced gold as the reserve currency of other world central banks. There was a U.S. job boom.

Today, what do we have in America to carry us into the next boom? Nothing. The Internet isn’t creating jobs. Manufacturing, it’s gone to Mexico, India and China. I doubt George Washington ever envisioned a future where Americans would be suffering so much. It’s embarrassing, but true: Over 44 million people in this country are using some form of food stamps! (Source: National Inflation Association)

America, the Empire, is history. The Standard & Poor's downgrading of the U.S.'s credit rating this past August 5th, 2011 is just the beginning.

Going back in time a little…

In an e-mail blast to thousands of my followers on July 21, 2005, I said,

“The U.S. lowered interest rates in 2004 to their lowest level in 46 years. And what did Americans do with their access to easy money? They borrowed and borrowed some more, investing the borrowed money into real estate. Looking ahead, perhaps the Fed’s actions (of 2004) will one day be regarded as one of the most costly errors committed by it or any other banking system in the last 75 years.”

I was exactly right.

Artificially low interest rates are actually causing us harm

Interest rates have remained so low for so long that inflation will become a serious problem for America in the months and years ahead. With the price of gold having risen 500% in less than a decade, gold is screaming, “inflation ahead!”

How does the government and an economy deal with inflation? Inflation is dealt with via higher interest rates. Mark my words: The artificially low interest rate policies of the past few years will come to hurt us in the form of hyper-inflation and sharply higher interest rates.

It will get worse

My prediction is not only that we are headed into Recession Part II—my prediction is that this next recession will also be much worse than the 2007-2008 recession and that it will hit as deep as the Great Depression.

You see…

Our government has no money left to bail us out during the next recession. The government is over-extended—if it was a business, it would be bankrupt right now.

The Federal Reserve has kept the economy alive the past three years by keeping its printing presses running overtime.

Let’s face two important facts.

The Fed can’t lower interest rates below the zero they are at today. The more money the Fed prints, the greater the risk of inflation, and the higher long-term interest rates will eventually move, stifling the economy.

Let’s move to the stock market

Did you know there is a striking similarity between the years 1934-1937 and 2008-2011?

Look at these facts:

The stock market crashes in 1929. Eighty years later, in 2008, it does the same thing.

The bear market rally that started in October 1934 lasted until August 1937—35 months—and took the Dow Jones Industrial Average from a level of 90 to 185, a gain of 106%. The Dow Jones then plummeted and didn’t recover until seven years later, 1944.

So similar it’s frightening: The bear market rally that started in March 2009 has lasted 33 months so far and has resulted in the Dow Jones Industrials rising close to 100%.

If the current bear market rally follows the same path as the bear market rally of 1934 to 1937, we have only a couple of more months left before the next phase of this bear market gets underway, ultimately bringing stock prices below their March 2009 lows.

This time around, for reasons I’ve just explained, the after-effects of the next leg of the bear market could be much worse than the Great Depression.

At this point, I assume you are sitting there, watching and listening to this audio-video presentation and saying, “Okay, Michael, what you say is stark and frightening. But it makes sense, the way you’ve laid out the facts.”

“So what do I do as an investor and
consumer to protect myself?”

The good news is that you could protect yourself from the economic devastation headed our way over the next six months. The better news is that, if you position your portfolio properly, starting today, you could actually make money during the next devastating down leg of this economy, while others struggle like never before.

Here are my five core beliefs about what’s headed our way and how I plan to actually profit from them.

1. The devaluation of the U.S. dollar that started in early
2009 will accelerate as the U.S. economy deteriorates.

After World War II, our government did a masterful job at convincing foreign central banks they should have U.S. dollars as their reserves instead of gold bullion. Today, 70% of world central banks have adopted the U.S. dollar as their official reserve currency.

As the value of the greenback erodes under a mountain of debt and coming rapid inflation, courtesy of too many dollars in the financial system (thank you, Federal Reserve), foreigners will be dumping dollars and moving away from a system where the greenback is the official reserve currency.

See US$ chart
Chart courtesy of www.StockCharts.com

Shorting U.S. dollars is too risky and complicated for most of my readers. But there is a simple, easier way to make money as the U.S. dollar continues to devalue. There is an ETF you can buy that goes up when the U.S. dollar declines in value.

This ETF is in the currency that I believe will rise the most against the U.S. dollar over the next two years. No, it’s not gold. It’s a fiat currency that is up close to 10% against the U.S. dollar over the past six months alone. It’s a currency of one of the economically strongest countries in the world.

You put your money in this ETF, sit back, do nothing, and watch the value of the U.S. dollar fall as inflation and the national debt rise, and just watch this investment rise in value as the months go by.

My analysts have recently completed a research report called The ETF Set to Skyrocket in Price as the Devaluation of the U.S. Dollar Continues. We have hundreds of hours invested in researching, compiling and writing this report. My company plans to sell this report for $95. You can get it for free.

2. Gold prices will continue to rise.

When we look at the price of gold bullion today in inflation adjusted terms, it would need to be trading at $2,250 an ounce to be equal to its January 1980 price high of $850 an ounce.

But my public predictions about where gold prices are headed have been much higher. I’m expecting gold to trade at $3,000 before the bull market in the yellow metal is over.

See Gold Price as of 4Jan12
Chart courtesy of www.StockCharts.com

Here’s an important fact I want you to be aware of:

After reaching an all-time record high of $1,921 an ounce on September 6, 2011, gold bullion prices have fallen back.

But we’ve been down this road many times before! In early 2003, the price of gold bullion fell 16%; in the summer of 2006 the price of gold fell 21%; from the spring to the fall of 2008 gold prices fell 28%; in the spring of 2009 gold prices fell 15%-- and each time the price of gold bullion recovered and moved higher by year’s end.

In fact, for 11 years running the price of gold bullion has closed each year higher in price than it started the year. The recent weakness in gold bullion prices (more like a correction in an ongoing bull market) is a tremendous opportunity for smart investors.

I’m a big bull on gold. Rising inflation, a debasing U.S. dollar, out-of-control government spending, and a currency printing press that never seems to stop will continue to push the price of gold higher.

But when I look at gold, if it moves from $1,700 or $1,800 to $3,000 an ounce over the next five years, as I expect it to, my gain will be close to 100%—as an investment, that’s not enough for me. I’m gunning for much bigger profits than that.

The big winners of the gold bull market will ultimately be the gold mining stocks. Look at this way. If a gold company’s cost to produce one ounce of gold is $900, at a price of $1,800, they are making a 100% profit. But, at price of $3,000, they are making a profit of 233%—and the stock market will reward the stock by multiples of 233%.

I’ve found a security that goes up in value when the stock prices of junior and senior gold producers rise. We started following it at $30; it trades at $60 today. If gold bullion prices go to only $2,500, this security could triple in price to $180.

My analysts have recently completed a research report called Single Best Leveraged Play for the Gold Bull Market. We have hundreds of hours invested in researching, compiling and writing this report. My company plans to sell this report for $95. You can get it for free.

3. The euro is as done as the U.S. dollar.

I’m blessed to be able to visit Europe once or twice a year to check on the economies of various European countries. Let me tell you firsthand, things are much, much worse in Europe than we read in the mainstream media.

On October 27, 2011, the euro zone leaders said they would bail out Greece, with European banks taking a 50% haircut off the value of their loans to Greece. This means Greece has technically defaulted on its debt. I believe Spain and Italy are not far behind.

Austerity measures are a difficult sell in Europe. This past summer, Greek police needed to use tear gas to disperse 20,000 protesters at Greece’s Parliament House, as citizens demonstrated against the government’s wage cuts and tax increases. By October 19, the organized protests grew to 70,000 people strong.

2012 will bring stronger citizen protests in Europe thanks to even more severe austerity measures that will be introduced this year.

Every morning, I wake up and ask this one question: when will Germany come to its senses and pull out of the euro? After all, Germany is the only real engine of the European Economic Community. Greece’s GDP…it’s less than 10% of Germany’s GDP.

The euro has declined steadily against the U.S. dollar. I actually envision a time when the richer European countries will tire of bailing out the poorer European countries (it’s actually happening right now), when each country will just go back to its own currency. Ultimately, the euro will die, and with it the economies of the weaker European countries: Greece, Spain and Italy.

There’s a stock you can buy that goes up in value as the euro declines in value. The stock currently trades under $18—I see a $30 price tag on it this year.

My analysts have recently completed a research report called Making Money from the Sovereign Debt Crisis: How to Achieve Massive Profit from the Collapse of the Euro. We have hundreds of hours invested in researching, compiling and writing this report. My company plans to sell this report for $95. You can get it for free.

4. Inflation will become a real problem in America.

According to the U.S. Bureau of Labor Statistics, the consumer price index (“CPI”) is running at 3.9% per year.

While few are talking about it, inflation is a real problem in America. That’s what the rise in gold price has all been about: Gold is screaming: “Higher inflation ahead!”

Thanks to years of monetary policies that promoted artificially low interest rates and printing presses churning out dollars in overtime mode, hyperinflation and American sovereign debt issues will become the biggest obstacles for the United States for the remainder of this decade and well into the next decade.

After falling for 30-years, short-term interest rates are bottoming out. The long-term 10-year U.S. Treasury, it’s yielding a pathetic 2%-- a 50-year low. All cycles come to end. And I believe we are near the end of a long-term down cycle in interest rates.

While it may difficult to see today, and as crazy as it may sound, the government will be forced to raise interest rates to fend off inflation—just like it did in the early 1980s..

Higher interest rates will also put the proverbial remaining nails in the coffin known as the U.S. housing market.

Now you see why I said at the very beginning of this presentation that it’s not for the faint of heart. Imagine our government, the economy, housing prices and the stock market all collapsing at the same time?

But, for smart investors, there is more than just hope. As history has shown us, where there is fear, there is also profit.

We’re just putting the finishing touches on a special report that reveals an ETF that rises in value when interest rates rise. It’s called Inflation Hedge: Serious Profits from the New Multi-Year Trend of Higher Interest Rates. We have hundreds of hours invested in research, compiling and writing this report. My company plans to sell this report for $95. You can get it for free.

5. The stock market will ultimately test its lows of March 2009,
bringing the Dow Jones down 46% from where it sits today.

Yes, this is my final core belief: The bear market rally in stocks will lose steam somewhere in the next couple of months and move straight down to test its March 2009 lows.

Phase One of a bear market brings stock prices down sharply. That’s what happened when the Dow Jones Industrial Average fell from 14,164 in October 2007 to 6,440 on March 9, 2009—a tumble of 54%.

Phase Two of a bear market is when the bear lures investors back into stocks. The bear gives investors and analysts the false sense that the economy is improving and it’s okay to own stocks again. That’s where we are today. The bear did a masterful job at convincing investors to own stocks again…and, presto, the Dow Jones got back to 12,000.

But the bear market is getting old and “long in the tooth” as they say. If I compare this bear market rally to the 35-month bear market rally of October 1934 to August 1937, we have a couple of months left before Phase Three of this bear market gets underway—ultimately bringing stock prices below their March 2009 lows.

How am I going to make money from this? Easy: I’m not going to short the market, because that’s too risky for most of my readers. I’m not going to buy put options, because they are too short in nature for Phase Three of the bear market.

What I plan to do is to buy a stock that goes up in price when the stock market falls. The stock is very liquid, it trades on a major American exchange at about $18. If the market tanks like I believe it will, this stock will easily move to $100, maybe even $125.

My analysts have recently completed a research report called Lombardi’s Secret Stock That Goes up When the Stock Market Goes Down. We have hundreds of hours invested in researching, compiling and writing this report. My company plans to sell this report for $95. You can get it for free.

Putting it all together

At this point, you’re probably saying: “Okay, Michael. Everything you’ve said so far makes sense. Now, how do I get my hands on these five new reports you and your analysts have just completed?

The ETF Set to Skyrocket in Price as the Devaluation of the U.S. Dollar Continues

Single Best Leveraged Play for the Gold Bull Market

Making Money from the Sovereign Debt Crisis: How to Achieve Massive Profit from the Collapse of the Euro

Inflation Hedge: Serious Profits from the New Multi-Year Trend of Higher Interest Rates

Lombardi’s Secret Stock That Goes up When the Stock Market Goes Down

Well, dear reader, I’m not going to sell them to you. I’m going to gift them to you. All five of them, yours free, and in your hands via e-mail within 48 hours!

How can I do that? These reports are very valuable. In the next few months alone, they can make or save you thousands of dollars, maybe even hundreds of thousands of dollars, depending on how big of an investor you are.

Fortunes will be made as the decline in the value of the U.S. dollar continues, as gold prices rise, as the euro collapses, as inflation sets in and as the stock market succumbs to the devastation of the economy. You need to position yourself to be among those precious few making fortunes from these five events.

TEH : Posted by one of my tratles for sharing. I will read that and comment later.

TEH

JCY : An interestingly manipulated stock

2012-02-07T08:34:00.000+08:00

Pump and Dump Schemes

"Pump and dump" schemes, also known as "hype and dump manipulation," involve the touting of a company's stock (typically microcap companies) through false and misleading statements to the marketplace. After pumping the stock, fraudsters make huge profits by selling their cheap stock into the market.

Pump and dump schemes often occur on the Internet where it is common to see messages posted that urge readers to buy a stock quickly or to sell before the price goes down, or a telemarketer will call using the same sort of pitch. Often the promoters will claim to have "inside" information about an impending development or to use an "infallible" combination of economic and stock market data to pick stocks. In reality, they may be company insiders or paid promoters who stand to gain by selling their shares after the stock price is "pumped" up by the buying frenzy they create. Once these fraudsters "dump" their shares and stop hyping the stock, the price typically falls, and investors lose their money.

http://www.sec.gov/answers/pumpdump.htm

JCY : http://klse.i3investor.com/servlets/stk/5161.jsp

The discussion on JCY attracted 130 posts in i3-forum. I do not read or follow, but I notice one link given by a person, alerting the 'scam' in manipulating JCY stock. YUP ... it is MANIPULATED. Not only JCY is over-valued, technically it is very difficult to buy at currently level. You could easily guess that the HERDS of KLSE's kaki are following JCY, buying into the news(such as Thai flood) and such.

NO one will want to speak about businesses, logic ... or technical analysis simply fails. How far could JCY go ... depending on how much the syndicates or manipulators want to gain from the ignorance. I did briefly talked about JCY during my SAT' s meeting on how analysts do not have their own standings and change their views 180-degrees without any convictions.

It is a serious case for SC to check, indeed. But, since when markets are not manipulated? We could only follow the so-called smart-money(I never want to call the that ... they are not smart, they prey on ignorant retailers and greed investors) ... we should follow the music till it ends ... when will that be? No one wish to be the last fool ... but somehow, many more rushing in and we shall wait to see how far it could go? RM2? RM2.50? We shall see ...

It is your own call ... do not ask around if JCY is a buy? Because no one could tell you how far JCY could go, and when it drops ... will you be able to run ... be the first to get out? For me, I wont buy into a counter where valuation is stretched, where many herds rushing, when the wagon is moving very fast, when market is topping, when broker-houses and news giving you full optimism. I just dont work that way ... I am still a logical contrarian who stick with my first rule " DO NOT LOSE MONEY".

A trade without higher level of certainty, without logic will not be my cuppa ...

Happy Trading JCY, anyway.

p/s : The last time I bought was RM1.30 and I have to cut-loss at RM1.25 level. That was loooong time ago.

TEH

Taking a break

2012-02-04T07:13:00.003+08:00

I will be taking 3 days break from blogging here as I have too many things yet to be settled. I do need to use the 'holiday' break to update many things and get things in order again.

cohort-5 : Those interested and have e-mailed me, please add me in facebook. Do join us for the gathering this coming Tuesday. Thanks and see you all.

I have 28 enquiries for my cohort-5 now. Priority given to my tratles's friends and introduced by them. Then, my e-tratles's friends. Then, to those e-mail me, pro-active and taken some effort to add me in facebook and also looking forward to learn. I have 8 places taken, left 7. Those who missed my cohort-5(Sat) will have to come for Friday's cohort-6 which I am still planning.

cohort-6 : For those who can make it on Friday, do let me know.

11.50 pm : Time to sleep after a long day outing with family. Tmr our tratles group will have our second 'small' gathering. Yes, it will be good to know each other in person rather than just through facebook!! Of I knew all of them but my batch-1 and batch-2 actually does not meet!! So, it is a good opportunity for some to meet.

Will write about our tratles group again as cohort-5 will be starting soon!! Interesting as 3-4 of them will attend tmrs gathering!!

Anthony Robbins-5 Keys to Thrive

He discusses the following 5 Keys To Thrive in detail in the video and explains how you can implement them into your life so that you will be able to thrive no matter what your current situation is.

1.Feed Your Mind
2.Feed And Strengthen Your Body
3.Get A Role Model That Inspires You And Shows You The Way
4.Get A Plan And Take Massive Action
5.Feed Your Spirit
The video is only about 20 minutes long, but it is definitely worth watching for anyone who is serious about changing and/or improving their life and is looking for some guidance.

We hope that you enjoy the video and that it inspires you to go out there and change your life!

Happy Holiday.

TEH

Can we be satisfied?

2012-02-03T07:22:00.004+08:00

Gold is above 1750 and the last time I told my tratles about buying into Gold was at 1550 recently. It has been up up up for USD200 now. Sliver is trading above USD34 now, up from USD27. USD/MYR is down down down from 3.15 range to 3.02 now. Crude oil at USD97, below USD100 now. I am monitoring these in daily basis.

Can we be satisfied with our profits? Can greed leads more to chase up more stocks and reaching new high?

2.25 pm : KLCI was in RED this morning but recovered. PChem continues it good run ... Coastal rebounded and MudaJaya in profit-taking mode.

How to gain 10% per annum

I do have many idea of obtaining my 10% target given to me as a 'challenge'. Well ... I will share here one of the 'idea'.

Say you have RM100k to start with. 10% profits means, you need a net profit of RM10k, right?

As markets have their good months and bad months, assuming 5 good ones. So, RM10k divided by 5 = RM2k. That means ... I need to gain a profit of 2% of my total capital, right?

Put half the cash dormant(some still give u 1% interest, u know), use half of the amount to trade during that GOOD month. I am going to assume that you have simple basic common-sense. MAJORITY in markets or KLSE DO NOT have such sense, mind you(otherwise, explain to me again HOW those 80%-90% of them STILL losing money in such a bullish-market?)

So, with your RM50k, using simple logic(no complicated TA but some knowledge of FA assumed) ... to gain RM2k, I need to gain 4% now, right? Taking away some for transaction fees, safely to say I need 5% profits from my RM50k in that good month. Deal?

Look ... do you think it is possible to gain 5% in good months? THINK ... are you patience enough to participate actively monitoring your trades and buying at good level? Yes, timing is the point ... also, knowledge and experience will give us the confidence.

In good months, it is rather easy to gain RM5k using RM50 .. that is 10%. Do remember that I am being conservative here. I am being very defensive and putting it that .... yes, I do think so 10% in a good month is possible!!

If it sound so easy, may I know WHY there are so many of them in the market losing money? Yes, I will bring this subject again in my tonight's meeting with my tratles. I will remind everyone how to be satisfied with their profits ... we have been gaining so many good trades in these few months that ... suddenly ... suddenly ... losing money in market is a HISTORY!!

CT told me that day honestly ... before he came to my classes, he doesnt know what to do much. He cut off and lost few thousands of ringgit. After with the group, he has profitted double of his losses!! Yup, the current rally making everyone to believe that we are in bull-market!!

Yes, I like the idea ... "DO NOT lose money" and I will continue to remind my tratles when greed in play.

Tratles meeting tonight is set : Today we will discuss more of the reversal signals and candlesticks!! Yes, they have been with me for 4-5 months but I am STILL taking my sweet old time to teach them ... err ... basic? It is basic until some more advanced ones, I will show formation of charts and such. Slowly learn ... take the steps ... and most of them profitting well now. AT LEAST they wont lose money anymore?

Well, not losing money is good ... you are the top 20% in the markets!! Believe it? wow!!

to be continued

TEH

How to see market is topping?

2012-02-02T14:06:00.000+08:00

How I see market is topping?

Technically, when indices are at high, reaching resistance and rallying with every little 'good news'. When sector indices are reaching new high each day ... inching higher. When the leaders in each sector reaching new high or resistance.

Fundamentally, when more projects related news being dished out. When more speculated about what sectors will benefit most from those projects. When valuations are being stretched ... PER going above 20X with more broker houses, in tandem, upgrading many target prices. Earnings projected are also in full optimism ...

Markets becoming noisier ... more punters moving in and many who have side-lined since Sept mini-crash started to move in, believing we could see 1600, yet again. When many in forums swarming with full confidence, when more pro-kaki showing off how well they have done in forums, attracting more newbies and those noise-makers asking them more tips. When forums are the ONLY place these once losers hanging-on ... plus the feel-good injection of emotions in play ...

When newspapers playing on good news ... adding the election-rally play, plus EURO is being saved. Needing to read how even IRAN news could boost OUR markets. Everything being used to pump-up the hype ... we arrrrrre in BULL market, no doubt.

When more call-warrants being issued. It doesnt matter, premiums, gearings, risk ... just punt in and get rich, baby. When more asking what call-warrants are ... and newbies started to profit from markets.

When more of people enquired about my trading classes, joining my e-learning or anything at all to join in my group. With the increase of participants going for other trading courses ... and market-talks organised by our friendly-investments is FULL house. When more broker houses promoting their services.

When your looong lost remisiers asking you to BUY BUY BUY ... and you long lost friend of sudden called you up and talking about share-market ...

When my colleagues asking me to give a talk about stock-market in college for our colleagues!!

When ... market is noisy. It is topping ... and I am busy listening to songs ...thanks

TEH

KL Day : A busy FEB ahead

2012-02-01T07:20:00.001+08:00

Liverpool won. That makes my day today besides taken profits yesterday, and will be sitting tight as I believe KLCI will go lower this month ... well ... the GE-rally still in play.

Tuition and Cohort-5

FEB is a very busy month for me, indeed. Hence, I do not plan to be in markets except some short quick punt here and there. FEB could also be a significant month for me. There will be an increase in my tuition classes. My cohort-5 will be starting on 18th FEB(many enquiries but dont know if they are for real) ... and FEB will also seeing me starting a new venture. Indeed, FEB is a busy yet significant month.

Training and e-learning

I will be attending a 'training' on 10th - 12th FEB. Yes, it is also this very month where I hope whatever I am learning could improve in my e-learning, and to teach more effectively. Speaking of that, I do owe my e-tratles some posts ... and determine to get it done. Apologise to my e-tratles who have been patient with me. Patience is virtue and needed to be in market. Take it as a test. haha. Oh yes, I have 4 new e-tratles registered days ago .... thanks and welcome to my simple trading-course.

Stock Watch

FEB ... will also see a significant increase in my stock-watch group as I will continue to post my analysis of stocks there. This blog will be used to jot down my trades and my activities. Well, I do not even have the time to share with all my 20-odd trades done with my stock-watch group in Jan. Most of the stocks done well ... some extremely well with only few small losses. In fact, the losing counters like BJCorp and HiapTeck crawled back above my cost prices!! So, virtually ... only my AirAsia and Armada are the losing counter, brough forward to FEB.

I do not think so I could find time to write much more ... thoughts cramping my mind. I have to learn to let go of many more things happening around me ... and trying to keep pace with my commitments, my responsibilities and works. Going into March onwards, with exams nearing ... I really have to get myself organise, and my contacts in tact. It is becoming a challenge to me to just remember many contacts!!

Technical Analysis

Recently I read what Bone's written about why TA charts failing in KLSE. There are so many points that I do agree. Yes, I am NOT a pure technical person ... most of my tratles and 'old' readers should know that. I do not crae much about those indicators, too many of those lines confusing me further ... so, I will keep my chart clear and simple!! I have written about why more indicators used is foolish for analysing KLSE's charts!! Serious ... if only I am 'free', I will add in more pointers that he mentioned and well-written post. DO NOT believe those telling you that you need to have all those indicators 'on line' and 'in line'. KLSE's market simply fails MANY of times. The more 'technical' you are, the higher chances you will fail!!

Trading Course

I also agree on the basis that WHY many would pay hundreds or thousands for trading courses, softwares etc etc. It is amazing ... how could these courses get us to be expert in trading? Look ... believe me, it is not the course. It is YOU.

Tell me ... how could a person learn TA in days? Even if you have the high abilities of learning, YOU COULD NOT know how to apply it in your trading!! I am serious ... I am teaching trading myself now, charging peanuts to all(RM50 per class?) with a hope that many could learn a little of technical analysis, done MY WAY. Yes, I do not see the reasons WHY many willing to pay thousands of $$$, with a hope of learning!! I asked my tratles ... do you all think you could LEARN in days? Do you all believe that there are softwares that could give you consistent profittable trades? Will you all pay thousands of ringgit for those advertised trading courses and softwares?? THINK.

Haha .. that will be asked in my first class. Haha ... I will even tell them that they are bound to lose money in markets if they insisted to trade. I am serious ... and I am splashing cold-water to those coming to me, thinking they could learn TA? Haha ... I am laughing again ... and will repeat, markets DO NOT work that way la. It didnt know what you buy-sell. It doesnt care and it is too large for most of us. So, logically ... with 80-90% of them losing money in markets, WHAT makes you think you will be the minority? What?? The few days of trading course will make you trade better? Sure?

I do have 4 classes so far ... some dropped(phew ... thanks for dropping) as they wont be able to cope with markets, anyway. There are about 30 of them still with me in my tratles group. They are still learning under my 'daily' guidance and some of them wanting to know how I check on charts. Yeah ... they are still with me after 4-5 months as they are profitting well now, many following my trades and discussions. How to teach anyone to fish?

4.00 pm : Home early as I need a nap before another long night later ... HSI down 100 points

Stock-watch : I do still have many e-mail to reply. Could those interested ADD me in your facebook? It will be more direct, send me a message in my facebook and I could add u in as soon? I will reply those e-mail tonight or tmr ... thanks.
off to nap ...

TEH

Stock Watch

2012-01-31T22:53:00.000+08:00

I have wanted to write how I traded MudaJaya twice as I have shared with my tratles ... but I am rather tired now. I have wanted to post about RSI tonight for my e-tratles ... but I am too tired. The full-time teaching plus tuition is taken a toll in my concentration. It has been a loooong day, but a very good one for my trades.

Today, I gladly sold my Coastal and Coastal-wa for 10%+ each. Then, my MudaJaya and her baby cg moved too ... I sold the cg too early but grabbed back her ch. I still have part of MudaJaya, which technically overbought.

Stock Watch : Yeah .... if I am too write about 20 stocks I have given to my Jan-stock watch list with most of the trades well-done ... many more will rush in to join my group!! Then, it comes the stress of performing ... more noises around with many more thinking I am a 'stock-sifu', which obviously I am not. I am ... err ... lucky to mentioned Cypark, Coastal, MudaJaya ... er r.... many more. It is Jan, a bull-rally .... anything you buy also will go up, or is it?

Anyway, those who wish to register, please e-mail me at cpteh@yahoo.com

Sorry that this is just an advertisment post as tmr is a public holiday. I m working ... I need to get this post out for many more interested to register. Thanks for the support.

wish to sleep earlier as head is banging ...

night

TEH

Last Day of January

2012-01-31T11:03:00.001+08:00

It has been a month ... passing me in such a fast pace, except for some slower relax with family during the recent CNY. Classes start ... and I do not think so I could even rest a while for coming weeks ... taking my breath away!! Busy ... with e-mails flooding me and managing few blogs, few facebook pages ... 100+ students to teach Math and 100+ of my tratles + e-tratles following my teaching-learning of trading. I do have another batch following my stock-watch page ... and the number increases for next month. Everything pointing for a rally ... time to think in clearer manner, watching my movements ... reflecting on my actions or lack of re-actions ... minding my own businesses ... while catching up with works!! Yup ... life is just like a box of chocolate? Arrghh ... it is more like a soccer-ball ... being bounced here and there!! Haha .. kicking and bouncing ... when will I score my goals?

My goals to be in KL to teach Math and increase my income is done. My goal to establish myself as a tutor is doing well too as slowly, I have many calls from parents/students looking for me ... for tuition Math classes. My goal of learning technical-analysis is moving in a good direction, with my goal of teaching trading starting well too.

Next goalsss?

Time flexiblity and moving away from full-time job, moving away from quandrant "E"(for employee) and going into "B" and "I" ... business and investment. While my tuition and trading classes will continue, I will have to drop my full-time job ... it is a matter of time.

I will want to see how far things could go ... and leaving my full-time teaching job after 22 years in teaching line may not be easy .. the comfort-zone ... the 'holidays', the lay-back slower lifestyle ... and hours of listening to songs of my fav plus chatting in offices. I have left those about 6 years ago ... NOT to be one of my colleagues!!

Anyway, we have to move on ... as we are progressing and sort-of chasing our goals.

Yes, my life is a soccer-ball now. GOOOALLL ... Liverpool 2 Cardiff 0.

Coastal : Grabed at 2.01-2.03 written everywhere ... many followed too. Moving above 2.20 today. Cleared my Coastal-wa, tho for 10% profits.

MudaJaya : I will want to elaborate on this one ... when my 4 tratles visit me last Wed for CNY, I analysed for them ... then, the next day, it dropped to 2.45 for me(and us) to buy more ... today at 2.70 now. Just in a week la. Well, I grabbed MudaJaya-cg at 0.04 average and sold all today(sold half at 0.055 days ago) at 0.06, only to see it went to 0.07. So, I grabbed and changed to MudaJaya-ch. We shall see ...

Happy trading ... I am tooooo busy to write. Off

3 pm : Done with classes.

SEGi : At 1.93, I wrote in my 'CP Trading Group' page about her, the place in my stock-watch for in FEB that it is breaking above the range and mark-up now. Some moved in this morning ... watching it above 1.92. Interesting ...

Coastal : At 2.25 now ... hmm ... see if I will want to take profit. yan-yan ...

MudaJaya : Staying at 2.70 level, touched 2.74 this morning. Will take profit around 2.78 levels. Thanks. Muda = Young and Jaya = Success. I like that name.

TEH

Busy Monday

2012-01-30T11:28:00.000+08:00

11.20 am : Too busy for anything ... tyre puncture this morning, done that ... rushed to office, classes till 11am and now is my short lunch hour as I will have a non-stop classes from 12pm to 4.45 pm ... hoping to take a glimpse of market before closing ...

Armada : At Rm3.85 now. Noted.

AirAsia : I have to cut her off at RM3.57 for small loss, it touched RM3.54 but rebound back to RM3.57 now. I will like to have her again.

MayBulk : At RM2.35, touched RM2.30 moments ago. Finally losing grounds. Time to exit? Well, the UMA issued scared off many punters. Today, many taking profits. That is 10% down so far.

Need to go for lunch and could only continue at night!! What a looong working day!!

Happy Trading

TEH

Mish's Global Economic Analysis

2012-01-29T23:28:00.000+08:00

http://globaleconomicanalysis.blogspot.com/

Leverage

2012-01-29T18:02:00.003+08:00

Definition of 'Leverage'

1. The use of various financial instruments or borrowed capital, such as margin, to increase the potential return of an investment.

2. The amount of debt used to finance a firm's assets. A firm with significantly more debt than equity is considered to be highly leveraged.

Leverage is most commonly used in real estate transactions through the use of mortgages to purchase a home.

Investopedia explains 'Leverage'

1. Leverage can be created through options, futures, margin and other financial instruments. For example, say you have $1,000 to invest. This amount could be invested in 10 shares of Microsoft stock, but to increase leverage, you could invest the $1,000 in five options contracts. You would then control 500 shares instead of just 10.

2. Most companies use debt to finance operations. By doing so, a company increases its leverage because it can invest in business operations without increasing its equity. For example, if a company formed with an investment of $5 million from investors, the equity in the company is $5 million - this is the money the company uses to operate. If the company uses debt financing by borrowing $20 million, the company now has $25 million to invest in business operations and more opportunity to increase value for shareholders.

Leverage helps both the investor and the firm to invest or operate. However, it comes with greater risk. If an investor uses leverage to make an investment and the investment moves against the investor, his or her loss is much greater than it would've been if the investment had not been leveraged - leverage magnifies both gains and losses. In the business world, a company can use leverage to try to generate shareholder wealth, but if it fails to do so, the interest expense and credit risk of default destroys shareholder value.

Read more: http://www.investopedia.com/

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I have a badminton session today with CT and AL. Then, as we were talking, I was interested how both of them using the leveraging-concept. As they are into businesses, I find it good to learn from them how businessmen think. Yes, they are in B-quandrant where a person like me(and the majority) who are employees are in E-quadrant ... certainly THINK differently when it comes to money, particularly about LEVERAGING(gearing).

I do share with them how I do use financial facilities to leverage ... and I am taking a higher risk than majority in stock-market. RISK as it is defined could be managed and reduced if we know how. If we dont, we should learn. So, I have in me ... always thinking of how to increase my financial knowledge. Yup, I gathered some very important information from CT(thanks, buddy) on how I could leverage further in my trading.

On top of that, we all should leverage on each other expertise and work together for the mutual benefits. Yes, no one could do many things alone .... and I have my tratle's group(growing into around 50 soon) where we could share information and learn from each other.

1st gathering : Last night, somehow I pushed for a gathering ... 10 of us turned up!! Yup!! Getting to know each and every of them will take me TIME. Wanting to foster a better rapport amongst us and to see how we could help each other. It is really a 'cikgu' kinda wish ... and helping those slower ones too ... I do not wish to see anyone 'left-behind'.

Let us leverage on each other's knowledge and continue to share ... to learn.

TEH

Stock Watch : Jan 2012 list (I)

2012-01-29T14:26:00.003+08:00

Trade 1 : Malton-wb

Posted 28th Dec : Malton-wb : Closed at 0.290. Cut if goes below 0.275. Immediate target for rebound at 0.320, next at 0.365.

Bought on 29th Dec at 0.290, sold on 4th Jan at 0.32. That is 3cents profit = 10% profits in days.

Trade 2 : DRBHicom

Posted 28th Dec : DRB-HiCom : Buy at RM2 level. In news(Proton) and trending to RM2.18 level. Checking if could break RM2.18 to move ahead back to RM2.28 level. Watch-list.

Bought at RM2.01 - RM2.05 on 4th Jan and target acheived on 25th Jan to sell at RM2.28(say we just queue it there). 23cents profits and 10% done.

Trade 3 : Handal

Posted Jan3rd(1.39 am) : Handal : A write up in THE EDGE. Entry 0.415-0.42 but need to cut if going below 0.40. First level to watch is 0.44 and then 0.48.

On Sunday mid-night, I posted this one ... went in 0.43-0.44 in the morning, and queued to sell at 0.48 done in fast pace!! The next day it went above 0.50. wow ... That is 10% in the same day-trading!! Too fast for many of those in my stock-watch.
Note : Whatever in 'maroon' colour words were POSTED in my stock-watch facebook.

Trade 4 : RSawit

Posted 3rd Jan (12.55 am) : AT 0.93 level, buying at current level with target at 0.990 and above. Likelihood is quite good in such bullish sentiments. Need to watch to cut if goes below 0.90. Time frame is SHORT. I will grab back tmr as recently I took profits(grabbed 0.88, sold 0.935)

I bought at 0.88 much earlier and wrote it everywhere. Then, I posted to my stock-watch that I am buying back at 0.93 level ... it was OK and went to 0.975 in days but I queued to clear at 0.99 as planned. Then, when it came down, I saw weaknesses ... and sold at cost price and written in my facbook 'live'. Some of my tratles still hold at 0.93 level, only to see it touched a low of 0.910. In day, it reverses ... and breakout to RM1 level. The 0.99 level should be done too. So, 6 cents in less than a month trade. Calculate the %, please.

Trade 5 : HiapTeck

Stock-watch (FEB) : Those interested to join my group in next month stocks that I am trading, please e-mail me(cpteh@yahoo.com ) and add me in your facebook(CP TEH). It is only RM30 per month and you can check on all the trades I have done here for this month.

Trade 6 : PChem

Trade 7 : YTLLand

Trade 8 : BJCorp

Trade 9 : Unisem

Trade 10 : KimLun
Trade 11 : MudaJaya

Trade 12 : YTL-e

Trade 13 : Alam

Trade 14 : UOADev

Trade 15 : KSL

Trade 16 : CyPark

There are still a few more which still in play and carried forward to FEB
Some call-warrants I punted(high risk) were also shown there. I will add in some HKSE's stocks I am trading or stalking too.

to be continued

TEH

KLCI is pointing lower?

2012-01-28T19:04:00.000+08:00

KLCI : Topping and supported by 20MA. Technical indicators are pointing down. Time to get away?

AirAsia : RSI at 38, hanging at RM3.60. If drops lower, time to check at RM3.48 level, which if it dives to that level, I will grab more of her.

Armada : Recently, I said buy if above RM4.10 and it went above RM4.10 but failed to break-out, and going below RM4.00 and time to stay away as indicators pointing lower now. I will check her again at RM3.90 and then RM3.75

Axiata : A nice waterfall in the making ... checking for reversal. Will check at RM4.66 and RM4.52 levels. This is noted by tratle DN.

CIMB : High selling volume noted. AT RM6.80 level, and prefer next RM6.65 level would be nice. This is noted by tratle Jess.

MHB : It went below my RM5.40 recently and staging a reversal. Will want to see if the reversal is genuine, otherwise, it may continue to go lower .... when KLCI sentiment turn darker soon ..

TEH : I still have a sell outlook at the current level. I do not see the KLCI moving higher to break 1530 level any soon ... but who knows? Plantation is still rallying and supporting the KLCI at the moment --- KLK, Sime and IOI are giants too.

Conclusion : Buying should be for short trading and selected counters only.

TEH

Ten ways to be HAPPY

2012-01-28T18:27:00.000+08:00

10 Ways To Be Happy

1. Accept the things you can't change. If you can and want to change them, do it.

2. Let go of the people who are holding you down. If you considered them, you already know who these people are.

3. Blast your favorite upbeat song and sing at the top of your lungs, dancing as you go.

4. Go for a run. A nice, long run. Run until you feel good; at the very least, you'll be tired enough that the feelings will seem less major.

5. Call someone you love, Just hearing their voice can make your day better.

6. Smile at a stranger. It will make both of you smile.

7. Send an anonymous compliment.

8. Write down everything you don't like about yourself. Rip it up. Burn it.

9. Watch your favorite movie.

10. Realize that you are your own biggest critic. People do not see the faults in yourself that you do. So realize that they are not faults, not imperfections. They make you, you.

Source : Taken from my facebook

TEH

To be a better investor or trader

2012-01-27T15:07:00.002+08:00

Why Do Clever Investors Make Big Money Mistakes : Khoo Yew Yin

Statistics show that more than 75% of equity investors including professionals cannot beat the stock index. Studies have also shown that more than 75% of day traders lose money mainly due to transaction costs. There are several reasons for their poor performance but the most frequent mistake is 'loss aversion'. This is a psychological obstacle which has been consistently affecting their performance, especially in view of the ups and downs that is the normal behaviour of the stock market.

TEH : Yup, the statistic won't lie ... MAJORITY in markets losing money. If you have been consistently profitting from markets, congrats ... my first lesson to my tratles is MAJORITY are losing money in markets. DO NOT be one of them. By not losing money, you are the MINORITY around. Believe it or not.

The single most important criterion in selecting shares to buy is 'good profit growth prospect'. I will not buy a stock which does not have this quality. In other words––buy on solid evidence of growth and profit not on the basis of speculation or hot tips! After you have bought some stock that you think can perform well, you will have to decide when and which stock to sell.

TEH : We all know that we should buy good fundamental stocks but WHY are there so many punters buying into some speculative hot tips, news from forum ... from ANYWHERE except themselves!! Imagine the stupidy of the crowds talking about Harvest, for example. Perhaps you do remember KBunai or Tricubes!! Anything to excite them ... now, do you know why there are more LOSERS in markets? Think. It is ONE of my criteria in my tratles group. I put it strictly that DO NOT talk about HWGB or some DVM you are punting into. Even KNM is not being discussed. THINK ... I do not want that them to have BAD habits from those LOSERS out there. Serious issue.

Often many investors make the mistake of selling the good ones to lock in profit early but retain those that are not performing because of their aversion to taking losses on these. Some regret their action later and may even jump back into the market to buy the same stock that they had just sold but at a higher price. Most of them do not jump back into the market for the stock and they can only watch the stock go higher and higher.

TEH : Agreed and guilty of such. But, I do not keep bad ones for long in my holdings, just that I do sell for profits too early in many of my trades!! Some I have moved nicely into another moving wagons ... but at times, I moved into a stationary wagon. That is the time I have to move out at cost price. I do not regret in trading. It is a sap of energy or a waste of my time to regret. I will move on ... and reflect on my trades during weekends.

Some investors may object to the implication that loss aversion is a bad thing. After all, it is a very natural behaviour. They might justifiably point out that the tendency to weigh losses more heavily than gains is a net positive attitude. Investors who care too much about possible gains and too little about potential losses run a great risk that can threaten their portfolios. It may appear better to care more about the share price falling than hoping for it to climb higher. True enough; loss aversion can be helpful and is part of a conservative strategy. But an over sensitivity to loss can also have negative consequences.

TEH : Yes, more time to be spent in managing risk and on those stocks not performing in our portfolio. I will prefer to ride on the winning stock and cut off some non-performing ones. Cut-loss is NOT commonly used in many of traders as they are loss-averse. I have no problem of cutting ... but I took profits too early. Need to learn to be more patience. Agreed.

One of the most obvious and most important areas in which loss aversion skews judgment is in selling too early and missing the additional profit if you dare to hold it longer.

Very often even clever investors who are well versed in stock selection cannot overcome this psychological fear. What is tricky about this concept of loss aversion is that it can often lead us in the opposite direction– to hold on to a losing investment for longer than we should.

I asked one of my friends why he sold a particular stock instead of selling his other holdings that he bought at higher prices? He said that he did not want to recognize the losses but preferred to lock in the profit. This is the most common mistake committed by investors because they do not want to admit their mistake of picking the wrong stock. Moreover, the profit from the sale could easily cover the losses.

Studies have shown that on average, it is easier for well-managed companies to continue their good performance than for bad companies to improve their poor position. That is why we should not sell good shares too early and retain the bad shares.

TEH : Fully agreed.

Why invest in public listed shares? Statistics show that our Malaysian Stock Index has an average annual growth rate of more than 10% which is more than most other forms of investment. One can still buy the winning horse after the race in the stock market'. It means that you can still buy shares of really good companies after they have announced their good results.

TEH : Yes, I will want to write in greater details WHY I have chosen stock-markets instead of putting my money in FD(haha ...), UT or even property. All I need to learn is to manage the risk ... and let the profit runs. Yes, 10-20% is not really impossible. I will teach my tratles NOT TO LOSE money ... and will slowly challenging themselves to profit 10% or more per year.

When to sell? After having said all that about selling too early due to the loss aversion phenomenon, we must not forget that no share can keep climbing up and up indefinitely for whatever reasons. In other words, we must not be too greedy and wait for the bubble to burst. Hence the time to sell is when the reasons you bought the share– growth and profit– are no longer there or valid.

TEH : Yes, we need to plan to SELL ... when our reasons of buying is NOT valid. It could be fundamental or technical point of views. Profits are profits ... manage your losses.
The above are some very good notes shared by Mr Khoo, the well-known Malaysian investor. Copy his way of investing ... do that.

DO NOT listen to those in forums or blogs. Do your own homework.

THINK.

TEH

Trading : The gloom and bloom

2012-01-27T08:53:00.000+08:00

I will divide stocks into few categories. As I am focusing in KLSE, HKSE and US markets to trade, I do need to know which could give a better opportuinity to trade. Trading KLSE is much cheaper than the overseas using our local broker's platforms. So, the fees charged need to be considered too.

Big, mid and small market caps stocks are placed in different categories ... short-term and mid-term trades should be differentiated with different strategies. I called these as 'diversifying' to reduce the risk. We do not put our eggs in one basket or should we? We will also want to categorise our stocks into sectors ... yes, stocks in similar sectors tend to move in tandem, due to HERD mentality.

I would use simple 'contrarian' mentality to trade ... and most of the times, markets are too NOISY. If you are to read a lot of news, articles, forums, blogs... listening to friends, remisiers ... you might know what I mean by NOISES. It is everywhere. What I will basically do is move AWAY from the noises and letting go of these 'hypes'. Sound simple to be contrarian but ... it is not.

Remember how MANY of these noise-makers shun IT-sectors? How they downgrading the whole sectors, giving you ALL the possible BAD news, how bad and gloomy these counters are? And with the will of God, the flood in Thailand being used as a turning point and JCY is at 1.30 now. Unisem recently shooting from my base of RM1 to RM1.60 now. These craziness could be heard everywhere now ... it is still marking higher for MANY syndicates and sharks to SELL to these greedy and ignorant traders or so-called investors. No logic needed ... gloomy to bloomy. If you could STOP, PAUSE a while to think logically, you will be wondering why is such ... that is MARKET!! It is a noisy place .... it is driven by HERDs, moving together ... with fear-greed in play. FA and TA fails ... logic thrown out of the system and some STILL asking if Unisem is a buy, analysts or those so-called noise-makers in forums will be yelling a buy ...buy ... upgrading coming in from your broker-houses ... BUY is the whole mania!!

Hmm ... pause.

Hmmm ... these could be the same person who yell SELL ... JCY target-price at RM0.30(read my last year post ... merely 4 months ago!!). Pause again ...

Ok, when MPI dived and formed a nice waterfall ... it was discussed by my tratles. I am teaching them how to check on leaders, check on bad-news ... use indicators to time our entry ... and BUY when during accumulation and no-one talking about it, or better still ... those HERDS who are in fear. I thought we are supposed to be greedy when others in fear? And ... I thought when everyone is greedy ... err ... we supposed to be in fear? Yes? No?

I thought when markets going higher, risk is higher? When markets at resistance, it is time to sell? Yes? No? I thought we ALL knew that before trading markets? Yes? No?? NO NO NO!!

Hmm ... pause.

Think ...

It doesnt make senses, right?

Markets are used by many syndicates ... our broker-houses(sharks) ... insiders ... manipulators ... to trap-n-lure many retailers into markets. It is a place where MAJORITY losing money, yet could not get-out. If one is out after losing, they could never re-coup their lost capitals!! It is VERY emotional place to be in. No one will want to listen to your logic, your stupidity ... and continue to search for SURE-WIN systems to get them RICH ... yeah ... getting rich is their motives in market!! Wow ... I used so much of time explaining to my tratles WHY 80%-90% of them lost and still; losing money!! I am certainly a few stupid idiots to advice others NOT to be rich!!?

Think ... I do hope you pause and think ...

Read good investment books. Read more goo trading books to LEARN ...

Reading forums could corrupt and spoil your mentality. Once that becoming a HABIT, to change the way you trade could be very challenging. THINK again ... these are for my tratles, e-tratles ... as markets becoming noisier as KLCI inching higher. General election news becoming a noise. THINK ...

My number of posts regarding stocks also reduces as market going higher and higher ... due to Proton story, MAS is being linked. Interesting? We dont talk about fundamentals or business here in market. We speculate on news ... and ride on it. Yeah ... MAS flying, AirAsia landing ...

I could continue this un-organise post ... I just want many to THINK. Take a break ... listen to the noises. When MORE posts in forums, more people talk about Unisem ... and more speculate about how good IT-sector would be in 2012, we need to use BRAIN to think ... any logical sense to us?

I rest my post here ... with a word. PAUSE.

Happy trading

TEH

CNY : Day 4

2012-01-26T08:49:00.006+08:00

I was a little down as Liverpool lost the EPL against a very low-team ... but this morning they drew with City and ... going for a Carling-cup final ... well, it is a small cup, but it is still sweet final. Yeah!!

Affin : Affin shown reversal after touching RM3.29.

Silver : At USD33 now ... yeah ...

Gold : Going above 1700 ... I was telling my tratles when it was at 1600 level ... yeah ...

Property-rally : Many are uptrending and moving ... E&O, UOADev, HuaYang are moving higher ... check it out.

Plantation-rally : Yes, I told my tratles when KLK broken RM24, yesterday alerted them again as it went to new high at RM26.

BL : He gave me two stock-watch ... MyEg and Ivory. Yup, my cohort-1, the most senior tratles and learning well. I am impressed with his work-rate.

In red :Coastal, MudaJaya and AirAsia all in red.

Time to rest, sell off my call-warrants and time with family today.

Laggards : Armada, MHB and MSM is lagging behind KLCI.

5.10 pm : I had a nice lunch with bro/sis at Shang. Will have such lunch more often, to get closer with my siblings after I left for KK and stayed there for 10years.

Stock-watch : I will record ALL my stock-watch call for JAN, the buying levels ... and will check how they fair by month end(tmr). There are more than 10 stocks I have given. I want to check if they are doing OK.

RSawit : Breaking RM1 finally today ... I given this as my stock-watch at 0.93 level and I sold at cost price as I moved to something moving ... but today, it moved. I do have few tratles moved in at 0.93 too.

YTLLand : Finally reached 1.20 level ... so, buying at 1.01 levels and sell at 1.10, buy back at 1.08 and sell today at 1.20 is a right-play?

10.20 pm : HSI up 328 points, MYR/USD at 3.04 now as money moving out into commodities like Gold which at 1720 now. Crude oil at USD100 ... and we are in bull-rally!!

TEH

CNY : Day 3

2012-01-25T09:28:00.005+08:00

Affin : Breakout seen ... and heading to RM3.30 and RM3.50 next. If the sentiment continues to be good, it should move higher from here. Just a day before it broke-out, I wrote to watch it breaking 3.10 and it did!!

10.15 am : Affin reaching my RM3.30 ... Good luck to those buying Affin, which being discussed in i3-investor forum. I do not put my call-warrants here as I do know many punters lurking around with full-greediness and they might lose money. Yes, I DO NOT want any of my good readers to lose money.

1.05 pm : KLCI in red ... I just came back from a tuition class.

Affin drops from RM3.29 ... oopss ... time to be bearish again. When forums talking about a stock, time to move away. That is just my simple logic.

The 3-A

Affin : Below RM3.20 now ...

AirAsia : Hanging at RM3.60 ... hmm ... cut?

Armada : Going below RM4.10 again ...

Cost of education
to be continued

TEH

Selling at resistance, right?

2012-01-24T22:43:00.000+08:00

SELL at resistance is a simple trading strategy. You do know that, right?

DOW : The theory that we learn from technical is to SELL at resistance. Or it is? Hence, my view is is on the SELL side. A few days of dropping in DOW is very possible now, going into this week. KLSE is going in their own direction due to the speculated election-rally. But, logically ... the upside is not really there and risk is much higher. You do not need to know charting ... you could see things with bare-eyes.

Note : I do not have anything against doctors, engineers, lawyers, teachers(academicians) and such lines in the market. But, if you are really not in financial line, do not know much about trading and lack of experiences in markets ... I am just pointing it out ... to be nice, do be careful. Markets are NOT for those in these professions. But, those doing business --- understand market risk and business risk, they may do better if they know how to use the charts.

Seriously, I am just trying to be kind la ... not to criticise others. Read those 2000 posts of mine to understand that I do mean good, ok? Sorry again if I have offended anyone by trying to TELL THE TRUTH. Markets need SMART(not intelligent, tho) who could understand RISK and understand learning to gain experience.

Ok, just a simple post of DOW ... telling you WHY I have a SELL view ... as I am a trader. WHY I called my tratles to SELL to many of those who are rushing in. Those rushing in blindly, greedily could be ... doctors, teachers, engineers, lawyers ... anyone. Accountants, Bankers, Businessmen and those in financial-lines MIGHT be slightly a better trader ... but again, I am not siding which profession could perform better in trading. I merely stating what I read from books/sites, which I generally agreed.

SELL ... and wait la ... but up to you. That is just my opinion ma. No need to explain or answer to anyone, right? Opinions are cheap, it is everywhere ... but it is THERE because we seek for it, ok?

Make you own decision, please.

TEH

CNY (day 2) : Trading is a business

2012-01-24T16:19:00.001+08:00

Trading : Take it seriously

While most of us trade, speculate or punt in stocks ... in and out ... losses more than profits ... and many more dont know what to do with many of their sinking stocks, there are some of us taking trading as a serious business. Yes, I do take my learning to trade seriously. I am so stern and standing strongly to my principles in trading. I could not accept those punting habits and lack of understanding in out own trades. In short, taking trading seriously ... and learning from each trades.

While we are trying to increase our knowledge in trading, taking steps to analyse our mistakes and improve in our trading systems ... we certainly want to check if our systems work in different environments and instruments. We will like to analyse(do not overly doing it) our trades ... and believing that there is always rooms to improve.

Can one be a full-time trader? As much as many wanted to leave their full-time job, trading is certainly NOT for most of us. I could not accept the RISK of not getting my full-time pay by end of the month, for example. I have been employee for 20+ years now, and the employee-mentality sticked with me. Yes, I am in my own comfort-zone ... and taking trading as part-time path of gaining some profits.

If we are trading full-time and with huge financial commitments, the STRESS could be too huge for many to that. I am certainly doing better now ... with my full-time job and tuitions to cover most of my expenses or commitments.

We have the 'extra' pressure to perform and that could be 'bad' for trading.

This is in my mind ... as I might seriously to consider to trade in full-time basis, having a flexibility at home and doing what I do best. I do need to be consistent and by staying at home, I could continue with my e-learning and stock-watch ... I could still be giving Math tuition while my tratle's group meeting will be continued. There are much more freedom for me to monitor markets ... and take advantage when opportunities arise.

So, I will want to channel my focus in improving in my e-learning, my trading and sharing ... I need to improve in my marketing(haha) and will need a supportive trading group(my tratles) to work together for everyone's benefit.

It is a year to go ... or rather 11 months left. I will report my profits in quarterly basis my profit-loss. Yes, in investment or trading, the bottom line is still profit-loss.

Can I achieve the target 10% profits by end of this year? We shall watch ...

Trading Plan and Trading Journal

Well, I am going to have a template ... to let others in my tratles group to 'follow'. Yes, it will be needed to track out trades and making decisions due to plans. As for business, we need a business plan. If I am taking trading seriously, I do need a trading plan, right?

A trading journal will be a good way of reflecting on our trades(good or bad) and by such, we could review our mistakes and critically improve ourselves. Trading journal is also a place where we could write about how we feel about certain trades. We are not allowed our emotions to be in play, so ... a trading journal is a place we could voice out our frustrations or other emotions.

Looking back into the previous 4 years, I have improved(tho slow). I am in no hurry ... I just need more time to learn, to plan and ... yes ... to share and teach.

cohort-5 : This is for those in Klang Valley and wish to be in my tratles group. I do have BASIC trading with technical charts. The next class will start in mid FEB.

e-learning : This is still open to ALL those wish to learn simple BASIC of trading through online.

stock-watch : This is open to ALL those interested to know what stock I am checking, stalking and trading in weekly basis.

Am I good in my marketing? Hmm ... not really as I only write it in my own blog!! I will learn how to market my 'products'(LOL) online!! Haha ... well, few of my tratles are bringing in their friends to join our trading group. That is a positive sign for the group to grow?! Anway, if the products are good, words will spread. That is my belief.

Well, take trading seriously ... then you will understand how I could be so motivated to continue to learn and share.

Good Dragon Year ahead.

TEH

The Trades III

2012-01-24T10:00:00.002+08:00

Note : Me and my tratles trade for the past 2-3 months.

The Trades I : http://cpteh.blogspot.com/2012/01/trades_16.html

The Trades II : http://www.cpteh.blogspot.com/2012/01/trades-ii.html

The Trades I : AMMB, BJToto, Malton-wb, RHBCap, PChem

The Trades II : Affin, Jaks, RSawit, Unisem, XinQuan

The Trades III : BIMB, HuaYang, MahSing, Mudajaya, UOADev

The Trades IV : BJCorp, Coastal, GuanChong, Maybulk, SuperMax

BIMB : We were all busy discussing about BIMB as some do not even know what the counter is about. AL posted a good trading plan before taking positions around 1.75. It went below his purchace price and many buying at 1.70 levels. For the selling, I sold around 1.85 levels(cant recall) as I was still riding on BIMB-cc. I do not share it here(I think) but told my tratles that this baby could give me much more and asked them to ride on her mommy. If they know how to trade well, taking profits should be around 2.05 levels. That is 30cents profits .. emmm ... about 20% profits in one month?

Recently BIMB broken its resistance and shot above RM2.20, the current profit-taking is worth watching to ride on the trend. Yes, I am considering her again ... watch.

HuaYang : This charts more lines, more words as I was sharing with my tratles and explaining to them why I see 1.15-1.16 levels was a BUY. CT questioned me and I gladly answered him. I could not tell him then ... today, due to bull-market(haha) ... HuaYang trading above 1.30 now. Heck with the so-called good profits news ... upgrading by your brokers. We, as traders need to learn to check on charts and making senses of the movements. Yes, PURE fundamentalists will shun technical-analysis but I am going to show them that buy-n-hold NO LONGER make senses in such volatile markets. If you dont sell for profits ann move away for another good trades, your profits might vapourise ... in weeks.

MahSing : This was highlighted by one of the tratles but I missed the whole show!! So, I am pointing it here as few of them took the positions aorund 1.70 levels. Some have sold earlier at 1.90 levels but some might hold till RM2 above. I do not check on their buyings-sellings but discussions were basically on the technical landscapes of the charts. So, I do not put a buy-sell call ... such commitments are difficult as we DO NOT know if they could understand the risk of markets.

Recently, MahSing came back to 1.92 for us to collect again. This is for traders ... we buy at 1.70, sell at RM2, buy back during correction(with cut-loss in place) at 1.92 and still riding it to check if it could break the next resistance. It did ... be glad to ride on her further and checking reversal signs. Slowly I am teaching my tratles to be independent and learn to check on reversals to TAKE PROFITS.

MudaJaya : I have sold her at RM2.40 some time ago after taken some dividend. It came back down as I took the trades with BL. He got his dividends too. So, I asked him to watch RM2.20 level before buying again. He grabbed at that level, only to see it consolidated at a range 2.15-2.25 ... it is testing his patience!! Haha ... still remember when he kep asking me if he should see this one as the capital stucked!! And I told him ... the longer it stays in the range, the strong the base is ... and when it shoots, it will be strong!! And recently, it did ... many are in this trade too ... but I do not check at what level they sold. BL sold at 2.50 levels, so as I was sharing with him much for past few months about MudaJaya ...I ahve asked him to post the trades in our blog. That is called trading-journal. Yes, I do teach them trading-plan and trading-journal. It will take them TIME ... to learn to define their plans(if any) and jotting down in OUR BLOG(a new closed blog) for learning purposes!! Bravo ...

I moved in again as it broke-out from the pennant-formed. Interesting to watch as my new trades in place ... fundamentally, I still like her very much!! No, you dont want to talk to those pure-fundamentalist as they have many cramped opinions about ANY counters.

UOADev : To me, at 1.32 levels is a BUY ... when it moved to 1.37 is a average-up point. To prove that the trades done well, we need PATIENCE to wait for the trade to be un-fold. Many of my tratles bought at 1.35 levels ... some sold too early, some selling at resistance 1.54. Another leg-up is possible now after sleeping for so long. Now, when I have free-coffee(on EK) at Old-town, I was with BL, EK, AC and a new friend of BL(AK ... joining my cohort-5 ... another young and very smart guy) ... I shown them the strong buying at 1.38 and told them this is supported by some funds ... moving into her and will push her up, matter of time. It did about 2 weeks later!! Interesting to watch, right?

Note : Trading and Investing are a total different thing ... learn the differences and you will know how to handle the trades better. I am certainly STILL learning.

Yes, I am glad ... many of my tratles slowing seeing trading with KNOWLEDGE is essential, rather than just a mere pure-punting or guessing. They have been with me for short few months now and these stocks being discussed in our facebook. I have wanted them to keep these trades and the conversation, with questions etc etc ... yes, for learning purposes. As this is my trading-adventure, I am jotting here those trades we have taken. It is not for you to believe or not. It doesnt matter to me ... if you learn something from here, that is my objective of sharings, anyway. But ... if you have high ego and WILL say these are BS or you could do much better(without bother to share ... or teach others to trade better?) ... certainly this blog is a waste of time. Those pure-fundamentalists do not be here too as yes, I do trade base on technicals. Those punters wont like it here too as I do not(and will not) share how to trade DVM, Harvest, Hexagon, Saag, Ingens ... and many more 'hot-stocks'. I simply dont kow how to trade them(I am willing to pay RM500 per hour for those who know how to trade those stocks successfully).

My tratles ... before they joined me, many trading without using charts ... today some of them could appreciate charts(must be used effectively la) ... and many of them DO NOT lose money in markets anymore.

One of the first thing I shared with them ... dont worry if you are losing or lost in markets as there are huge 80-90% of them in KLSE are in your shoes. It is matter of them they will either searching around to learn OR give-up after their ego badly battered.

I do have few losing trades which I will share too ... as traders, we do keep our losses SMALL ... while take many good trades and ride on them.

Today, I am still hoping to teach them a little more ... and hoping they could help each other. I have 30+ of them and with my coming cohort-5 in place next month, I will have around 50 of them!! The tratles-family is growing ... and learning!!

Tratles : BL, AC and EK are from my cohort-1, CT from cohort-2 and AL(introduced by CT) is from cohort-4. I will mention about them more as they are slowly playing a part in my trades. They have spotted a few good trades for all to share.
Will continue with Trades IV, V ... and such.

TEH

Take your worthwhile profits

2012-01-23T23:33:00.001+08:00

"If you dont sell early, you'll be late. The object is to make and take significant gains and not get excited., optimistic, greedy or emotionally carried away as your stock's advances get stronger."

TEH : Profits are profits to me ... no matter even if it is just a mere RM10 bucks!!

Beanard Baruch, the financier who build a fortune in the stock market, said " Repeatedly, I have sold a stock while it was still rising --- and that has been one reason why I have held on to my fortune. Many a time, I might have made deal more by holding a stock, but I would also have been caught in the fall when the price of stock collapsed"

TEH : Yes, I have sold MANY MANY far too early!! You should notice my Unisem, PChem or even UOADev recently. IT still move higher after I sold them. Simple logic, I will move out of those moving fast wagon, to move into those laggards ... and dont worry, when many coming in again, I will be glad to sell and move to the other .... and repeat the process, trades after trades. I never really regret I sold early. It is still profits!!

When asked if there was a technique for making money on the stock exchange, Nathan Rothschild, a highly successful international banker said " There certainly is. I never buy at the bottom, and I always sell too soon"

TEH : Yup, I seldom catch the bottom or sell at the peak. It is not reasonable to do such, and looking back with regrets are not for good traders. Move on ... that is the key word.

What all these Wall Streets legends believed was this : you simply must get out while the getting is good. The secret is to hop off the elevator on one of the floors on the way up and not ride it back down again.

TEH : Remember that stock-prices are driven by fear-greed. By being a contrarian, one should go the opposite direction. So, when things moving higher, the risk increases significantly too. Hence, we will want to take profits. If one is using some technical system(s) to sell or even average-up, that is brilliant. These are real traders to me ... and I am still learning to be a good trader.

Read as much as you can, my tratles and e-tratles. Read more, my dear readers ... then take action!! No point talking too much about these or those ... if one do not apply what ones knew. Only by applying and being in markets, REAL TRADING, you will gain experiences. Learn that well, you will not regret. Do that many of times, taking profits again and again, you will be pleased to SELL ... SELL when many ignorants in markets want them.

TEH

CNY : DAY 1

2012-01-23T19:13:00.000+08:00

7.05 pm : Gold at 1675 and Silver trading at 32.5 level now. I am riding on the recovery of these prices. When it corrected sharply recently, as a trader ... I do see that as opportunities. Gold was at below 1550 and Silver was traded below 27. Yes, these two are tradable instruments as many investors are buying into these 'safe haven' stuff. We, as trader, just following the trend ... no love-hate emotion needed here.

I was out whole day. Then, I started to check on recently listed IPOs in HKSE. Shifting my attention to HKSE, I will put those I am watching in my stock-watch too.

First Chem : Trading at HKD2.50, listed 9th Dec at HKD2.70 ... I am checking on its fundamentals. At the first glance on the financial-ratio, it looks good. Technically, it is nice too.
Sectors that I do like in China are energy(+ alternative) and auto.

TEH

Happy Chinese Dragon Year

2012-01-22T23:31:00.000+08:00

Wishing all my readers a good year ahead in investing and trading

Gong Xi, Gong Xi

TEH (cpteh@yahoo.com)

Stock Watch : BYD

2012-01-22T23:10:00.000+08:00

BYD : Entry was at HKD16.50 and exit at HKD22.50. Profit is HKD6.

That is a cool 25% profits in ONE month trade. Yes, trading with knowledge giving us the edge. By the way, W.Buffett owns about 10% of BYD and she shot up from HKD10 to HKD80(the craziness of market due to Buffett"s effect) and recently REALITY seeps in ... it dived from HKD80 to HKD12!! How not to lose money in markets? Do not be in the herd of ignorance. They are everywhere!!

BYD is highly in my trading list due to Buffett's effect, green-energy-auto craziness, affluency of China's yuppies and it is rather a new un-tap market. Hence, I will use her to trade, taking 20-30% away each time the rush is in ... PER at 18 level is considered as the high side but the Buffett's effects might push it back to HKD50 and above easily. Afterall, MANY still stucked at HKD80, remember?

Personally, I will continue to trade her.

Note : Read my disclaimer, please. Thanks

TEH

Yet another CNY

2012-01-21T23:19:00.005+08:00

Post # 2000th

I have really posted 2000 posts in my blog here? Really?! Using a simple 80-20 concept, about only 400 of my posts are really worth reading, perhaps for a newbie to learn something, a novice to pick up some ideas or a trader to share some trading ideas. It could be for whatever positive things a person could get from reading 20% of my good posts. Other 80% are noises, garbage(LOL) and some BS.

I am going to write about my past Chinese New Years ... back in 2005. Yeah ... 7 years ago ... how my financial situation changed. How I have finally managed to change my financial-mindset, how a person who don't even know what inflation is ... and with zero-knowledge about anything about money or markets ... teaching trading to many now!!

2005 CNY : I was still with Inti Sabah at Putatan, and going through first CNY with my wife. I was just a simple happy-go-lucky guy riding a bike. I bought my Kancil, then.

2006 CNY : We struggled financially as we had our first baby. I was broke(marriage cost) and we were squezzing in a small back-room of my parents-in-law place. I know I need to be patient and work things out. I started a keropok business with my 2 colleagues(Inti) in Nov 2005, selling titbits in Gaya Street(like Petaling street of KL, smaller in scale). Life was tough, financially ... I was teaching full-time with small salary and few tuition classes. I was busy goreng-keropok, selling kurma(dates), kacang and raisins. My wife was selling some 'tupperware' and we have no budget for anything at all. Serious ... I have to borrow some money to meet ends as my baby boy growing.

During 2006 CNY(first day), I argued with Daniel Tan, one of my partner(was a friend too). I wanted to work ... I wanted to continue to goreng and packing my keropok. Gosh ... it was first day of CNY but I was desperate for some income and building my client-based. In short, it is one CNY I cried ... I lost a friend, I lost the dream of owning my own keropok business. I do pack keropok till midnight!! I was extremely tired but ... seeing some smiles in my new born baby boy gave me the drive!

Time passed, I carried on alone with my remaining of my small business. I know it wont work alone ... and it was not feasible anymore. All the plans and such was drained. I was really sad inside, tho I carry on the struggle. I could hardly buy a new cloth for my wife. I do not dare to tell any of my family in KL here. Hmm... reflecting on the struggle, it is a huge relief now!!

2007 CNY : I stopped my keropok business as I increase the number of my tuition classes. Yes, I have to be practical as it is a matter of survival. I have credit-card debts to deal with, accumulated due to marriage and baby-boy ... we rented a place at Damai, I have quitted Inti for a better salary teaching job with Sinaran. So, the house I rented was just a walking distance to the school ... where my tuition students could come after school. I was still an un-known Math teacher there. I was new.

I started to read about stock-market ... monitoring some counters(like Inti, Ngui Kee, AirAsia, Astro, Pos, Genting ... and few stocks which I heard of the companies) ... the charts and start reading some books about stock market. I decided to go into KLSE, and planning for my 5-year goal, including teaching trading!!

2008 CNY : I was in KLSE now ... profitting form some initial trades. But, unprepared for election-losses and my Ranhill, Jaks and LionDiv was diving ... I dont know what about ... but continue to learn some accounting and financial terms. That is another looong story which at times I shared how I struggled(giving up was NEVER in my mind) ... I really sturggled and alone!! My tuition classes are doing better now ... picking up more classes. Financially, I m recovering .. we could afford once a week to go to a simple restaurant for lunch or dinner!! Baby-girl born in July ... and we were very tight again!!

2009 CNY : Markets recovering ... yeah, I will always remember this CNY as Julian Lim, a doctor friend of mine came to me and wanted me to use him as guinea-pig to teach trading!! I was barely trading only one year in markets. This blog was barely 6 months old!! Yeah ... I was so excited as I have a good friend to discuss and talk about my favourite topic ---- stock market!!

He 'betrayed' me ... and I told myself that I will not teach trading in future and will only focus in my own learning ... yeah, that was another failed JV(we shared funds and I was so sincerely teaching him anything I knew back then). Things do not work out well as I hope for and the worst part was ... I lost a friend.

2010 CNY : I decided to come to KL ... I was alone here as my wife and two kids in KK still. But my family is here ... so, I celebrated CNY with my family after 10 years in Sabah!! I got my two new tuition classes here in KL but still flying back to KK during alternate weekends to teach my tuition students. I have started with them, and I won't stop half-way.

I was doing well in markets as 2009 into 2010 was a bull-rally. I have to sell some stocks to finance my trip back to KL, transferring my whole family to KL. Yes, I have many of my plans in tact with my 5-year old goal in min. I decided to put JL's case behind and motivated myself to go ahead with my plan. Yes, I joined Chart-Nexus course as planned and my blog attracting more viewers!! I m slightly known in CNX and presented myself twice in the meeting. It is not to show off, but training myself to teach trading!! Interestingly, I never give up ... haha.

2011 CNY : Here with my family ... I could afford to fly my parents-in-law for CNY. Situation is better and I got my first annual bonus from college. Yeah ... I was still very thrifty and reminding my wife to keep expenses to the minimal as I started to have more tuition classes. My salary was about 30% more than I earned back in KK, tuition rate here is 100% higher and the number of classes doing good!! I started my client-based for analysing charts!! Yeah ... but 2011 CNY was not celebrated.

My dad passed away. Everything seems to be dark ... I was so emotionally drained, with few(luckily only few good ones then) clients, I knew I am losing them. I 'lost' my directions and my wife was thinking of going back to KK. She missed home and wish to be with her aging parents too. Things becoming more difficult ... I was just started to improve myself to be a trainer. I have started to 'teach' my colleagues some basic about investing in KLSE. CNY 2011 will be remembered as I cried, in pain.

I do not feel so much of pain losing in stock-markets ... but losing the grip of close family may be too much for me to take. Yeah ... still very human, indeed. Good.

2012 CNY : I flew my parents-in-law here too ... I have started my trading classes, a year earlier than scheduled!! And I am excited as the reponses are quite good ... some of them becoming my friends ... they are from different lines. Interesting year ahead ... tuition classes has increased well ... my tratles are profitting well in markets, learning to trade from me and I gained their respect(or admiration?) due to my methods of trading ... which suit some of them very well. Yes, I have shown more than 30 trades in this 4-5 months with them ... with only few losses(cut if small, ya). To gain 'trust', we need to be consistent and showing results is the best way!! I am glad ... I started my stock-watch too(no more charts much being discussed here) and glad that some of them profitting from that!! Yeah ... things are looking good. Financially, I am doing good now ... and TIME becoming a precious commodity.

Today, I could afford my own place(tho small and cheap), with all rooms air-conditioned. Today ... I m just moving ahead to a NEW step into doing this year ... I am having a NEW 5-year goal ahead. I want to be financially free in 5-years time!!

2013 CNY : What will the story be? We shall check next year ... year of snake?

Happy DRAGON year all. Thanks for being supportive.

Never give up. We all struggle in life ... but I am a living example that if we take a small steps in moving towards our goal, it is not impossible. This is not a success story ... but for those who have followed my writings for 3.5 years ... will see that this 2000th post is still HERE and .. checking CNY 2020, I will still be here(unless GOD loves me more by then). Will you be here checking on me?

TEH

Plannings for Q1(Jan - Mac)

2012-01-21T14:37:00.000+08:00

With so many things cramped inside my head, I think I will jot it down here. Too many happenings going on.

Teaching Job : Having 4 batch of classes, 2]two Maths and two new further Maths.

Tuition : Except for Tuesday, everyday there will be classes(including Sundays now).

Cohort-5 : To start new month 18th FEB(2.30pm to 5.30pm). Many in the list and need to finalise this during my one week break.

Cohort-6 : Will start(may be) that on alternate Friday nights(7.30pm to 10.30pm). This is due to the 'spill over' from my Saturday which can only accomodate 14-15 of them. I have 22 enquiries so far.

Trading : This will reduce susbstantially as I will be too busy to monitor. So, I will be changing the way I trade. This Q1 wont be so good as jitters around the market, with Euro crisis is far from over. I do expect market to go lower from here but will dive if BN lost some grounds. So, it is a quarter that I wont like to be in markets, particularly KLSE. Political risk will increase ... hence, a longer time frame rather than my short-punts will be prefered.

e-learning : It is still on-going, certainly a challenge as I m such a dinosour!! I will be attending a training in middle of next month to learn how to do those video-clips etc etc ... well, hope my e-tratles be patient with me. I will continue to update ... reaching MA now, RSI next week and a wrap-up of what they learn from my closed-blog. It will help if those reading could ASK questions 'live' in our e-tratles facebook.

Stock-watch : With RM30 per month, updates being done in weekly basis, this is not a learning space. It is just to let those in my group what I m looking into and traded. Yes, I do include charts and brief discussion will be entertained. At times, I m simpy too busy. FEB's registration will be open soon.. I will create a new page in monthly basis. It means, those coming in Feb batch will NOT be able to see my Jan's page. It is to be fair as it is paid in monthly basis.

These are occupying my time ... I have basically two main subjects to teach : Math and Trading. I have my hands full. With these, I m still in talk with some investors, traders and many more in exploring opportunities in investings/trading. I am more into education in trading and will like to create some modules for those wish to learn.

A busy quarter ahead, as expected.

Be Happy.

TEH

Family should come first

2012-01-21T08:45:00.000+08:00

This short clip is a reminder to me ... as I am getting busier and busier.

I do make a resolution to spend more time with my kids. I want to be part of their upbringing. Tho I am getting busier, my wife and kids are still very close to heart.

Happy Chinese New Year to all my readers.

TEH

Market is a risky place

2012-01-21T00:46:00.000+08:00

In my opinion, stock market is a very RISKY place to be in for newbies or novices. Without knowledge, with experiences ... the odds stacked heavily on us; we dont even realise what hit us. Yup, seriously ... thinking of 80-90% of them losing money in markets, what make you the 'chosen' minority?

Beginner's luck? Think again ... it is is due to luck, dont you think so it supposed to be 50-50? Yes? No? Well ... in my opinion, it a big NO. In fact, if you get lucky in your few trades(depending on where your tips or resources from), without even knowing WHY you have profitted, that is much more dangerous. You will be thinking you are good ... or even called yourself a stock-god!!

Realistically, we need knowledge about investing or trading BEFORE in markets. We need lessons from market to make us stronger, accepting mistakes and learn from there. Base on learning, you will becoming more experience ... and by having both, the knowledge and experiences, you have actually substatially reduce the RISK. Well, this is one of the first thing I taught my tratles how RISKY market is ...

REDUCE THE RISK becoming my main pointers to them. One of the BEST way is to increase your knowledge in stocks --- Fundamentals and Technicals --- and apply them in the stocks you are trading. Consistently stalk the stocks you have traded in, to increase your knowledge in understand the characteristics ... also, consistently ... analysing its chart.

To explain why many lost money in stock-markets could be lengthy.

It is good to share with you all this simple yet most neglect part of markets --- market is RISKY, reduce the risk by increasing your knowledge and experiences. NOTHING comes easy .. things wont come by itself.

Me : Do you all think I could gain 10% net profits by year end?

Tratles : Even we could acheive 10% la? Before we learn, last time lose money la ...

Well, at times you need to remind others that market is a risky place. If I show to you that I could gain 10% or above by year end, perhaps you could trust my trades a little better? We shall see ...

Chinese New Dragon Year again ... we shall feel the bullishness.

TEH

Reply : Best Investment Product in town?

2012-01-20T08:42:00.000+08:00

http://www.hla.com.my/ourproducts/product_details.aspx?prod=life_income_builder

Recently, I posted the above scheme as my colleague asked me. Yeah ... slowly some of them got to know that I am interested with BEST investing-income building in town. So, if you could give a secure(LOWEST RISK) of 6% to 10% compounded dividends, I am very interested. Of what I knew of, my ASB-saving is still the 'best' around.

http://cpteh.blogspot.com/2012/01/best-investment-product-in-town.html

Refering to the above post, some kind souls taken some trouble to calculate or estimate the percentage yield.

By Rei

I know the HLA scheme, if you see properly, the positive point is the first 6 years, if you happen to pass away or permanent disabled, then the policy is considered covered for the rest of your life.
For your example, but if you considered after 6 years,you are still healthy, then one have invested 345k but till he is death by 90 years old , he only gets around 460k which even a sukuk can beat this policy. But there is another clause saying, if the fund earns more, there will distribute more dividend, maybe just to be on par with sukuk/EPF and slightly better than FD.

By susu

Too good to be true, probably an illustration only using a assumed interest rates, but this is not "guaranteed" I presumed (I may be wrong).

By Binary Yeik

This is not a good investment !

For the 1st 6 years, your total investment is RM 345600, you get back RM 69000, so the actual total is RM 276000.

For the 7th year onwards, you still get RM 11500 per year, so the return is only 11500/276000 about 4.2%.

Your are bond for the rest of 40 years, they pay you only 4.2%

By June Tan

my point of view:
yearly premium --> 57600 (4800*12)
6 yrs oremium --> 345600 (57600*6)
annual return --> 11500
breakeven years --> 30years (345600/11500)

to worth or not to worth buying this premium should be based on the policy holder age.

illustration age 20:
breakeven at age 50. enjoying next 40 years of income = $460000 + insurance cover.

illustration age 50:
breakeven at age 80. enjoying next 10 years of income = $115000 + insurance cover.

By HLPang

The return seem very good. But if am the buyer,few questions i would ask myself..

1.On investment wise
1a)How is the return is "guarantee"?
1b)What if i stop paying the monthly premium, the how? and one day if i want to resume the plan how?

2.On Protection wise
2a)What is the coverage and How much is the amount insured for each.
2b)"Touch wood", how does the insurance claim affect the investment plan?

Ppl who interested may try to compare this product with others. also consider "all-in-one" basis or "separate" basis product feature is suitable for you. Just my 2cent. :)

By Leslieyong77

hey guy, u may receive only 2.3% compounded anually for 40 yrs ( lower than bank' FD ) plus u are covered by insurance

By Casey188

i think this concept is not new.
AIA has something similar in GIP (Guarantee Income Provider) or ELI, GE has something similar too. I guest most of the Insurance company has re-package this concept in one way or another to attract the investor. I think the key concept behind this is something to do with the PV (present value) of RM and the future value that you receive... just my 2cents

By Anuar74

74 6% x rm4800 = rm326.4, if x 12 =rm3916.8, how it can grow to rm11400. pls fix this math problem, i'm not good in math...

By james001

you pay rm4800* 12 = rm 57600, you get rm 11400 but the principal of rm 57600 that you pay reduce significantly. so actually they pay you rm 11400 out from your principal of rm 57600.The net amount after one year including the rm 11400 is actually less than rm 57600. Misselling !
if you put money in bank, you get rm 57600 plus the interest after one year.

By s_investor

1.) on the severn years, can you withdraw the whole money ?
2.) pls refer to same question on hlpang.
3.) if you could not afford to pay or want to reduce the monthly premium ? how ? what is the draw back ? i believe they have lock you up with certain critirea here and please dont forget those finest print on the document you sign. those are the wording end up and / or that they have all the legal right to forfeit or partial slahh down your investment.
4.) pls always remember inflation. your money on the seven years or ahead will always slash almost half of it. look back your dad time what he can buy with rm10 and what you can buy with rm10 nowdays. to me it is not a good investment

by andy118

Note : Andy actually generate the amount using excel.

ave. amount invested per yr = 6911955 / 46 = 150,260
interest received per yr = 3987
therefore return per yr = 2.65 % + insurance cover.

I don't know whether the above is correct? Not taking into account the value of money as years goes by. That is what it is the RM11500 you are going to receive in 46 years time. Cheers.
Happy and prosperou Chinese New year everybody

----------------------------------------------------------------------------

The above are comments from my blog and i3-investor site. I am not a financial person. So, I do not drawing any conclusion from here but told my colleague that swing trading some good dividend stocks such as BJToto could gain you the 6-8% per year. I will teach her how!! And she gladly thanked me.

I will also call up the agent and speak to him/her ... and will draw some conclusion once I heard from the agent, will record it here, ya.

By the way, of coz I wont be putting any of my money there. If you could beat 6-8%, you wont bother to listen to 3-4% income-bulider scheme, right?

TEH

The Trades II

2012-01-19T07:43:00.000+08:00

The Trades I : http://www.cpteh.blogspot.com/2012/01/trades_16.html

In the previous post, The Trades I, I have written about the trades my tratles and I have done : AMMB, BJToto, Malton-wb, PChem and RHBCap.

This is a continuation as I am trying to re-call our trades in past 2-3 months. The first batch has been with me for 4-5 months, actually and have witnessed many more of my trades during market dived in SEPT-OCT such as my CyPark, MayBank, Axiata ... IJM ... etc etc .... Many more ... I have to refer back in my own blog to remember!! I do remember a short Puncak which gave me 15%.

Affin: I written it somewhere to alert at RM2.85 ... some readers followed at RM2.90 levels and selling should be around RM3.08 levels. It has been hanging there, waiting for breakout, if market is bullish. It is possible, looking at her friends BIMB or MBSB moving up. WIll Affin breaks RM3.10? We shall watch.

Jaks : Bought 0.57-0.58 ... it was Friday, I remembered well as I do have meeting with my batch-1 tratles and given this stock for them to analyse!! Yes, I was discussing with them the WHY I have entered at this level and what level should I sell ... and it was so short(lucky again!!) that it reached my target on Monday! Wow ... Today after 2 weeks, it is lower than my purchase price!! Interesting!! By the way, this was given to my stock-watch too ... but it was too fast for most of them there. Too bad.

RSawit : Buying should be around 0.88 .. this is one stock I written everywhere ... the blog here, facebook, forums ... haha. Yes, 0.88 was a nice level as I saw that it is going to shoot above it soon and it did(lucky again!!). A nice trade ... then, I bought back at 0.93 but it failed to reach my target of 0.99. I sold her at cost price as I saw weakness in the chart ... and yes, after a week or so, it really went below my 0.93. I do learn something from this trade. Did you learn anything much from your trades?

UniSem : This is another stock being discussed in our tratles page when I grabbed at RM1.01-RM1.02 which I shared with them ... I was holding for almost a month before the shot!! That is nice ... well .. it is not long for it to reach 1.30 now, that is a cool 30% in less than 2 months? If only we know-how.

XinQuan : This is being discussed when it DIVED. Beautiful waterfall ... went below 0.70 ... buying should be around 0.70 when it recovers and sell after it breaks 0.755. In fact it went to 0.80 for an easy 10% in days ...but I missed this one. I sold at cost price ... it happens, just a day(or even an hour) AFTER you sold a stock, it jumps 10% in days!!

TEH

Learning : Have you stopped?

2012-01-18T10:35:00.002+08:00

10.10 am : KLCI is in red ...

MudaJaya : breaking RM2.50, a level I gave my tratles to ask them to analyse. ONLY three replied or analyse. You see, many bought at 2.20 levels and some sold too early, and at RM2.50 was my selling point. Well, this is just like a week ago, I sold at 2.50 and 2.55. It touched 2.57, right? Then, it retraced below RM2.50 due to some profit-taking. My question to them was

Question posted yesterday : MudaJaya : Could anyone was inside MudaJaya recently CHECK the chart now? And today? What do you see at RM2.50? Another distribution or accumulation? Distribution means it will dive from here, accumulation means it will mark-up and push up above 2.50. Interesting?

I am not going to post their replies as it will be posted in our tratles' blog which was created recently. But, what is interesting is that ... can you actually LEARN to see such activities ... to know if it will be pushed higher or lower from the consolidation level?

UOADev and E&O : I have wanted to shoot that HL who e-mailed me a rude e-mail. But then again, I rather to have a friend(u have not added me in facebook, man) ... I wanted to re-post his rude words but again ... it is tiring pointing out such negative vibes ... ooommm ... I will need to learn to let go of such readers, could only hope they wont be around to read this bull-shit writings.

UOADev was at 1.32 and 1.38 buying point and selling should be at 1.54 and 1.60. E&O was so nice hanging around 1.40 and today is a sell ... check the price, I am lazy too, u know. Hence, TRADERS trade with probability in hands ...increasing your knowledge and experiences, you will know how a good trader should be. I am not ... I am just learning and a novice. Did you learn anything from me? Or can I learn anything from you? We share to learn to improve, right? WHY condemning others? I will close this case, man. Bye.

Learning Process

When do we actually STOP learning?

1. No motivation to learn : When we are NOT motivated to improve ourselves due to lack of objectives and directions, we do not learn ... even tho we FORCE ourselves to be in a course or classrooms. We simply could not continue to learn as we are lack of inner-fire ... the flame was like HANGAT-HANGAT TAHI AYAM, as what they said in Malay. That explain why MANY started something only to let it dies-off ... for exmaple, writing a blog!! Or teaching!! And of coz ... investing-trading!! If you are not committed(or half heartly) to your learning, you will find it a drag. Motivation comes from INSIDE you. You dont need a carrot ... but you need one, why not? Without that burning desire to learn ... learning will stop, eventually.

2. Dont know that they need to learn : For example, if a person who goes to stock-market WITHOUT knowledge and experiences, he might get lucky once a while to profit from his trades, boasting in some forums and sharing those goreng-stocks which have earned them some profits. They DO NOT have plans, directions ... and do not even think they need to LEARN? Learn?? What is that? Buy-sell stocks also need to learn? Buy only ma ... learn WTF? These people will not learn and could NOT learn. They are best left-alone. Do not try to advise them or telling them trading-investing stock-markets is RISKY and we need to learn to manage the risk. Do not tell them anything, in general.

3.

enjoy ...

off for early lunch. hungry ... brb

TEH

Stock Watch : AirAsia and MAS

2012-01-18T06:33:00.001+08:00

AirAsia : In the range of RM3.60-3.90. So, grabbing around 3.60 could be a good entry point, cutting if it goes below RM3.60.

The outlook for transportation may not be good for 2012. Hence, I will not buy-n-hold AirAsia or MAS. It is interesting to see that MAS is no longer a leader. Well, such a waste, under those gov's incompetent people handling the company, we dont expect them to compete, right? But .. MAS will always finding for a system ... MAS = Mana Ada Sistem tag has been there since I was young!! We dont even have AirAsia back then. Today, AirAsia is standing proudly, with a success story to share.

AirAsia and MAS will be good trading stocks but will not be in my portfolios to buy-n-hold. These do not give much dividends, and very volatile stocks(good for traders). Trade with indicators, if you know how.

MAS : Broken RM1.50 and in correction mode now. Buying around RM1.50 should be a good entry level but wait for signals to buy. It came up from the low-base of 1.28-1.30 levels recently. I missed her totally. So, time to watch to trade her now.

TEH

JCI : Johnson Controls Inc.

2012-01-17T18:39:00.000+08:00

I was in the library for an hour to read "Fortune". Yes, no one read such magz as it is kinda dry and boring? I have cultivated my desire in reading such magz ... and gaining some insight and information. Well, it is beyond me as I m, afterall ... just a Math teacher?

Anyway, I will want to write the 10 top-picks(not in order)

1. Apple
2. Intel
3. Microsoft
4. Caterpillar
5.
6.
7.
8.
9
10. Johnson Controlshttp://www.johnsoncontrols.com/publish/us/en.html

Weekly Chart

Most of the top-picks I have heard of before but ... JCI is 'new' to me. I mean, I heard of it but never read anything about it and I do not know their businesses ... so, if I am going to INVEST? Let me explore and do some simple own research on her.

How do I start? I will go to google-finance to search for some information about the stock. From market-cap, PER, earnings and .. then go to the website if we want more information. Then, we could also search in yoube for the clip. If it is mentioned by Fortune it must certainly be a LARGE company.

The next thing I could do is to search JCI in business-sites such as bloomberg, reuters and such.

Then, I will place her in KIV ... well, perhaps will never read about her anymore until some news related to her!!

TEH

Stay Frugal, Stay Humble, Stay Hungry

2012-01-17T07:06:00.010+08:00

Note : For those who DID NOT receive my e-mail reply, I think it is because you click 'reply' rather than TYPE my e-mail address of cpteh@yahoo.com. PLEASE DO NOT click "reply' as it will go to cpfeh@yahoo.com which is the person who hacked into my e-mail recently. It is time to get a NEW e-mail soon.

Listen to the below clip and you will understand how I could wake-up 5.30am in the morning and have been consistently doing things!! Yes, do what the BEST YOU CAN ... not when you earn your first million. The essence of life is GROWTH ... why settle for less?

Stay Hungry

I woke up about 5.30am today, posted a few more charts of the trades we have done over the past 3 months. Will continue to post more later.

Yes, I have been consistently analysing charts ... to improve my skills of watching, stalking and analysing. You can't be good in something without practices. You may want to improve your theories or knowledge, but actual work should be done by getting the practical hand-ons ... nothing could replace the EXPERIENCES in trading or investing. It is NOT the methods you are searching or looking for. You need to search it within YOURSELF. It is your mindset and your ability(or disability) to see things inside you. Do you know what I mean?

To stay hungry is 'easier said than done'. Many have given up their new year resolution as 2 weeks? Some given up stock-markets after 2 trades(lost, of coz)? That is how tough things could be. If one being unrealistic, nothing much concrete could be achieved as ... they are not taking actions. Goal settings are important but it takes more than just planning ... it needs ACTION. At times, I procrastinated ... and delay many of things. That is because I have my trading and trading-classes to focus in. Yes, my main focus are my trades and my tratles' learning.

I will stay hungry ... hungry for improvements .. looking forward into a better trades, desired future. Yes, goals set must be carried out despite short-comings and obstacles. Move on, man.

Financial Independence(FI)

This is recently being discussed in i3investor site. Interestingly to know how we all define FI differently. It should be different as we are different individuals and our needs are different? Or is it? I am not going to debate on how you see FI.

But what is more important to focus is how we could increase our financial intelligence and knowledge, to give us the edge over the majority. Being frugal is the first step.

Stay Frugal

Living below our own means. I am not the financial-guru ... I do read plenty of these books to brain-wash myself, to change my mindset and a total turn-around of my views about wealth. MONEY is something we do not discuss openly, it is a taboo ... less discussed than sex!!

I have written almost 3 years ago regarding this pointer ... yeah, I still remember I was still in Sabah, 3 years ago I was so-so new to markets and lost lots of money!! Yet, I know I just need to continue to work harder to improve myself .. dont worry much about the rewards, worry more about your improvements.

To have positive cash-flow in monthly basis, we need to INCREASE our earnings. Our salary should increase in yearly basis, we should expect a good bonus from our hard-work and perhaps work part-time to complement our monthly salary. We work harder ... and do what it takes to earn more. Increase our income is the first point. Yup.

But if our expenses is high or increase too, we do not have much balance left in hands? One theory we should do is to put 10% of our income in our saving!! To do that, 10% of my salary automatically deducted from my salary(force saving) and banked into my wife's ASB which give higher dividends than our FD rates. I have done that since I make a commitment to change my financial situation 5 years ago!!

Expenses ... I am a simple person who do not have material desires. That is good. Many do not have this in them. Delay gratification ... means, susah-dulu ... senang-kemudian. My expenses have increased significantly since I moved back to KL.

Upgrading of items

1. Upgraded from the Kancil to Proton Saga in 2010 as I shifted from KK to KL. It is to accomodate my growing kids who is 3.5 and 6 now.

2. Upgraded my 20-year-old 21 inches TV to flat LED 32-inches TV last year, for the pleasure of my family viewing? I dont watch TV, anyway. I have delayed buying a new TV ... as the prices keep dropping.

3. Upgraded my pc from the old 4-yr-old desktop to this one recently. I do need new pc due to the amount of work I needed.

4. Upgraded my handphone ... from my 4-yr-old Sony to a smartphone(which is not smart as I dont know how to use it!). Larger memory, better features and buy when it is no longer 'hot'. Hope to use it for another 5 years until it is out-smart by some new models.

5. Bought my own apartment instead of renting an apartment. Well, it is only logical ... we dont rent a place, paying the owner or landord monthly if we could buy our own. As I could not afford much, a decent nice medium-cost 930sqft apartment near my working place will be good enough. I have not intention to move away soon ... not in coming 3-5 years. But I do have intention to buy a landed property for invesment purposes. That will be when I am 50 yr old and could withdraw some money from there. My meagre salary could not get me any loan much.

6. Upgrading of my attire : Recently I agreed to buy some new shoes and upgrading it. I used to buy China-made shoe which is less than RM50, then I went for Bata's shoe since I am in KL, costing me average of RM60. Today, I agreed(to my wife, actually ... I am viewed as very kiam-siap by her) to buy an RM200 shoe ... and during recent 50% discount sales, of coz. I will only buy things during mega-sales.

I do not buy new T-shirts ... all from old-ones, free from my uncles/brothers. I dont have many shorts, either. But I do upgraded my underwear recently! Haha. My working-shirts have been with me for years and some of the colours are fading. I do not see the needs to get myself well-dressed, in short. But, I think I will allow myself to change those old t-shirts and shirts by this year end. Ok, make is a 'carrot'. If I could gain 30% and above from trading this year, I change the whole closets!! My pouch which was given 'free' by my aunty 2 years ago when I first came here and recently it was torn(used daily) and I grabbed a new one. Other than that, I have not much upgrading in my attire?

7. Spectacles : In Dec, I decided to be four-eyed. My eyes were tired at night reading those articles ... and my eye-sight deterioting. I am using too much of my eyes, facing this computers, typing and reading!! So, that cool-spec that I am wearing for reading costed me RM250 plus I also grabbed a sunglasses(for riding bike). That is so-called 50%, and still cost me RM150. Ouch.

8.

Listen to the short clip below : Dont be lazy ... dont be stupid, broken, sick and ugly. Listen again ... and reflect that on YOURSELF.

Stay humble

This is something many mis-understood me. I am being seen as cocky, arrogant, offensive ... emmm ... care-less type of 'cold' person. I will let others to jugde as it is not of our control how others seeing us. There is somewhere someone picking on you to blame, to condemn and jugde, anyway. If you tell them straight, they get offended. That is the shallowness of many of us ... we tend to be judgemental. We always think that our view is the best!! Ok, I m going to REPEAT many of times(for those few NEW BIASED AND JUDGEMENTAL readers) ... I am just a learner, I am a NOVICE. I never call myself or see myself as guru, not sifu or whatever. I do not believe in such. GENERALLY, I do not believe what majoirty in society believe. I am a contrarian. I believe in LEARNING and SHARING. I believe in staying in touch with those similar frequencies ... and work from there to improve myself. I believe that there are many more things to be learnt and I could gain a lot from knowing those kind-n-nice people who will guide us. In return, I will guide those who came to me for help, opinions and advices. Nothing more than that .... such as showing off how I traded YTL-e(those two readers from i3investor need to read these) ... but to share how I traded it and see if any experienced traders could understand and share with me their opnions. I do not want to know those staying in forums, yak-ing away but no actions, no helping of others ... to improve their trades. I am too busy to engage in such chat and actuvites.

Hence, it is always a reminder to me ... to be HUMBLE and stay humble. There are so many people out there know much more about markets and I want to share opinions and learn from them, If I find something good, I will attend the course. Yes, I am a novice who is still learning. Give me the space and time to learn, will ya? Watch me progress from here ... or if you prefer, watch me fail from here. Up to you to watch ... but dont judge?

The point here is THOSE NEW READERS ... do read my posts ... say from Aug 2008? Have I improved in my stock selectiions? Have I done good things of sharing with many here? Have my TA skills make a leap improvements? What are my short-comes? Give good constructive criticism, that is OK with me. I will analyse and see if I will take in some opinions to improve further skills. I WANT TO IMPROVE ... and I dont really care what others think, ok? That is called DETERMINATION and PERSERVERANCE, ok?

Well ... no matter what, I am still a teacher and will continue to teach here whenever I am free or have someting to jot down. This is my dairy ... my financial journey and path. If one day I succeed, I will be interviewed and this blog might turn into a book, where many publisher might want to engage with me. If I failed ... at least I TRIED. Do you try hard enough?

THINK.

Gold : At 1666 now, recovering well. Good.

Silver : Moving above 30 now. Will check later.

TEH

The Trades

2012-01-16T18:37:00.007+08:00

There are too many for me to record ... the trades done in this 2-3 months. Well, I will try to record the trades done by our tratles group. This is my trading blog, anyway.

Affin

AMMB : This is a good and lucky one. Bought at RM5.50 level and sold in 3-4 days at RM5.88(should be RM6 but my PChem could not wait). Many followed at RM5.50 and many sold around RM6, which is the strong resistance. Currently, the weakness in the prices seen and it should go lower. Shall we check her again at RM5.50?

BIMB

Benalec

BJCorp

BJToto : We bought at 4.09-4.10 level. Adjusted 8cents for dividends, the cost price is RM4.01-RM4.02. Hence, I alerted a SELL when it passed RM4.40 and a strong sell at RM4.50 level. The tow-hanging man confirmed a SELL. Well, still many chasing her up to RM4.50, ok? Dont ask me WHY, ask them. Now today it closed at RM4.32. Phew ... that was one good trade ... a simple no brainer 10% using simple technical and some knowledge in BJToto.

Coastal

DiGi

Dufu

E&O

ENG

Glomac

GuanChong

HiapTeck

Hibiscus

HuaYang

Jaks

Latexx

LionInd

MahSing

Malton

Malton-wb : Grabbed Malton at 0.33-0.34 level and CT was asking me .... why? But he followed, anyway. Sold in days at 0.39 levels but CT sold at 0.42, done better than me!! A good trade which I tried to explain to him about the chances(RRR). Then, I did not touch her ... waiting for it to go below 0.30 and it did. STALK her and to buy at 0.28-0.29 only to sell her at 0.32 done in days too. This one was widely followed by my stock-watch group and the trade was successfully executed. Nice 20% and 10% trades done there ... in days, ok?

Masteel

MayBulk

MudaJaya

Muhibah

Naim

PChem : Bought at RM5.92, dividend 8 cents given days later, sold half to move to something else while keep another half for target RM6.40-6.60. Average up at RM6.20 as I saw break-out soon and it did days later. But due to weaknesses, I sold all at RM6.45 levels. I considered this as my best trade in this 3 months.

RHBCap : Buying point was at RM6.80 levels seen when it was highlighted by my tratle, Jess. Selling should be that peak point when volumes came in hugely. That was the last day of the year and I remember KLCI was pushed up by some local funds. RHB was being used too. RHB-OSK news still in play. For a trader, I dont care about those noises... we will grab at RM6.80 and be discipline enough to sell when it reaches RM7.40 as planned. Many of my tratles was inside this trade ... and some managed to sell above RM7.40. I alerted those still holding to SELL. The current landscape is not nice, for your info. I did not take this trade but followed it closely as many of my novice-tratles moved in. I was helping them to check. SELL above RM7.40, please.

RSawit

SuperMax

Unisem

UOADev

WhiteHorse

XinQuan

YTLLand

Note : I might miss out a few.

Will slowly post the charts and the trades. I am not going to convince you that these are real trades anymore. You read my disclaimer ... it is all for ENTERTAINMENT purposes. By hanging on my blog to check on my lousy trades, for example "UOADev" is just being wasteful of time. It wasted my time to even to reply to you. By the way, you have NOT accept my 'friendship' request in facebook.

So, just move away and dont CONDEMN others in my group. You can criticise me all you want as I will just ignore you, but do not do that to people around me. RESPECT my space as you want to be respected.

TEH

ICI : What does it paints?

2012-01-16T07:37:00.002+08:00

Investor Confidence Index (ICI)

http://www.jpmorgan.com/pages/jpmorgan/am/news/investor-confidence-index-October-2011

I was looking into this index recently as I was searching for 'sentiment index' which measuring the mood of investors in markets, particularly Asia-Pacific. We do have the widely discussed VIX to check the fear-greed in market. Perhaps some checking on BDI for the economic activities. But ... I feel there is no index directly telling me the sentiments ... are we bullish or are we bearish, looking forward into Dragon Year? Should we have a larger portfolio into China's market as many stocks in China which traded in HKSE(we called them H-shares) is cheap in valuations ... single PER, PB below 1.0 with some giving good dividends. Well, many of the large companies in China are state-owned(like GLC in Malaysia) anyway.

What are the theme going forward in Asia-Pacific? Could China recovers from the recent slump(Shanghai and ShenZhen indices are one of the worst around, KLCI boleh!!) ... and having a Dragon-rally which some fung-shui masters mentioning? Do they have Funf-Shui-index related to equity-markets?

Will want to write more about this ICI ... which could paint a better picture of the market outlook?

Nice old song ... catchy.

TEH

A rest week ahead

2012-01-15T21:56:00.002+08:00

It is Sunday today ... as I am in cash positions, looking forward CNY ... I do not analyse charts as much for coming weeks!! When market is going higher and with high RSI, I m lazy to chase. Hence, I will sit back, give it a skip until the market corrects. In the mean time, I will like to do some readings.

I have just burnt my some money into magz recently, if you want to know what I am reading ... while enjoying my CNY.

1. Shares Investment in Focus.
2. Smart Investor
3. Malaysian Business
4. Personal Money
5. FundSupermart

Also, I bought the weekly The Edge. So, I have more than enough to read. Anyone can borrow me the latest "Economics" magz which I m not-willing to spend on it. I could read that in the library, anyway.

Steve Jobs explains the rules for success

PASSION : You need a lot of passion for what you're doing because its so hard. Without passion, any rational person would give up.

So if youre not having fun doing it, if you dont absolutely love it, youre going to give up.And thats what h...appens to most people, actually.

If you look at the ones that ended up being successful in the eyes of society, often times its the ones who love what they do, so they could persevere when it got really tough.And the ones that didnt love it, quit.

Because theyre sane, right? Who would put up with this stuff if you dont love it?So its a lot of hard work and its a lot of worrying constantly.

If you dont love it, youre going to fail.

The second thing is : No matter how smart you are, you need a team of great people.

Tratles Meeting : Yesterday's meeting saw two new tratles joining our meeting. They will be attending my cohort-5 too. But one of the young smart guy said he feels he could 'skip' the learnings as he is not new and wanted to join meetings and pick-up from there. I shall monitor ...

I have nothing much to share except the above clip by Steve Job on PASSION and TEAM-WORK. I will like to build a good team and leap further higher from the current stage. Yes, I do not rest ... and will not be satisfied until I see some results(such as all my tratles know how to trade and being independent, yet in touch).

I will want to be financially free in another 8 years time. We shall check this page again, 8 years later ... if I could make it? If I never try, I will end up like one of those teachers. If those teachers are PASSIONATE of the teaching job, that is still fine. But if not ... what a waste.

I decided to be financially independent one day,to retire in comfortable manner(not rich la, I m just a simple old-man, ok?). One day, if I can ... I will tell you that you certainly can too. BOLEH-ism theory, ok? Or Satu-boleh?

TEH

Best Investment Product in town?

2012-01-14T11:05:00.000+08:00

http://www.hla.com.my/ourproducts/product_details.aspx?prod=life_income_builder

Guaranteed Income at Every Step!

Life is like a board game, full of excitement and surprises. In a board game, you use a dice to move forward landing on opportunities to build your winning points. Likewise, in life you have control of it by managing effectively the surprises coming to you and your family, at the least to be free of financial worries.

At Hong Leong Assurance, we understand your needs and desires. Your wish to live a life with financial security and protection with your loved ones is our quest in introducing HLA Income Builder. This plan provides you and your family Protection, Savings and Guaranteed Yearly Income.

With HLA Income Builder, you have:

Short term commitment - Short term premium payment commitment of 6, 9 or 12 years
Guaranteed Yearly Income - from year 1 until age 90
Long term protection - up to age 90

-----------------------------------------------------------------

I am not promoting this product but a cooleague of mine asking my opinion about this product. An agent approached her and discussed with her the BEST INVESTMENT DEAL in current market ... yes, 6% to 8% compounded interests!!

Ok, I will briefly giving you an example.

6 year programme

Year one : On monthly basis, bank-in RM4800 for whole year. Fixed. By the year end, they will pay you RM11,500(around 6.-8%). Then, a cheque will be given to you of that amount. Fixed.

Year two to year 6 : Continue to bank-in RM4,800 and they will be giving you RM11,500 by year end.

So the amount invested is RM4,800 X 12 X 6 = RM345,600 and the amount you have gained is RM11,500 x 6 = RM69,000

Then, for the NEXT 40 years, you NO LONGER need to pay a cent, you are covered by insurance AND you will continue to draw RM11,500 per year ... which is RM11,500 x 40 = RM460k.

Do calculate the ROI. It is too good to be true, right?

Does anyone know anything about such a 'scheme' where I could explain to my colleague AND I will want to park my money there too. VERY low risk with HIGH returns!! That is too good to be true?

TEH

Be Unsinkable, Be focused

2012-01-14T07:40:00.000+08:00

The 3-M

Recently I shared here about 3-M in trading which I strongly believed.

1. Mindset.

2. Methods.

3. Money Management.

While majority are searching for METHODS, that is how to trade, using FA or TA, what ratio or indicators to be used ... I think it is only fine and effective if the person have the first-M, MINDSET.

I do always believe that how far a person could go(in trading or anything else) is very much depends on his motivation or determination levels. Without such, the commitments wont last. So, I do admire so many people who successfully motivated themselves to be focused in what they are doing ... especially those successfully invest or trade.

What separates them from most of us? MINDSET. They have a very strong mindset ... in knowing what they want, what they should be focusing in ... and they will proceed on, step-by-step ... in acheiving their goals. That is what I do admire highly.

Mindset in trading? Read more about it if you want to know WHY it is very important to trade trade well, we need the RIGHT mindset. I do feel it is much more important than METHODS. You could claim that your methods are the best ... but if one could not executed as planned(if they ever plan) ... it is fruitless to learn more new methods.

One of the important mindset is BE FOCUSED. At times, we could be influenced, swayed and our emotion could be disturbed. We will be in doubts with our own methods. If we ask around, they are so many different opinions. We started to be confused!! Markets are a noisy place. BE FOCUSED with what we have in hands and improve ourselves internally(mentally and emotionally) could protect ourselves from the noises.

With 80% losers in markets, it is only logical that we should not be doing what they are doing. Recognising WHY they lost and will continue to lose ... those newbies being wrongly 'advised' by so many losers around and also many more being influenced to join those 'groups'. It is NOISES that drown the newbies --- confused!!

How can we be focused with so much of noises? One of the advise I could think of is GET OUT of the forums. Forums are the place where 'agents' for the syndicates leaking out some tips. TIPS? Believe all you can ... free tips there could not be good. It is meant to lure the greedy you into their dens.

Yes, the first-M, MINDSET is the most important component in trading or even investing. We dont learn how to do a Math question without knowing WHY we are doing it, ok?

Change that mindset of yours ... you will see wonders in your trading. Try to reduce the noises in your trades. No matter what ... when you noticed that you are not focused, just pull youself back to the track.

Well ... I have to work the whole day today. I have written about "SIMPLE PLANNING" and "How I traded YTL-e" ... just as examples. Learn ... as we always in learning mode. By going to forums and yak-yak around, it is nice ... but will not help you much in your trading.

Good weekend ahead.

TEH

How do I traded YTL-e?

2012-01-13T23:51:00.000+08:00

Learning Corner : Herd Mentality

GPacket : Last Friday, I saw GPacket closed to her 0.595 level which I am watching. On Monday, it gapped up with increased volumes. Heck, I expected a heavier volume than that, perhaps all went in at 21st Dec(high volume seen).

RedTone : On Monday, Redtone making some noises too ... can you see the volumes coming in? RedTone lagged GPacket by a day, right?

YTL-e : I posted this chart for my e-tratles as I was teaching them four-stages of market movements and also stocks. Then, I taught them TIME FRAME ... where this is a short-term trading. I posted 'live' in my stock-watch page that I grabbed at 0.82 levels ... as it moved to close at 0.84(I grabbed more before closing). Can you see the pattern ... can you understand now WHY I grabbed her once she broken my 0.805? Yes, I sold at 0.91-0.92 the next day and I do post it 'live' in my stock-watch group. I think most of them there just watch and I dont know anyone bought into her!!

If you do not have any idea of what I am talking about, you are either newbies or novices. You could also be the person trading without charts. Yes, I posted this one here for sharing as MORE of those in my trading page will ask more questions ... and I will be too lazy to answer.

Concept used : Lagging-factor in herd-movements.

If I am free, I will STILL love to share with many of my readers, ok? It is learning purposes!! Do you know that I just spent more than 30minutes to post the charts, drawing and blog it here with EXPLAINATIONS?

Now, this blog is free for all to learn and share. This is MY BLOG ... it is free. Can you say THANK YOU like most of them did or could you just get-lost if you dont like it here?

I do try to be nice to everyone ... just dont demand. If you dont like what I written her, MOVE AWAY. Dont be stupid, will ya? What Uni were you from again? If you dont know trading, shut-up. Trading and investing is different. Who said GPacket is good? What do you know about the fundamental of Redtone? Do you say YES to YTL-e ... being supported by YTLPower, in YTL group ... do you feel more secure? Heck, give me a break ... I am a trader!! I trade with charts, adding to knowledge and experience. I am ONLY in markets for 4 years, into TA for less than 2-years ... I am just a novice, give me time to grow or teach me, will ya? Will you give me the chance? Thanks

Anyway, for most of my nice readers, thanks for being with me. I will TRY to find time to post more educational posts for us all to learn. I am a teacher ... I like teaching, even if it is free. One day, I will give free trading classes or give all the fees I collecting to charity. One day ...

TEH

Simple Plan(ning)

2012-01-13T18:19:00.000+08:00

Learning Corner : The needs of Trading Plan(TP)

In Trading, many of times ... we FAILED to plan. Many of times, we even think that planning is not relevant or important. Majority in KLSE DO NOT have trading plan. Amazing fact, right? It is DIFFICULT to tell anyone new into markets as they were LURED into markets by some get-rich-quick advertisement by some trading-courses or those selling softwares ... well, can we actually blame the majority newbies to have such mentality?

Now, IF I am BS-ing about profitting from market and YOU thought that trading is such a simple buy-sell of a stock, I certainly have mis-led you. Please re-read my previous posts when I was a newbies, how I traded and how difficult things are. I repeat, I NEVER put it that trading in stock-market is easy!! In fact, in all my cohorts, I started with tell ALL my tratles that 80-90% of them losing money in markets. We need to put it straight ... to shake up those greedy-punters. In a way, I am actually chasing them 'away'. Haha

Trading Plan

Note : Listen to the above. Now, if you think READING books and LISTENING to these clips could make you a good trader, profitting consistently ... you are being NOT realistic again.

WHY most of us fail? Because we do NOT plan ... not ony we do not have knowledge and experiences, we are total ignorants and ... jumped into markets, only to realise that there are so many things to LEARN!! Yup ... I have post #3 for my e-tratles, I have not even talk about any indicators(yet) but some already told me that there are TOO much things to learn ...

Learning takes time ... painful struggles, I will put it. If not, you will not last. Expect to lose money when you are learning ... expect to be quite CERTAIN to lose money without learning!!

So, one of the most important element which I will repeat in my tmr's meeting with my batch-2 is TRADING PLAN. I will question their buying-selling ... making it a habit in their trades!! It wont be easy ... too much of work and such. Remember that we took years of education for our degree? Remember number of hours we are working to get our pays by end of months? Then, why shoudl trading-investing different? Why some seems to THINK that trading-investing is easy ... without knowledge and expecting to profit? Hey, only 10% in markets profitting ... what makes you think it is simple? Hmm ...

Now, I am going to assume that you have the trading plan ... but due to some MENTALITY cramp-up issue, you want to be PERFECT. Yes, you will place your so-called target-prices!! It is like ... I want my stock to gain 20% in this trade, otherwise I wont be happy! hmm ... serious issue to discuss about such unrealistic plans!! Look ... we dont plan it that way. That is NOT plan, that is YOUR WISHES. By getting REAL is important .. plan it SIMPLE and REALISTIC, not looking for perfection.

It is a game of probability here ... if you cant accept that, trading is NOT for you. I would advise anyone of such nature to go for unit-trust. I could recommend someone you can trust, if you wish. I do not earn commission from doing a good favour, ok?

Perfect by Simple Plan

Make your trading plan SIMPLE. Do not look for PERFECTION. Do not draw too many lines or use too many indictors. IGNORE those noises stating that more indicators are better. It is NOT if it confuses you further.

Note : TP = Trading Plan for me, not Target Price. To me, there is NO such thing at target-price!!

TEH

CNY sales? SELL!!

2012-01-13T12:19:00.007+08:00

Yes, I am becoming VERY busy as expected. With many things to juggle, trading short-term becoming not advisable and I have cleared most ... I was in selling mood for the whole week. Seriously, I m committed to SELLING ... it is a CNY sales, so I do need the money to buy items and giving angpows? haha

Earlier : Sold Glomac, XinQuan, Malton-wb, HuaYang, Handal, Unisem, ENG, Jaks... these counters all sold for good profits, except XinQuan and Glomac at slightly above cost price. E&O and RSawit(2nd trade) for small loss.

Two days ago

BJToto : Cleared at 4.50(sms-ed my tratle AL to sell too).

MudaJaya : Written in my stock-watch too when I grabed 2.28-2.30 and sold at 2.50 and 2.55, written everywhere, I guess. LOL. We tracking her for a month, actually.

Dufu : Punted with JL at 0.365, sold 0.355 ... cut-loss.

YTL-e : Sold at 0.91-0.92 for 10%, bought a day before, written 'live' in my stock-watch but most didnt buy, too fast for them, I guess

Yesterday

HiapTeck : Take a cut-loss decision as I saw weakness.

Benalec : Missed selling her during the surge(due to greed?) and sold her at cost price.

Today

BJCorp : Sold her as she surge back above my average price. It went down to 0.915 yesterday.

PChem : Finally decided to sell her for profits.

UOADev : Finally sold her off, the 1.32 level I collected. Thanks.

YTLLand : Also sold at cost price ... just want out. out or ouch?! haha

Yes, a total in cash positions before CNY.

Happy Trading as I am too busy to check.

Note : Please DO NOT e-mail me about your stocks, DO NOT send messages to facebook about your stocks, DO NOT put any posts in facebook about your stocks!! I am too busy to check and could not reply. Sorry.

e-mail me only if you are interested to join my stock-watch(no more charts or stocks here as I posted them there) or joining my e-learning. I do not have a trading-club as someone asked. I do have a trading page "CP TRADING GROUP" page where it is 'free' to add. The others are closed as I do not need noises around.

Thanks

Note : Friday 13th ... going to TGIF? hmmm...

TEH

Shadow Of The Day

2012-01-12T12:35:00.001+08:00

"Shadow Of The Day"

I close both locks below the window
I close both blinds and turn away

Sometimes solutions aren't so simple
Sometimes good bye's the only way

[Chorus]
And the sun will set for you
The sun will set for you

And the shadow of the day
Will embrace the world in grey

And the sun will set for you
[End Chorus]

In cards and flowers on your window
Your friends all plead for you to stay

Sometimes beginnings aren't so simple
Sometimes good bye's the only way

[Chorus]
And the sun will set for you
The sun will set for you

And the shadow of the day
Will embrace the world in grey

And the sun will set for you

And the shadow of the day
Will embrace the world in grey

And the sun will set for you

And the shadow of the day
Will embrace the world in grey

And the sun will set for you
[End Chorus]

"Burning In The Skies"

I used the deadwood to make the fire rise
The blood of innocence burning in the skies
I filled my cup with the rising of the sea
And poured it out in an ocean of debris

I'm swimming in the smoke
Of bridges I have burned
So don't apologize
I'm losing what I don't deserve
What I don't deserve

We held our breath when the clouds began to form
But you were lost in the beating of the storm
And in the end we were made to be apart
In separate chambers of the human heart

I'm swimming in the smoke
Of bridges I have burned
So don't apologize
I'm losing what I don't deserve

It's in the blackened bones
Of bridges I have burned
So don't apologize
I'm losing what I don't deserve
What I don't deserve

I'm swimming in the smoke
Of bridges I have burned
So don't apologize
I'm losing what I don't deserve

The blame is mine alone
For bridges I have burned
So don't apologize
I'm losing what I don't deserve

What I don't deserve
What I don't deserve
What I don't deserve

And here's the dead wood to make the fire rise
The blood of innocence burning in the skies

TEH : Yes, I could re-post these beautiful songs which I listened to for hundreds of time now.

Enjoy.

TEH

p/s : I am free now as no more buying ... just listening to songs!! I am only busy hunting when markets diving, plunge or collapse, if possible. I will be enjoying more clips ... and time to catch up with my reading of China Economics and my biz-magz ...

The Trades

2012-01-12T07:12:00.002+08:00

My trades : Some good trades

PChem : This is my BEST trades in this 3 months!! When I bought PChem at RM5.92, just a day before it gap up(I sold AMMB immediate at RM5.88 to move to this one hugely), many of my tratles followed. They glad they did ... then few days later, 8cents div given. Good. Adjusted RM5.92 - RM0.08 = RM5.84 is our cost price now. I did sold half to take profits after the dividends and waiting for it to test RM6.20. It was hanging there for a while as I posted to my tratles that I expect it to break RM6.20 soon and bought back days before it break RM6.20. I placed her in my stock-watch page where some of them followed at RM6.19-RM6.20 ... I average-up!!

Yesterday it broken the RM6.40 level ... and we are heading to RM6.60-RM6.80 for me to sell ALL. Yes, this is my largest portion and I do not always do short-trades, ok? Yes, I do average-up on stocks I have high confident that it will go higher, besides it is a PCHEM!! I mean, it is the huge 'darling' of KLSE.

BJToto : I was discussing with my tratles to BUY BJToto at RM4.10 level(adjusted 8 cents dividend, so our entry is RM4.01-RM4.02) as it is a no-brainer. One may buy hugely, it is still good. At RM4.20, when it break-out, that is the average-up point. Yesterday, at RM4.50 level, I asked them to SELL as I sold my positions too. I placed an alert in our page. Now, that is a cool more than 10% trades there ... without being greedy, without brain .... and with peaceful sleep. Yup, I will have few free dinners from them!! Haha.

While many talking so much about how to get-rick-quick, these are steady good trades which could be done by most average investors. Yes, TRADE and NOT buy-n-hold. When BJToto going back to RM4.20, remember to stalk and help yourself with some buying, ok? I am still checking if it will breaks into new high soon!!

This is not 'tips' but this is to help many slower-ones, no need to monitor much, no need to go to noisy forums ... or even a trading course. You dont even need to pay thousands for the software to be the top 10% of those winning in markets.

Then, why 80-90% of them losing money in markets? Because of GREED. Nothing else ./... tghey seek for thrills and goreng-stocks. That is also why it is called chau-ku-piew which I always disagree on such word. Hey man, it is TRADING a few good fundamental stocks using simple technical indicators. Dont you think so you will be glad to have such simple knowledge where MAJORITY in markets dont even THINK logically?

UOADev : We(the traltes) bought at 1.31-1.32 levels and some sold at 1.44-1.45 yesterday. I sold my 1.36-1.37 levels(as I need to buy MudaJaya and such) at cost prices and still keeping my 1.32 levels. Now, from 1.32 to 1.45 levels is ... err ... 10% now? Simple Math ... you dont need to be a genius, you need common sense, discipline and ... lots of patience. Ask my tratles ... many moved in as I grabbed hugely. I told them that and openly here, of coz. I do not plan contra or such in this stock, ok? This is how I trade. Criticise all you want ... it is still a good 'lucky' trade. I have shown many in my stock-watch group my many lucky trades in this 2 weeks!! Thanks.

There are still so many good trades done by my tratles ... and being their mentor, I am very glad. Well, Liverpool made my day too!!

Good trades : BIMB, MahSing, MudaJaya, UniSem, ENG ... many more.
Happy Trading ... it is more selling for me!!

Sold yesterday : MudaJaya, YTL-e and BJToto.

TEH

To buy or to sell?

2012-01-11T06:40:00.008+08:00

DOW up and testing 12500 level. It is still bullish and might lift KLCI further now ... more reasons to clear most of my holdings.

I went for a talk at Jupiter last night and met 2 of my e-tratles. Well, they knew I was going as I put it on their facebook. Anyway, it is a nice talk and nice meeting.

I do like Equities-Tracker site as they gives comprehensive fundamental analysis. Good, will subscribe to it(RM600 per year) to assist me to do my FA.

Stock-Watch : So far my stock-watch is doing good. Counters like Handal, Malton-wb, Unisem, all sold with a good 10% in days while a few more in hands are not done and still at cost-prices. There is a cut-loss point to follow and if the prices really moving lower than that, I have to cut. This week I gave 5 new ones ... wiht focus mainly one two, which I feel lower risk trade. Yeah .... I do understand that many know how to BUY but the SELLing part is difficult, especially if you ask someone to cut-loss? ouch!!

Handal : Bought 0.44, sold 0.48 on same day.

Malton-wb : Bought 0.28-0.29, sold 0.32 in days.

Unisem : Bought 1.10 and sold 1.20 done in half hour!!

Jaks is too fast for many ... but discussed with my batch-1 which bought on last Friday at 0.57-0.58 and sold all at 0.62-0.63 done before suspension.

Note : Others still in play and most still in cost prices. It is nearing CNY, time to clear if they do not move much.

Someone still ask about my stock-watch. You see, it is NOT stock pick, it is just some stocks I am watching with intention to BUY. It is not an analysis-page which I wont have the time to analyse anyone's charts. Yes, it is RM30 per month, if you are still interested. So far ... ok. Just that I do not believe giving too many stocks I am watching but will write it there the RISK. 'Clients' need to be discipline enough to execute the trades themselves, the risk is theirs and also they have to choose the stocks they like with their own risk-appetite. Good luck.

SELL : My trading idea is to SELL more of my holdings before CNY ... and will only buyback during pull-back. I do still see it moving higher from current level before it pull much much lower by Mac or April. That is my view ... which is flawed and been wrong many of times!! Bull or Bear, be prepared to protect your capitals.

I have too much things to cope with ... today is my son's 6th birthday, so I dont think so there will be any postings. I still 'owe' my e-tratles my next part of teaching. It is nice to meet two of them last night. :)

Happy Trading.

10.15 am : KLCI flat??

MudaJaya : Some of my tratles bought her at 2.20 levels, some followed me at 2.28-2.30 levels yesterday, posted in my stock-watch yesterday and some in that group bought into her too. I sold half at 2.50 and waiting at 2.55 later. Bye-bye MudaJaya ... we discussed her briefly last friday meeting and 3 days ago, I was teaching my tratles how to check break-out. You get me? BS, right?

YTL-e : I grabbed 0.815-0.82 yesterday ... cleared at 0.91-0.92. Impressive? Lucky la, ok? Thanks.

MudaJaya : cleared all ... today as 2.55 done too!!

So, I have done two quick trades on them ... posted in my Stock-Watch group 'live' when I bought them ... and some those think I am BS again, can I know why you are STILL lurking here? What?? Am I suppose to be HAPPY simply because I done good trades? Give me a break ... I am so used to trading, win or lose ... I am immuned. Understand when you get cut-cut-cut hundreds of times, you wont feel the pain anymore? Do you know that when every week people celebrate your so-called HAPPY BIRTHDAY, you longer 'happy'? You just get used to it ... I am more concerned about Liverpool vs MU game, ok?

Of coz .. today is my son's birthday, bringing me luck too. Hmm ... must treat him his fav strawberry ice-cream!!

1.11 pm : Yes, one-one-one ... 11.1.11 last year, my son was 5 years old, yup, the FIVE '1's there. See the pattern now?

My wages rate

College : Today I am busy with 4 hours of classes. So far new students like me, I joked. LOL. The human-resource dept shown us our total pay for last year and generated that I am only earning average of RM25.2 per hour for the whole 2011 year. Arrghhh ... told you so that teaching is a noble job but wont make you much to be financially comfotable? Anyone want to 'BAIL" me out from here by offering me RM250 per hour? Hmm ... that is 10 times what I m getting in college here.

Tuition : Classes starts this week ... the rate is RM100-RM120 per hour, that is 4 times I am getting for my full-time job. Yes, by having 8 tuition classes, doing part-time, a lecturer here is actually getting more than their full time job. Assuming RM100 per hour, 8 classes of 1.5 hours, that is RM1200 per week. Less hours, less work than full-time!!

Trading Class : This is paying me slightly better ... RM200 per hour averagely. But this is not frequent, just one week once 3 hours. During X'mas, New Year and coming CNY we are taking break ... yes, must enjoy life first, market is always there la. Besides, we were shopping last month ... now is selling before CNY. I do get free drinks and makan and many still 'owe' that. Hahaha ... happy to see that they have done so many good trades. And learning well. Yes, they are from my cohort-1 to cohort-4 tratles.

e-learning : So far I am lagging ... but I do want those VERY slow ones to catch up. To familiarise with the charts, facebook platform(some are even new to facebook, ok?) and to know how to SEE volumes. Some do not even know that we have 30-index linked counters yet. Yes, newbies and novices learning how to crawl first ... it takes TIME. Charging RM300 for 6 months, that is RM50 per month.

stock-watch : This is a page I could still grow as I only have few of them ... but I hv demostrate to them how I traded and some too fast for them. Anyone still interested, e-mail me, please. With RM30 per person, it have to depends on how I 'market' myself? Hmm ... I m not agressive as I m only interested with my loyal-readers. Those many more are noises from everywhere.

CP Trading Group : You are welcome to add me and this page is free and open. Nothing there much, anyway.
With two kids going to kinder, I think I need a 5th stream of income. Yes, from my trading!! But, I will not withdraw money from it, in fact, I am going to deposit more in monthly basis, anticipating better trades ahead!!

Or ... perhaps I should think of writing a book ... drop my full-time job totally once I could afford to focus fully in my trading? Will my tratle(say I got 100 of them then) support my 'salary' by paying me RM100 per person per month to do analysis for them and help them to profit every month? THINK ... they are profitting well being with me for 4-5 months now. HELP Tratles ... I m still trap in the office!! HELP!! Haha .. sending out SOS.

Got to go for tuition classes now.

Need a nice dinner ... again, it has nothing to do with my trades, good or bad. It is HUMAN that I treasure, not my stocks.

off till tonight ,... later.

TEH

IPO : Buy and Hold?

2012-01-10T07:14:00.005+08:00

Bumi Armada : This is one good IPO which done extremely well during IPO. It was well accepted by investors eventhough it was listed at the high range, with PER around 20. Yet, during the first day it was listed, it surged above RM4.10 but profit-taking and not good market sentiment then seeing her retraced to RM3.24, its current low level.

Now, should one actually bought her at IPO value and seeing it losses to RM3.25? For traders, the first day surge is a good opportunity to SELL. If you could really sold her at RM4.10, taken huge profits ... and could buy her back at 3.50 levels and more at 3.25 level(preparing more at 3.00 and so on), wont you be glad to do such simple trading? It is back to RM4.10 level today!! Interesting?

A person who buy-n-hold could only see it going 20% lower and interestingly too ... to see if recovers back to RM4.10. I have all the respect for those buy-n-hold and in fact, I always believe those investors with holding power SHOULD be those few 10% who profitting from the markets!! Seriously ... if I am to buy Armada at RM4.10 back then, it is over-valued with PER 20+, but if the earnings are good, at current RM4.10, certainly its PER will be lowered. It is AK's counter, by the way.

A trader's approcach will be different. We shall wait for it to retrace all the way and only move in when its price is above 20MA(example) which was at RM3.50(12th Oct 2011) and hold till RM4.00 recently to sell. I do not use any fancy indicators ... just a simple MA line to check trend. BUY UPTRENDING stocks applied here. You may want to AVERAGE UP each time it touches the 20MA line while placing a trailing stop. In such, you could maximise your capital appreciations. Yes, it is more than 10% from Oct to recently ... OCT, NOV and DEC ... 10% profits trading Armada. You see, if you are patience enough with logics and knowledge, getting 10% in 3 months is not really 'difficult'. It is simple trading with a buy-n-hold with some simple indicators or trend-line, right?

Move on to wait for another good stocks which retracing. WAIT ... and that good stocks which retracing will rebound once investors moving back in. The cycle repeats ... and while it looks amazing simple, is it? Then, why many buy-n-hold are losing money? It is what counter you have bought during IPO ... and hold.

UOADev : This is one simple example of many investors rushing to grab her at IPO value(RM2.60) and currently trading half that value!! Buy-n-hold investors are still losing 50% of the capital, right? Will it ever move back to RM2.60? Anything is possible if you could hold looong enough but your funds STUCKED there ... that is called opportunity cost? You understand that, right? Averaging down is one of what many investors will do ... as being an investor of a stock, we like the FUNDAMENTAL of the stocks and believe it will show strong earnings and growth. Well, to me that is not investing ... investing should be buying a stock which are trading BELOW its actual valuation(instrinsic) ... with PER at single digit. We do have very few investors in KLSE, actually. BUrsa SHOULD educate the public about investing and WHY most of us should be invetsing in stock-markets and not trading or gambling.

If you are investing, you will want to WAIT for market to collapse ... we dont know when, so we wait. At the moment, KLSE's PER is around 15, that is expensive. Armada or UOA is not cheap either. Can you actually buy-n-hold these counters? Are you sure you are an investor with knowledge? Can I ask why buying Armada at RM4.10 level now? UOA is relatively cheaper in prices(1.30 to 4.10)? We do not buy a stock base on its PRICES but we like VALUATIONS. That is investor ... and we do want to hold to a stock which give us dividends!! That is important criteria for a buy-n-hold.

Majority of them in markets are not investors but accidental-investors. They are still holding to many IPOs which going 50% below their cost-prices. I am not going to mention those ACE-junks IPO which listed last year(XOX, MClean ... name it, plenty there) ... but how about JCY or MEGB?

to be continued .... if i could find the time. MSM and such in mind.

TEH

SELL : Time to take profits

2012-01-09T09:52:00.002+08:00

Monday morning ... KLCI in red, and I am wearing red? It is flat ...

Jaks : Another good trade ... grabbed 0.57-0.58, sold all at 0.62-0.63. Wow ... I grabbed on Friday, given my batch-1 as a discussion matter, told JL that I was checking her two weeks ago. Interesting case-study on the trade but I am stoo busy to share her, or perhaps someone will shoot me and say I am ... err ... trying to sell some products? hmm ... keeping to myself while sharing with my tratles work well with me now.

DuFu : Grabbed her at 0.365 last Friday too as it was mentioned by JL(not Jesse Livermore or Julian Lim, ok? JL is my new tratle).

ENG : Grabbed at 1.61(mentioned by DN) as it was lagging behind Unisem when I sold her at 1.20, ENG as at 1.61. Queueing to sell at 1.75-1.76.

RSawit : Still have her at 0.93-0.94 levels ... hold or sell?

10.30 am : KLCI in green now ...

Jaks : What?? at 0.635, halted? Oh boy, I just happily took my 10% and after some annoucement, it is fly ... and I will miss the flight(again).

3.05 pm : Busy busy busy ... crazy day so far.
TEH

Expecting KLCI to go higher?

2012-01-09T00:10:00.002+08:00

Going into a rushing Monday tmr. I will need to be in office by 7.30am again ... and the craziness of classes after classes ... loads of un-wanted paperworks, meetings ... arrghh ... my holiday is finally over. It is too short!! So ... how do we all wish to have the flexibility of time, and work at our own pace?

Now, I do have plenty of things to do ... I will want to continue my e-learning(how are everyone doing? Continue to get familiarise with simple terms and the charts first, ok?) ... my stock-watch and my tratles-page(which using most of my time). I do not have the time to blog here!!

So, briefly here ... I do expect KLCI to inch higher and with such optimism, I will like to sell many of my stocks. Those taking profit, I have done that. But, I m selling those lagging ones too ... and will prepare to be in cash positions again before CNY. Well, I was busying buying few weeks ago.

Stock-watch : There are still some asking questions regarding it. Yes, it is NOT a stcok-pick. It is merely the stocks I am stalking, with intention to BUY. I will also write the stocks I will sell(profit or loss) ... so, it is merely MY trades. But, I do show charts, giving entry point, cut-loss level and profit-taking. So far ...

Last Week trades

Handal : enrty 0.44 and sold 0.48.

Malton-wb : entry 0.28-0.29 and sold 0.32

Unisem : enrty 1.10 and sold.

RSawit : entry 0.93-0.94, current high 0.975 but closed at 0.95. Time to exit lower than 0.99 as planned earlier. Watching.

Others are still in play. Will only record here after the trades done. I have added only two new stocks I am watching for next week.

Petronas Chinese New Year

This is one of my favourite advertisement ... as it is in Hokkien, very meaningful ... and MANY those arrogant rich parents SHOULD see this. Thanks, Yasmin.

Night.

TEH

Trading class : The initial stage

2012-01-07T11:03:00.002+08:00

Today is Saturday. Today will be my last Saturday to be free. The crazy Saturdays will begin next week with my classes to start from 8am to 9.30am, 9.30 am to 11am, 11am to 12.30pm. A break for lunch 1pm to 2.30 pm before I could go over to PJ for my another 3-hour trading-classes!! Sound crazy, right? By the time 6pm, I will be too tired to walk, talk or even blog. Saturday night will be used to bring family for their 'fun time'. Hopefully I could sustain the day!! I need RedBull ...!!

Batch-2 : Meeting need to be pushed to 3pm(instead of 2.30 pm) due to my classes. Sorry.

Cohort-5 : Will start on the 4th of FEB(first Sat) at 3pm. I will send e-mail during my CNY break. It will be maximum of 14 of you as the place will be too packed for those 18 who is in my KIV list. I do believe some will opt out, chicken out or no longer interested. But if those still feel motivated even after waiting for so long ... good. I need such people to learn. Learning is painfully long ... those do not stay motivated will fade-away anyway. Why start when you cant see it through?

Batch-1(4th meeting)

Yesterday all came(minus of YWC as he is taking a break, wife just gave birth). 11 of them ... and we added 3 new ones joining the meeting. They are from the coming cohort-5 but wanting to see how our meeting works. I have added them in our group earlier for them to get to know few each other. Welcome to the tratle-family. We have happy-lots ... as you could see that I am more relax to joke! haha .. my two big-sized tratles did NOT use me as their punching-bag, everyone is jovial, talking away as we missed each other from a month break!! By the way, we do see each other in facebook in daily basis!! Haha. I am very glad ... as we getting along much better now.

I do see that the dinner together before class or mamak talk after meeting as important way of building good rapport. We are all very busy people, and we do meet in alternate Fridays ... and it is nice.

Well, the pc and projector almost fail me ... but then again, this Batch-1 started with me without a projector, without internet connection!! Today, I am glad to rent a place with projector and internet connection. Today, I have a better space to share and teach ... but we certainly needs to raise our standard further. I am only 4-5 months with them and we are still trying to improve our platforms. I am glad this first batch of mine consists of positive minded with LEARNING purposes. Without the mission to learn, it just wont last ... and I wont be so motivated to share so much. More to come ...

Blog : Well, some of them will maintain our new tratle-blog. They decided it to be closed(not me la) so that we protect ourselves from noises. You know how noisy markets are outside there and at time you just could not focus. We want to maintain it within our own tratle-family. I will only chip-in by editting terms used and adding in trading idea. From there, those from other batch could share too. It is a good idea ... where we will compile those stocks we discussed and analysed together such as AMMB, RHBCap, BIMB, PChem, UEMLand, UOA, YTLLand, MahSing, GuanChong, MPI, Maybulk, Unisem, ENG, BJCorp, XinQuan, Prestariang, LionInd, BJToto, HiapTeck, HuaYang, MudaJaya, IJM, WCT, Malton-wb, MISC ... and many more. I cant remember, we have 194 charts posted so far!! Arrghh ... I m too old to recall. Haha.

It is for learning purposes. Nothing much about stock-pick but many of us do enter some of stocks we preferred. Mind you, I have a mixture of 'veterens' but many are novices/newbies. NOT TO LOSE MOENY becoming my policy ... and our tratles' policy. Some do trade those speculative counters(due to previous habits ... but as long as it is for short-thrill, it is still ok) but very speculative counters will not be discussed in our pages.

Drop-box : This is suggested to get our sharing of documents and files more effectively. We will proceed it with everyone of us in the group to access to reports, news, articles, documents or anything in that nature to share. I do subscribe to few good trading-investing portals, besides ChartNexus. I am not promoting any here.

Video-shooting : That is our next stage ... meetings will be recorded in videos and to be posted in our blog for keepings. This will be discussed further ... and I might purchase the equipments needed. I will get anything possible to make the learning effective and making sure majority(if possible ALL) of them learning well. Yes, learning to fish takes time.

Desktop-recording : I am still experimenting that for my e-learning and need help in getting the software to work. The analysis I done for my e-tratles will be shared with my tratles too.

Training : This will be suggested in near future where the group will 'sponsor' two or three to attend training from other courses and to share it to the group!!

Intermediate levels : Once my tratles familiar with terms and language I used, I will slowly teaching them few more indicators and we will slowly go into strategies. Many of things I do is 'automatic' and 'mechanical' which .... due to hours of analysing charts and reading those biz-news, I m attuned to it. It is becoming a 'nature'. Yes, I need at least 10, 000 hours to make it a habit. Yes, I will move those more advance novices to NEXT level .. that is my plan if I could push them a little to ... do more work?

Many things are going on in the group now, making me excited. Haha ... I have a serious 'problem', my passion to share knowledge and teaching!!

Let us continue to learn from each other. It is good to have a group to bring us back in track when we are 'lost'. The supporting group is important for traders ... to continue to learn.

Will be too busy to write as I need to update my e-learning post, my stock-watch page(will e-mail to those interested) ... attending to Jupiter's talk later and with family tmr.

Jupiter Talk

A packed audience ... some similar faces. 5 of my tratles were with me ... and the talk is ... err ... confusing? It is 'selling' a software using ATR to trade and on good fundamental uptrend stocks. The cost is USD5k. Wow ... only for professionals.

Then, I thought Martin will share a little about VSA ... so that I could bring back something worth for my trip there. Nought. It is just a promotion of his up-coming 1.5 days trading class and opening of a/c with Jupiter, of coz. In way, I do not really learn anything much.

I asked PT during the short-coffee break(by the way, we were given 3-in-1 nescafe ... but the water is not hot enough!!) ... do you understand what was being said? He is being honest .... of coz .... not! Haha.

In my opinion, if I find difficulties to understand a talk, an average novices or newbies could NOT understand anything much. With a crowd about 100, do you think how many % of them could understand ATR with those charts? 480 minutes, daily, weekly and monthly charts on COMEX? Err ... how many percent of Malaysians trading in COMEX? Hmm ...

Watching movie with family at home now. off
Happy Weekend ahead.

TEH

Busy weeks ahead

2012-01-06T13:11:00.000+08:00

12.50 pm : KLCI down 4.71 points. I am having my lunch at home, with this post going out. I was busy trading UniSem(bought in opening and sold 1.20), clearing those rubbish in office(yes, all still in holiday but I am back to prepare myself mentally for my classes next week). So, I sms-ed EK to join me if he wants. Quickly he came over ... and to learn to analyse BJCorp which we were discussing in our FB last night. A hammer was formed but it needs confirmation. So, a novice will ask ... what confirmation will you look into? What does that mean?

MayBulk, GuanChong and Naim ... missed all the three which we discussed previously in our FB. Again, I do not know if anyone buying into anything.

BUSY BUSY BUSY ... by next week, you might wont see any postings here ... but I will like to jot down my thoughts, if possible in daily basis. I will be TOO busy answering questions from my tratles, e-tratles and stock-watch facebook group. ALL are closed pages. My pubic Trading page and this blog will see less contributions due to my commitments.

Commitments of works

College : I will have 2 new further-maths class to handle next week, besides my existing 2 maths class.

Tuition : I will have extra 3 new classes to start(expecting) and with my existing 5 classes. One class is averagely 1.5 - 2 hours per week!!

Tratles : I will have my two batch of them with my cohort-5 rolling in Feb. Those interested to join cohort-5, let me know.

e-Tratles : I am still experimenting on how to video-shoot my desktop and also updating more posts, sharing more. Currently, I want it to be SLOW .. slow is good for novices and newbies.

Stock-watch : I have given 5 stocks last weekend. Handal and Malton-wb done well. So, I replaced with 2 other. Unisem done today!! Will only update again this weekend. Those still interested with my RM30 stock-watch(NOT stock pick, different la), let me know.

Jupiter : I will be going to Jupiter Sbang Jaya tmr noon for a talk. Wanna join me?

I need to run again ... and tonight my batch 1 will have their 4th meeting. I need to prepare for tonight's class too. Wish me luck ... as any of my tratles losing money or didnt learn anything much, they might use me as their punching bag? I have to learn Muay-Thai soon!! Arrghhh .... of Wing Chun? ...hmm .. now we are spoilt with choices.

Happy trading, win or lose is part of the game!

TEH